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SBI General Management

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Bhaskar Jyoti Sarma

Bhaskar Jyoti Sarma
Managing Director & Chief
Executive Officer

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Bhaskar Jyoti Sarma

Bhaskar Jyoti Sarma
Managing Director & Chief
Executive Officer, SBI General

Mr. Bhaskar Jyoti Sarma, Chief General Manager at SBI, is Managing Director & Chief Executive Officer of SBI General.

Mr. Sarma started his banking career in 1979 as a Probationary Officer with State Bank of India. During his career of 32 years with SBI, he held several important assignments in India and abroad including Regional Manager, Guwahati, Vice-President (Credit) at Bank’s Chicago branch, and Dy.General Manager (ALM Project) at the Bank’s Corporate Centre, Mumbai. Prior to the assignment at NE Circle of SBI as General Manager, he also worked as the Executive Secretary to the Chairman of State Bank of India.

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Steve Hollow
Deputy Chief Executive Officer

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Steve Hollow
Deputy Chief Executive Officer

Steve Hollow has over 30 years experience within the General Insurance Industry having commenced his career in 1981 with SGIO Insurance in Australia. During his time at SGIO Insurance (now an IAG company) he held a variety of roles including Great Southern Regional Manager, National Personal Lines Underwriting Manager, Personal Lines Integration Manager following IAG’s acquisition of the SGIO Insurance company.

After 18 years with SGIO, Steve joined HBF Insurance, a wholly owned subsidiary of HBF Health Funds, Western Australia’s largest private health insurer. In his role as Operations Manager, he oversaw the systems and process improvement programs within the business resulting in significant productivity improvements combined with sharp improvement in the businesses profitability.

In 2005 Steve was appointed the Operations Manager for the Health Fund where he implemented significant structural changes which resulted in both productivity and efficiency gains along with significant improvements in customer satisfaction. Steve was appointed to the role of HBF Insurance General Manager in 2008 where he had overall responsibility for the General Insurance company. During this time the company grew to achieve a 10% market share within the Western Australian market. In 2011 Steve was responsible for the for the divestment of the HBF Insurance business and the setting up of a 10 year distribution agreement with CGU Insurance, a wholly owned subsidiary of the IAG Group. Steve subsequently joined the IAG group following the sale.

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Simon Herbert
Head- Underwriting

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Simon Herbert
Head- Underwriting

Mr. Simon is graduate of accounting & applied finance and holds Insurance qualification from Deaken University.

He has over 18 years of experience within the General Insurance Industry having commenced his career in 1995 with Marsh and thereafter moved to Chubb as senior underwriter. He has held managerial responsibility with ACE Insurance overseeing Australia, New Zealand and Queensland. His immediate assignment prior to joining India was National Corporate Manager with CGU (an IAG subsidiary) .

Mr. Simon heads underwriting function and is responsible for underwriting, Reinsurance and Product Development. He carries a vision to create robust risk based underwriting environment for SBI general which, in times to come, may become role model for Indian insurance Industry.
 

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Shirish Thahte
SVP - Internal Audit & CRO

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Shirish Thahte
SVP - Internal Audit & CRO

Mr. Thatte comes from the Non- Banking Financial Companies (NBFC) and General Insurance industry Background. He is a Chartered Accountant with 23 years of work experience in Operations, Accounts, Finance, Risk Management and Internal Audit. Has 15 years of work experience in setting up and heading internal audit function.
Mr. Thatte joined SBI General on 1st July 2013 and he would be responsible for handling Internal Audit and Enterprise Risk function of SBI General

Suresh Sankaranarayanan

Suresh Sankaranarayanan
Chief Information Officer

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Suresh Sankaranarayanan

Suresh Sankaranarayanan
Chief Information Officer

Suresh holds a Master's degree in Financial Management and multiple diplomas in Software Engineering. He has over 17 years of experience in Information Technology space covering General Insurance, Banking, and FMCG Domains.

