Arogya Sanjeevani Health Insurance

Arogya Sanjeevani Health Insurance

  • Hospitalization Expenses
  • Alternative Treatment/ AYUSH
  • Life-long renewability
  • Tax Exemption: Sec 80D

Starting ₹286/Month#

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Affordable Premium

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Arogya Sanjeevani Policy to Secure Your Health Needs

Why Arogya Sanjeevani, SBI General Insurance Company Limited?

Insure for a Secure Future!

With rising medical expenses, even the simplest procedures & treatments can cost a lot of money. Therefore, a comprehensive health cover like the Arogya Sanjeevani Policy becomes all the more important. Don't let medical inflation burn a hole in your pocket. Get Insured, now!

Who Can Buy This Policy?

Any individual between 18 to 65 years of age can buy this policy for oneself, their spouse, dependent children( 91 days -25 years) Parents / Parents-in-law.

What is Covered Under Arogya Sanjeevani Health Plan?

Take a look at the various features and benefits of the Arogya Sanjeevani Policy offered by SBI General Insurance

    • No medical check-up up to the age of 55 years for people with no medical history
    • AYUSH coverage
    • Family Floater: one plan, full family
    • Road Ambulance Cover
    • Cumulative Bonus: 5% of SI for each claim-free year, up to 50%
    • Coverage from Rs 50,000 to Rs 10,00,000
    • Life-long renewability
    • Tax Deduction: Under Sec 80D
    • Your hospital room rent, boarding expenses and doctor fees
    • Nursing expenses, Operation theatre and ICU charges
    • Medicines that you consume during the hospital stay
    • Road Ambulance Charges
    • Pre and Post hospitalization expenses up to 30 and 60 days respectively
    • AYUSH Treatment
      • Pre-existing diseases from inception of the policy up to 4 years of this policy being in force continuously
      • Treatment taken outside India
      • Admission primarily for investigation & evaluation
      • Admission primarily for rest cure, rehabilitation and respite care
      • Expenses related to surgical treatment of obesity that do not fulfill certain conditions
      • Change-of-Gender treatments
      • Expenses for cosmetic surgery

       

       

       

       

       

       

Major Benefits

  • No medical check-up up to the age of 55 years for people with no medical history
  • AYUSH coverage
  • Family Floater: one plan, full family
  • Road Ambulance Cover
  • Cumulative Bonus: 5% of SI for each claim-free year, up to 50%
  • Coverage from Rs 50,000 to Rs 10,00,000
  • Life-long renewability
  • Tax Deduction: Under Sec 80D

What’s Covered

  • Your hospital room rent, boarding expenses and doctor fees
  • Nursing expenses, Operation theatre and ICU charges
  • Medicines that you consume during the hospital stay
  • Road Ambulance Charges
  • Pre and Post hospitalization expenses up to 30 and 60 days respectively
  • AYUSH Treatment

What’s Not Covered

    • Pre-existing diseases from inception of the policy up to 4 years of this policy being in force continuously
    • Treatment taken outside India
    • Admission primarily for investigation & evaluation
    • Admission primarily for rest cure, rehabilitation and respite care
    • Expenses related to surgical treatment of obesity that do not fulfill certain conditions
    • Change-of-Gender treatments
    • Expenses for cosmetic surgery

     

     

     

     

     

     

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FAQs about Arogya Sanjeevani

Here are the commonly asked questions about Arogya Sanjeevani Policy

A multi-individual/ family non-floater plan has no restrictions on number of individuals that can be covered under one policy, provided the individuals covered are as per the allowed relationships i.e. self, spouse, parents and parents-in-law and dependent children.

Yes, expenses related to day care procedures are covered under AYUSH

Yes, External Congenital Anomaly is covered in Arogya Sanjeevani Policy. However, it would normally be treated as a pre-existing disease, and therefore a waiting period of 48 months will apply.

Yes, they can be covered in a single policy under multi-individual/ family non-floater plan. However, under family floater policy either parents or parents-in-law can be covered. Note - 1 parent / 1 parent-in-law is not allowed as a combination in Family Floater.

If the line of treatment taken conform to the professional standards widely accepted in international medical practice or by the medical community in India, it will be covered provided to claim admissibility.

Yes – Cataract and Advanced Medical treatment have sub limits as specified in the policy wordings.

Yes, cost of harvesting will be covered under the policy.

Product UIN

SBIHLIP20180V011920

Disclaimer:

For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
#Starting ₹286/Month for 1Adult –Age 25years ; 3Lacs Sum Insured (Exclusive Taxes)
Tax Benefits are subject to change in Tax Laws

SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
*T&C Apply

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