Get A New-Age Insurance With Health Edge!

This health insurance policy covers the following, subject to terms and conditions:
Base cover:

• In-patient Hospitalization Treatment
• Pre-hospitalization Medical Expenses
• Post-hospitalization Medical Expenses
• Day Care Treatment
• Emergency Road Ambulance Cover
• Bariatric Surgery Cover
• Modern Treatments/Advanced Procedures
• AYUSH Treatment
• Stay Fit Health Check-Up

Optional Cover:

• Domestic Help/Staff Indemnity
• Hospital Daily Cash
• Accidental Death Cover for Primary Insured
• Healing Benefit
• Unlimited Refill
• Vector Borne Fixed Benefit
• Critical Illness Cover
• Claims Safeguard
• OPD Cover
• Booster Benefit
• E-opinion
• Women Care Benefit
• New Born Baby Cover
• Assisted Reproduction Treatment
• Co-payment
• Global Treatment
• Wellness Benefit

• Investigation and Evaluation (Code-Excl 04)
• Rest Cure, rehabilitation, and respite care (Code- Excl 05)
• Change of Gender Treatments (Code- Excl 07)
• Cosmetic or Plastic Surgery (Code- Excl 08)
• Hazardous or Adventure Sports (Code- Excl 09)
• Breach of Law (Code- Excl 10)
• Excluded Providers (Code-Excl 11)
• Treatment for alcoholism, drug or substance abuse (Code- Excl 12)
• Treatments received in health hydro’s, nature cure clinics, spas or similar establishments (Code- Excl 13)
• Dietary Supplements and substances that can be purchased without prescription (Code- Excl 14)
• Refractive Error (Code-Excl 15) - eye-sight due to refractive error less than 7.5 diopter’s
• Sterility and Infertility (Code-Excl 17) Subject to terms and conditions if Artificial Reproductive Treatment optional cover is opted
• Maternity (Code-Excl 18) (Not Applicable for Section D.12 – Women Care Benefit)
• War, Nuclear, chemical or biological attack
• Treatment taken outside India (Not applicable for product plan variants wherein Medical Treatment Abroad is covered).
• Circumcision unless necessary for treatment of a disease, illness or injury
• Convalescence, general debility, “run-down” condition, rest cure, external congenital anomaly.
• Vaccination or inoculation except as part of post-bite treatment for animal bite.
• Expenses related to Domiciliary hospitalization
• Non-payable items: Expenses against items mentioned in “List I” shall not be payable. This exclusion shall be waived off, if Optional Benefit-D.8 has been opted under the Policy.
• An Insured Person committing or attempting to commit a breach of law with criminal intent, intentional self-Injury, or attempted suicide while sane or insane.

Note- Above list is indicative and for detailed specific as well as standard exclusions kindly read policy wordings carefully.