Suresh has been with SBI General since September 2009 and is responsible for shaping the vision of information technology to deliver solutions that will further the organisation capabilities and create a competitive advantage for the organisation.

Arvind Priya

Arvind Priya
SVP, Head - Human Resources

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ARVIND PRIYA

Arvind Priya
Senior Vice President,
Head - Human Resources

Mr. Arvind Priya joined SBI General on 9th May 2012. He has over 30 years of valuable experience in Banking and Financial Services industry, holding various strategic positions at multiple locations. He has been looking after various portfolios like Human Resources, Information Technology, Premises & Estate, Security and many more in his preceding assignment at State Bank Of India.

In his capacity as Head of Human Resources, Mr. Priya is responsible for management of the Human Resource & Learning and Administration functions. He is committed to create a dynamic working environment at SBI General Insurance by maintaining the right and motivated personnel.

Mr. Priya holds a Post Graduate degree in Humanities and has also done a certification course in Computer Application (CSI).

Atul Deshpande

Atul Deshpande
Head - Operations

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Atul Deshpande

Atul Deshpande
Head - Operations

Mr. Deshpande has done his graduation in Commerce with a diploma in various IT applications. He has over 20 years of extensive experience in the general insurance industry managing various departments like IT, Operations, Product development and Customer Management.

Mr. Deshpande joined SBI General in July 2009 and is responsible for customer management, managing business processes and support company's business expansion plans.

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K Swaminathan
Chief Financial Officer

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K Swaminathan
Chief Financial Officer

Mr. Swaminathan is a Science graduate and a certified associate of the Indian Institute of Bankers. He has been associated with the Bank since 1985. Prior to joining SBI General as deputee, he has handled important assignments such as Relationship Manager of Mid Corporate Group branches like Commercial branch - Madurai, Commercial Branch Guindy, Industrial Finance Branch Chennai & Commercial Branch Chennai. He also served as Team leader, Credit Processing cell in Mid Corporate Group, Chennai Region & Manager (International Banking) at Leather International Branch, Chennai.

Richard Hyne

Richard Hyne
Consulting SVP,
Head of Claims

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Richard Hyne

Richard Hyne
Consulting SVP,
Head of Claims

Mr. Hyne has around 40 years of varied experience in the Banking and Insurance Industry. He has managed various types of Claims including workers compensation and public / product liability. He has also been heavily involved in managing catastrophe events within Australia which include cyclones, floods, bushfires, and assisted in validating the claims process for the Christchurch earthquake.

Mr. Hyne is a part of SBI General since January 2012 and he is responsible for the overall claims management function. His focus is to set industry benchmarks in claims service delivery, cost control and for SBI General Claims to be acknowledged as the number 1 Claims Operation in India.

Rajiv Gupta

Rajiv Gupta
Head - Strategy,
Information and Performance

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Rajiv Gupta

Rajiv Gupta
Head - Strategy, Information and Performance

Mr. Gupta holds a Post graduation degree in Management. He is also an Associate in Reinsurance and Risk Management from Insurance Institute of America and a licensed practitioner of Neuro Linguistic Programming.

He brings with him valuable experience of more than 25 years in the General Insurance and Consulting Services industries.
 

Mr. Gupta joined SBI General in July 2010 and is responsible for facilitating Strategy & Planning, Information Management, Performance Management, Project Management and Internal Communications.

Mahendra Tripathi

Mahendra Tripathi
Head - Compliance, Legal
& Company Secretary

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Mahendra Tripathi

Mahendra Tripathi
Head - Compliance, Legal
& Company Secretary

Mr. Tripathi has done his graduation in Science and in General Laws. He is an Associate Member of Institute of Company Secretaries of India (ICSI). He brings with him over 10 years of valuable experience in Insurance and Corporate Secretarial functions.

Mr. Tripathi joined SBI General in December 2009 and is responsible for the Legal and Compliance function. He is also the Company Secretary of SBI General. His role includes formulating and monitoring compliance framework across the Company and assisting the Board of Directors in discharging Corporate Governance obligations.

Sulochana Enjeti

Sulochana Enjeti
Head & Appointed Actuary

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Sulochana Enjeti

Sulochana Enjeti
Head & Appointed Actuary

Ms. Enjeti is a Fellow of Institute of Actuaries of India and member of Institute of Actuaries, UK. She has over four years’ actuarial experience, regulatory as well as industry experience, in the General Insurance domain.

Ms. Enjeti joined SBI General in May 2012 and is responsible for statistical rating of products, estimation of corporate provisions and managing overall IRDA actuarial reporting requirements.

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Parminder Singh
Chief Investment Officer

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Parminder Singh

Parminder Singh
Chief Investment Officer

Mr. Singh holds a Masters degree in Business Administration from IISWBM, Calcutta University. He is a seasoned treasury professional with more than 15 years of experience in the Banking Industry. Mr. Singh has effectively handled various critical positions in both Indian and overseas treasuries.

He has considerable experience in trading all asset classes viz. equity, forex, fixed income and commodities. His role is to optimize returns on investments while managing statutory solvency and liquidity requirements of the company.

Our Vision

Be the most trusted general insurer in India with fair and transparent business practices, leading the Nation's effort in increasing insurance penetration.

Pratip Chaudhuri

Pratip Chaudhuri
Chairman, State Bank of India

Mr. Pratip Chaudhuri assumed charge as Chairman of State Bank of India on 7th April 2011. Born on 12th September 1953, Mr. Chaudhuri joined State Bank of India as a Probationary Officer in the year 1974. Immediately prior to taking over as Chairman, Mr. Chaudhuri was Dy. Managing Director (International Banking Group), State Bank of India.


During his tenure of 37 years in State Bank of India, Mr. Chaudhuri has held a number of important positions, including those of Dy. Managing Director (IBG), Chief General Manager (Foreign Offices), Chief General Manger of Chennai Circle and General Manager (Mid Corporate Group).


Mr. Chaudhuri also headed State Bank of Saurashtra, and piloted its merger with State Bank of India.


Married, Mr. Chaudhuri has a son and a daughter, who are pursuing higher studies.

Shyamal Acharya

Shyamal Acharya
Dy. Managing Director, State Bank of India

Mr. Shyamal Acharya has recently taken over as Deputy Managing Director (Associates & Subsidiaries) of State Bank of India (SBI). Prior to this, he was heading the Mid – Corporate Group of the SBI with a Loan Book of USD 36.326 billion and Liability portfolio of USD 6.054 billion. Mr. Acharya has held a number of important positions in SBI including CGM, Mumbai Circle and also CGM (Rural Business). He has also worked abroad as Vice President (Credit) in SBI (Canada) Branch.

 

Mr. Acharya is a Commerce Graduate from Kolkata University and is also a member of I.C.W.A.I. He joined State Bank of India in 1976 as a Probationary Officer and has had a distinguished service of over 34 years.

R. Venkatachalam

R. Venkatachalam
DMD & GE(Mid Corporate Group), State Bank of India

Born in April 1954, Shri R. Venkatachalam joined State Bank of India as the Probationary Officer in October, 1977. Over the last 34 years, Shri Venkatachalam has held varied assignments in different parts of the country covering various aspects of banking.

 

In the initial years, he served the Bank in the difficult areas of the North Eastern Circle. He worked as the AGM and Relationship Manager at CAG- Central, Mumbai. He was General Manager, Mid-Corporate Group Regional Office at Ahmedabad before being designated as the Chief General Manager of MCG at Corporate Centre, Mumbai in December 2007. He took over as the Chief General Manager of Patna Circle in July 2009.

