Frequently Asked Questions

Home is the sweetest place on the earth which is truly priceless and the most valued possession. Considering various uncertainties of life it is important that we secure our home from natural calamities, accidents and unforeseen circumstances. We at SBIG understand this risk and provide you with our unique policy “Simple Home Insurance Policy”, a comprehensive product that protects the home structure, its contents and other related risks mentioned below which includes worldwide Coverage for theft, accidental loss, damage or destruction of personal baggage accompanying the Insured and/or his Family.

Arogya Premier FAQs

Anyone of age between 3 months to 65 years can be covered under the policy.

Yes, Maternity Hospitalization expenses are payable under the policy with a waiting period of 9 months.

Yes the Sum Insured can be reinstated on payment of pro rata additional premium for the balance period; however the insured has to opt for this benefit at the time of the inception of the policy.

Pre-acceptance Health check is not mandatory for people who are less than 55 years old and without any history of illness. Insured’s with following condition, acceptance of proposal is subject to a satisfactory medical examination as per SBI General’s requirements: Insured with adverse medical history as declared in Proposal Form or, Insured aged above 55 years & irrespective of SI. The cost of Pre-acceptance medical tests has to be borne by the proposer. However, if the proposal is accepted by Us, we will reimburse 50% of the cost incurred towards the medical tests so undertaken at our advice.

Sum Insured options of Rs 10,00,000 to Rs 50,00,000 are available.

Yes, cumulative bonus of 10% for each claim free year is available and you can accumulate upto a maximum of 50% under each policy.

Yes, 142 day care procedures are covered under the policy.

Yes the Ambulance charges up to Rs 5000/- for the policy period are payable.

Yes the policy is available for up to 3 years.

Yes there is a discount of 5% for 2 year term and 7.5% for three year term.