Enhanced Protection At An Attractive Premium.
Due to rising medical costs & increasing lifestyle diseases, your healthcare expenses can often exceed the insurance coverage you have. SBI General’s Arogya Top up Policy helps you get enhanced protection at a low premium so that you can meet your additional medical costs without burning a hole in your pocket.
Any individual between 18 to 65 years of age ( Extended up to 70 years with minimum deductible of ₹5 Lakh ) can buy this policy for oneself, their spouse, dependent children (91 days - 25 years) parents & parents-in-law.
Take a look at the various features and benefits of the Arogya Top up policy offered by SBI General Insurance
We will not pay expenses in the following cases
The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.
We will not pay expenses in the following cases
The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.
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Here are the commonly asked questions about Arogya Top up Policy
Anyone of age between 91 days to 65 years can be covered under the policy.
Yes, the Arogya Top up Policy can be bought by a person without any basic health insurance policy.
Yes, the organ donor pretest expenses are covered under the policy.
Yes, maternity hospitalization expenses are payable under the policy with a waiting period of 9 months – subject to the deductible amount.
Yes, the Sum Insured can be reinstated on payment of pro rata additional premium for the balance period; however, the insured has to opt for this benefit at the time of the inception of the policy.
Sum Insured options available are 1 lakh to 50 lakh, with increment of 1 lakh
The policy has an option of deductible from 1 lakh to 10 lakh, with increment of 1 lakh.
Yes, the ambulance charges up to 5000/- for the policy period are payable.
Yes, the policy is available for up to 3 years.
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DISCLAIMER: For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
*Starting from Rs.81/Month for 1 Adult-Age 19 years ; ₹5 Lakh Sum Insured & ₹3 Lakh Deductible (Exclusive Taxes)
**Tax benefits are subject to change in Tax Laws
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
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