 

In December 2010, Shri Venkatachalam took charge as the Dy. Managing Director & GE of SBI’s mammoth and far- reaching Rural Banking initiatives in its entirety. In April 2011 he was assigned the portfolio of DMD (Stressed Assets Management) with a task to set right SBI’s stressed assets and NPAs. Currently he heads the gigantic Mid-Corporate Group, a group catering to Mid Corporate Clients with Loan Book of 1,70,204 crores and liability portfolio of Rs. 23, 706 crores as the Dy. Managing Director (MCG).

Michael Wilkins

Michael Wilkins
Chief Executive Officer & Managing Director, IAG

Mr. Michael Wilkins was appointed as Chief Executive Officer & Managing Director in May 2008 after holding the position of Chief Operating Officer since November 2007. Prior to this appointment he was Managing Director of Promina Group Limited, from August 1999 until March 2007. Previously he was Managing Director of Tyndall Australia Limited.

 

Mr. Wilkins has more than 25 years experience in the insurance and financial services sector. He is a Director of the Insurance Council of Australia, having served as President from 2003 until 2005, a member of the Business Council of Australia and is also a past Director of IFSA. He was voted as Outstanding Chartered Accountant in Business in 2004 and as ANZIIF Insurance Personality of the Year in 2005.

Justin Breheny

Justin Breheny
Chief Executive Officer, IAG Asia

Mr. Justin Breheny was appointed as IAG's Chief Executive Officer, Asia in March 2006 with the responsibility for managing the Group's existing and developing business interests in Thailand, Malaysia, Singapore, China and India, and expansion into new Asian markets. He has over sixteen years experience living and working in Asia.

 

Prior to joining IAG, Mr. Justin held senior executive and board positions within ANZ Banking Group's Asian operations, with responsibilities during this period including the management and strategic expansion of ANZ's Asian branch network business in China, Hong Kong, Philippines, Taiwan, Vietnam, Indonesia, Singapore, Malaysia and Thailand.

Bhaskar Jyoti Sarma

Bhaskar Jyoti Sarma
Managing Director & Chief
Executive Officer, SBI General

Mr. Bhaskar Jyoti Sarma, Chief General Manager at SBI, is Managing Director & Chief Executive Officer of SBI General.

 

Mr. Sarma started his banking career in 1979 as a Probationary Officer with State Bank of India. During his career of 32 years with SBI, he held several important assignments in India and abroad including Regional Manager, Guwahati, Vice-President (Credit) at Bank’s Chicago branch, and Dy.General Manager (ALM Project) at the Bank’s Corporate Centre, Mumbai. Prior to the assignment at NE Circle of SBI as General Manager, he also worked as the Executive Secretary to the Chairman of State Bank of India.

Ashok Pradhan

Ashok Pradhan
Independent Director

Mr. Ashok Pradhan retired as Chairman-Cum-Managing Director of New India Assurance Co. Ltd., Mumbai. Prior to this, he worked in New India and General Insurance Corporation of India for over 30 years in various capacities. Mr. Pradhan had worked as Managing Director and Chief Executive of GIC Asset Management Company and GIC Mutual Fund, Secretary General of General Insurers Public Sector Association of India (GIPSA), Director of various Express Group of Companies, Promoter Director of AMFI etc.

 

Mr. Pradhan specializes in Investment, Finance, Primary and Secondary Capital Market Operations, Asset Management and General Insurance (Domestic and International Operations). Mr. Pradhan is appointed as an Independent Director on the Board of the Company with effect from 21st April 2010.

Mahender Kumar Garg

Mahender Kumar Garg
Independent Director

Mr. Mahender Kumar Garg is a Fellow of Institute of India and a Chartered Accountant. Mr. Garg led the United India Insurance Company Limited as its CMD from December 2004 to July 2007. Mr. Garg joined the New India Assurance Company in 1976 as AAO and worked up to the level of AGM in various Regional offices in Kanpur, Delhi, Bhopal, Jaipur, Chandigarh upto 2001.

