Simple Home Insurance Policy

• Provides protection from catastrophic losses such as those incurred by natural disaster
• Provides protection against lawsuits due to injury on your property.
• Provides protection against theft and burglary of Insured’s belongings
• Provides protection of collaterals of Lending institution
• Provides complete solution to various risks under one Umbrella
• Not taking home insurance is a high risk on Insured’s most valuable assets

This policy covers physical loss, damage, or destruction caused to the property due to the following reasons:

• Fire
• Explosion or implosion
• Lightning
• Earthquake, volcanic eruption, or other convulsions of nature
• Storm, cyclone, typhoon, tempest, hurricane, tornado, tsunami, flood and inundation
• Subsidence, landslide, rockslide
• Bush fire, forest fire, jungle fire
• Impact damage of any kind
• Missile testing operations
• Riot, strikes, malicious damages
• Bursting or overflowing of water tanks, apparatus and pipes
• Leakage from automatic sprinkler installations
• Theft within 7 days from the occurrence of and proximately caused by any of the above insured events.
• Damage caused by an act of sabotage/terrorism
• Breakdown of domestic electrical and electronic appliances

• Loss, damage, or destruction to war, invasion, war-like situation
• Wilful/ self-caused injury/incident caused by you, your family or your domestic help
• Illegal activities
• Ionizing radiation contamination

Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale