SBI General’s Super Health Insurance is your ultimate safeguard against unexpected medical expenses. Designed with your well-being in mind, this policy offers comprehensive coverage that includes in-patient and domiciliary hospitalisation, ensuring you’re protected no matter where you are. One of its standout features is the global medical treatment benefit, which extends your coverage beyond borders, giving you peace of mind even when travelling abroad.
What sets this policy apart is its Unlimited Re-insure Benefit, which automatically restores your sum insured upon exhaustion, ensuring continuous protection throughout the policy period. Additionally, the policy includes annual health check-ups, helping you stay proactive about your health. With SBI General’s Super Health Insurance, you’re not just buying a policy; you’re investing in a healthier, worry-free future. It’s the perfect blend of extensive coverage, flexibility, and affordability, tailored to meet the diverse needs of you and your family.
SBI General Key Features | Benefits |
---|---|
Sum Insured | ₹3 Lakh to ₹2 Crore |
Premium | Varies based on sum insured, age and plan variant |
Eligibility | Adults Aged 18 Years and Above Children Aged 91 Days |
Free Look Period | 30 days from the date of receipt of the policy document |
Waiting Period | 30 days for general illnesses; 1-2 years for specific diseases and pre-existing conditions |
Tax Benefits | Eligible for tax benefits under Section 80D of the Income Tax Act |
Health Check Ups | Annual Health Check-ups Included |
Lifetime Renewability | Yes, lifelong renewability |
No Claim Bonus (NCB) | Enhanced Cumulative Bonus and Health Multiplier Benefits |
Hospital Network | Wide network of empaneled hospitals across India |
(*Please ensure you read the policy terms and conditions in detail before buying your plan.)
Covers medical expenses for hospital stays exceeding 24 hours, including room rent, ICU charges, doctor’s fees, and surgery costs, ensuring comprehensive coverage during hospitalization.
Covers medical expenses incurred up to 60 days before hospitalization, such as consultations, diagnostic tests, and medications, providing financial protection before hospital admission.
Covers medical expenses incurred up to 180 days after discharge, including follow-up consultations, diagnostic tests, and medications, ensuring continued care and financial support during recovery.
Covers treatments that do not require 24-hour hospitalization, such as cataract surgery and chemotherapy, providing coverage for advanced medical treatments completed in a day.
Covers expenses for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy, providing coverage for traditional and holistic healthcare options.
Covers expenses for advanced medical treatments and procedures, ensuring access to the latest medical technologies and innovations for your health needs.
Covers expenses for emergency road and air ambulance services, ensuring timely medical attention without worrying about transportation costs during emergencies.
Covers medical expenses related to organ donation, including the donor’s hospitalization and surgery costs, making organ donation more accessible and financially supported.
Disclaimer: The terms and conditions of these covers are mentioned in the policy wordings of SBI Super Health Insurance policy. People are advised to go through the policy wordings carefully before buying the plan.
Disclaimer: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.
Input your mobile number, name, and pin code, and click ‘Proceed.’
Select insured members, choose a plan, select the sum insured, and needed coverages.
Input all the details, such as proposer details, EIA, nominee details, etc.
You can pay online and get your policy right away in your inbox.
Visit the nearest SBIG network hospital to avail cashless facility. Present your SBIG health card at the insurance desk in the network hospital.
The network hospital will verify your identity and submit a duly filled pre-authorization form, along with relevant documents, to SBI General Insurance.
Upon approval, you can get admitted and avail cashless treatment as per your policy coverage.
After discharge, the hospital will send your claim documents to SBI General’s office for settlement of hospitalization expenses.
Upon discharge from the hospital, it is essential to settle your account and collect all original records of the procedures undergone, along with cost incurred.
Download the SBIG health claim form, fill the form, and submit it with the required documents from the checklist.
Send original claim documents to the Health Vertical Office at the provided address. SBI General Insurance Company Limited, 9th Floor, Westport, Pan Card Club Road, Baner, Pune, Maharashtra- 411 045. Office Timings: 9:30 AM - 5:30 PM (Mon - Fri)
SBIG will review submitted documents, and claim processing will occur subject to policy terms and conditions.
S. No. | Name of Major Illness |
1 | Cancer Treatment Surgery |
2 | Heart Valve Replacement |
3 | Bone Marrow Transplant |
4 | Pulmonary Artery Graft Surgery |
5 | Aorta Graft Surgery |
6 | Coronary Artery By-Pass Surgery Post Occurrence of Myocardial Infraction |
7 | Surgical Treatment for Stroke |
8 | Lung Transplant Surgery in case of End Stage Lung Disease |
9 | Kidney Transplant Surgery in case of End Stage Renal Failure |
10 | Surgical Treatment of Coma |
11 | Surgery for Pheochromocytoma |
12 | Liver Transplant Surgery in case of End Stage Liver Disease |
13 | Pneumonectomy - Removal of an entire lung |
14 | Surgical removal of an eyeball |
15 | Heart transplant surgery |
16 | Craniotomy for Cerebral Aneurysm |
Product Name : Super Health Insurance
Product UIN
SBIHLIP24141V022324
For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. Premium Rates are exclusive of GST, loading and discounts.
*Tax benefits are subject to change in Tax Laws
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
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