 

He worked as General Manager of New India Assurance Company Ltd. at Mumbai Head Office from December 2001 to November 2004, looking after Investment, Accounts, Grievances, Technical Department and Member of Head Office Claims Committee. Mr. Garg is appointed as an Independent Director on the Board of the Company with effect from 21st April 2010 and is Chairman of the Audit Committee of the SBI General.

Alok-Agarwal

Alok Agarwal
Chief Financial Officer

Mr. Agarwal is a certified associate of the Indian Institute of Bankers and also holds a post graduation degree in Physics. He has over 28 years of valuable experience in the Banking and Financial Services Sector.

 

Mr. Agarwal joined SBI General in December 2009 and is responsible for the financial management of the company. His office also oversees investment management, budgeting, statutory compliance and reporting.

V Subramanian

V Subramanian
Head - Underwriting and Reinsurance

Mr. Subramanian is a Fellow of the Insurance Institute of India and an Associate of the Chartered Insurance Institute. He has also done his Post Graduation in Business Administration.

 

He brings with him vast experience of 32 years in the general insurance industry in Indian and international markets.

 

Mr. Subramanian joined SBI General in April 2009 and is responsible for the overall underwriting and reinsurance function. His focus is to provide thought leadership to deliver the right business products aligned to the overall strategic plan of the Company.

Y.S.Rao

Y S Rao
Head - Sales and Marketing

Mr. Rao holds a post graduation degree in Commerce and in Computer applications. He is also an Associate of Insurance Institute of India and Indian Institute of Bankers.

 

Mr Rao brings with him valuable experience of more than 27 years in the Banking and Financial services industry holding various strategic positions.

 

Mr. Rao joined SBI General in December 2009 and is responsible for overall Sales and Marketing function. His focus is to strengthen distribution network & strategic relationships and manage business growth. He is also responsible for Corporate brand and marketing of SBI General.

Sudhir Mankodi

Sudhir Mankodi
Senior Vice President

Mr. Mankodi is a Science Graduate and also a certified associate of the Indian Institute of Bankers. He has over 39 years of rich experience in Banking and Financial Services industry handling various senior positions.


Mr. Mankodi has been associated with SBI General since the project stage and he has been one of the key members engaged in setting up the Company. During the project phase, he was one of the three members of the Project Implementation Committee.

Arvind Priya

Arvind Priya
Senior Vice President,
Head - Human Resources

Mr. Arvind Priya joined SBI General on 9th May 2012. He has over 30 years of valuable experience in Banking and Financial Services industry, holding various strategic positions at multiple locations. He has been looking after various portfolios like Human Resources, Information Technology, Premises & Estate, Security and many more in his preceding assignment at State Bank Of India.


In his capacity as Head of Human Resources, Mr. Priya is responsible for management of the Human Resource & Learning and Administration functions. He is committed to create a dynamic working environment at SBI General Insurance by maintaining the right and motivated personnel.


Mr. Priya holds a Post Graduate degree in Humanities and has also done a certification course in Computer Application (CSI).

Suresh S

Suresh Sankaranarayanan
Chief Information Officer

Suresh holds a Master's degree in Financial Management and multiple diplomas in Software Engineering. He has over 17 years of experience in Information Technology space covering General Insurance, Banking, and FMCG Domains.

 

Suresh has been with SBI General since September 2009 and is responsible for shaping the vision of information technology to deliver solutions that will further the organisation capabilities and create a competitive advantage for the organisation.

Sulochana Enjeti

Sulochana Enjeti
Head & Appointed Actuary

Ms. Enjeti is a Fellow of Institute of Actuaries of India and member of Institute of Actuaries, UK. She has over four years’ actuarial experience, regulatory as well as industry experience, in the General Insurance domain.


Ms. Enjeti joined SBI General in May 2012 and is responsible for statistical rating of products, estimation of corporate provisions and managing overall IRDA actuarial reporting requirements.

