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SBI General's Hospital Daily Cash Insurance Policy

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With SBI General's Hospital Daily Cash Insurance Policy you can be in control in such situations. The Policy provides you with a fixed benefit for each day of hospitalization, irrespective of the actual medical cost. It thus provides you with additional protection & takes care of extra expenses like traveling, food etc.

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More details about Hospital Daily Cash Insurance Policy

  • Daily hospitalization expense for each continuous & completed period of 24-hour hospitalization
  • ICU hospitalization expense up to twice the daily benefit
  • Accident hospital confinement expense up to twice the daily benefit
  • Fixed lump sum to take care of Convalescence expenses
  • Flexible Plan options Max.30 days & 60 days coverage
  • 3 daily benefit amount options to choose from – Rs. 500, Rs. 1000 & Rs.1500
  • Premium exempt from Income Tax under Sec 80 D of Income Tax Act
  • No Medical Checkup up to the age of 45 years with no medical condition
  • Hospital Daily Cash benefit for each continuous and completed period of 24 hours of hospitalization.
  • Twice the Hospital Daily Cash benefit for each continuous and completed period of 24 hours of Hospitalisation due to Accidental Bodily Injury. Maximum 5 days per Hospitalisation and 10 days per Policy Period
  • Twice the Hospital Daily Cash benefit for each continuous and completed period of 24 hours of Hospitalisation in Intensive Care Unit. Maximum 7 days per Hospitalisation and 15 days per Policy Period.
  • Thrice Hospital Daily Cash benefit or Rs.5,000 whichever is less is payable upon completion of 10 consecutive days of hospitalization in a single admission. Payable only once in a Policy Period
  • The maximum benefit payable will be 30/60 days within the Policy Period
  • Pre existing diseases from inception of the policy up to 4 years of this Policy being in force continuously.
  • Treatment of illnesses such as Ulcers, Tonsillectomy, Hernia, Cataract, Sinusitis, Gall Bladder Stones, Chronic Renal Failure during the first year of operation of the policy.
  • Treatment taken outside India
  • Outpatient treatment
  • Stay in a hospital without undertaking any active regular treatment by the medical practitioner
  • Experimental and unproven treatment.
  • Deductible equal to first 24 hours hospitalisation benefit will be charged on every hospitalization

Disclaimer: The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the sales brochure carefully before concluding a sale.