Atul Deshpande

Atul Deshpande
Head - Operations

Mr. Deshpande has done his graduation in Commerce with a diploma in various IT applications. He has over 20 years of extensive experience in the general insurance industry managing various departments like IT, Operations, Product development and Customer Management.


Mr. Deshpande joined SBI General in July 2009 and is responsible for customer management, managing business processes and support company's business expansion plans.

Rajiv Gupta

Rajiv Gupta
Head - Strategy, Information and Performance

Mr. Gupta holds a Post graduation degree in Management. He is also an Associate in Reinsurance and Risk Management from Insurance Institute of America and a licensed practitioner of Neuro Linguistic Programming.

 

He brings with him valuable experience of more than 25 years in the General Insurance and Consulting Services industries.

 

Mr. Gupta joined SBI General in July 2010 and is responsible for facilitating Strategy & Planning, Information Management, Performance Management, Project Management and Internal Communications.

Bhaskar Jyoti Sarma

Bhaskar Jyoti Sarma
Managing Director & Chief
Executive Officer, SBI General

Mr. Bhaskar Jyoti Sarma, Chief General Manager at SBI, is Managing Director & Chief Executive Officer of SBI General.

 

Mr. Sarma started his banking career in 1979 as a Probationary Officer with State Bank of India. During his career of 32 years with SBI, he held several important assignments in India and abroad including Regional Manager, Guwahati, Vice-President (Credit) at Bank’s Chicago branch, and Dy.General Manager (ALM Project) at the Bank’s Corporate Centre, Mumbai. Prior to the assignment at NE Circle of SBI as General Manager, he also worked as the Executive Secretary to the Chairman of State Bank of India.

Rob Logie

Rob Logie
Deputy Chief Executive Officer

Mr. Logie commenced working full time with SBI General Insurance in India in November 2008 and was appointed to the role of Deputy Chief Executive Officer in February 2010. He has also been the IAG Chief Representative in India since November 2008. With a background in accounting and business advisory in Australia and the UK, Mr. Logie has been with IAG since 1998 where he has held diverse senior roles primarily within the Direct Insurance arm. The Direct Insurance arm of IAG in Australia has gross written premium in excess of AUD 4 billion. He has over 14 year experience in the general insurance industry.

Maitreyi Sanadi

Maitreyi Sanadi
Senior Vice President - Internal Audit,
Control and Risk Management

Ms. Sanadi is a Certified Associate of the Indian Institute of Bankers and has done her graduation in Science and has over 30 years of experience in the Banking and Financial Services industry handling various senior positions in India and overseas.

 

Ms. Sanadi joined SBI General in April 2010 and is responsible for Internal Audit, Control and Risk Management

Mahendra Tripathi

Mahendra Tripathi
Head - Compliance, Legal
& Company Secretary

Mr. Tripathi has done his graduation in Science and in General Laws. He is an Associate Member of Institute of Company Secretaries of India (ICSI). He brings with him over 10 years of valuable experience in Insurance and Corporate Secretarial functions.

 

Mr. Tripathi joined SBI General in December 2009 and is responsible for the Legal and Compliance function. He is also the Company Secretary of SBI General. His role includes formulating and monitoring compliance framework across the Company and assisting the Board of Directors in discharging Corporate Governance obligations.

Mahendra Tripathi

Richard Hyne
Consulting SVP,
Head of Claims

Mr. Hyne has around 40 years of varied experience in the Banking and Insurance Industry. He has managed various types of Claims including workers compensation and public / product liability. He has also been heavily involved in managing catastrophe events within Australia which include cyclones, floods, bushfires, and assisted in validating the claims process for the Christchurch earthquake.

 

Mr. Hyne is a part of SBI General since January 2012 and he is responsible for the overall claims management function. His focus is to set industry benchmarks in claims service delivery, cost control and for SBI General Claims to be acknowledged as the number 1 Claims Operation in India.