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Arogya Supreme Health
Insurance

  • E-Opinion Consultations
  • Alternative Treatment/ AYUSH
  • Sum Insured Refill
  • Tenure Option- 1, 2 & 3 years

Starting ₹178/Month#

Protect Your Loved
Ones With A
Comprehensive Policy

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6,000+ Cashless Hospitals

6,000+ Cashless Hospitals

Avail the benefit of cashless hopsitalization at any of our network hospitals
Cumulative Bonus

Cumulative Bonus

15% Increase in cumulative bonus for every claim free year
537 Day care procedures

537 Day care procedures

Get medical expenses on hospitalization for day care procedures
Pre-&-Post Hospitalization

Pre-&-Post Hospitalization

Cover the expenses prior to admission and after discharge
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Why Arogya Supreme?

Arogya Supreme Toh Jeevan Supreme

Arogya Supreme is a solution for all your healthcare needs. It covers 20 basic covers and 8 optional covers so you don’t have to worry about medical treatments and expenses.

Who Can Buy This Policy?
Any individual between 18 and 65 years of age can buy this policy for oneself, their spouse, dependent children (91 days - 25 years), parents and parents in law.

What is Covered Under Arogya Supreme Health Plan?

Take a look at the various features and benefits of the Arogya Supreme Policy offered by SBI General Insurance

    • Comprehensive Policy with 20 Basic Covers and 8 Optional Covers
    • Wide Range of Sum Insured Options Available
    • Long Term Policy Options Available up to 3 Years
    • Exclusive Covers Like Domestic Air Ambulance Cover, Compassionate Benefit,Recovery Benefit and E-Opinion Cover
    • Preventive Health Check-Up Cover Available as Renewal Benefit
    • Discount Options like Family Discount, Loyalty Discount, Policy term discount
    • The company will pay cover on medically necessary hospitalization of an insured person due to illness or injury sustained or contracted during the policy period. Payment is subject to sum insured and limits including cumulative bonus / enhanced cumulative bonus, if applicable as specified on the schedule of coverage in the policy schedule subject to otherwise terms and conditions of the policy.

      Age Criteria

      MinimumMaximum
      Adult18yrs65yrs
      Child91 days25yrs

      Policy Duration

      1 Year / 2 Years / 3 Years

    • Hospitalization Covers

      • In-patient Hospitalization Treatment
      • Mental Healthcare
      • HIV / AIDS Cover
      • Genetic Disorder
      • Internal Congenital Anomaly
      • Bariatric Surgery Cover
      • Advance Procedures
      • Cataract Treatment
      • Pre-Hospitalization Cover
      • Post-Hospitalization Cover
      • Domiciliary Hospitalization
      • Day Care Treatment
      • Road Ambulance
      • Organ Donor Expenses
      • Alternative Treatment / AYUSH
      • Domestic Emergency Assistance Services (including Air Ambulance)
      • Sum Insured Refill
      • Compassionate Visit
      • E-Opinion

      Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale.

      • Investigation and Evaluation (Code-Excl 04)
      • Rest Cure, rehabilitation, and respite care (Code- Excl 05)
      • Obesity / Weight Control (Code- Excl 06)
      • Change of Gender Treatments (Code- Excl 07)
      • Cosmetic or Plastic Surgery (Code- Excl 08)
      • Hazardous or Adventure Sports (Code- Excl 09)
      • Breach of Law (Code- Excl 10)
      • Excluded Providers (Code-Excl 11)
      • Treatment for alcoholism, drug or substance abuse or any addictive condition and consequences thereof (Code- Excl 12)
      • Treatments received in health hydros, nature cure clinics, spas or similar establishments or private beds registered as a nursing home attached to such establishments or where admission is arranged wholly or partly for domestic reasons.(Code- Excl 13)
      • Dietary Supplements and substances that can be purchased without prescription, including but not limited to Vitamins, minerals and organic substances unless prescribed by a Medical Practitioner as part of Hospitalization claim or Day Care Procedures. (Code- Excl 14)

      Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale.

Benefits
  • Comprehensive Policy with 20 Basic Covers and 8 Optional Covers
  • Wide Range of Sum Insured Options Available
  • Long Term Policy Options Available up to 3 Years
  • Exclusive Covers Like Domestic Air Ambulance Cover, Compassionate Benefit,Recovery Benefit and E-Opinion Cover
  • Preventive Health Check-Up Cover Available as Renewal Benefit
  • Discount Options like Family Discount, Loyalty Discount, Policy term discount
Scope of Cover

    The company will pay cover on medically necessary hospitalization of an insured person due to illness or injury sustained or contracted during the policy period. Payment is subject to sum insured and limits including cumulative bonus / enhanced cumulative bonus, if applicable as specified on the schedule of coverage in the policy schedule subject to otherwise terms and conditions of the policy.

    Age Criteria

    MinimumMaximum
    Adult18yrs65yrs
    Child91 days25yrs

    Policy Duration

    1 Year / 2 Years / 3 Years

What’s Covered

    Hospitalization Covers

    • In-patient Hospitalization Treatment
    • Mental Healthcare
    • HIV / AIDS Cover
    • Genetic Disorder
    • Internal Congenital Anomaly
    • Bariatric Surgery Cover
    • Advance Procedures
    • Cataract Treatment
    • Pre-Hospitalization Cover
    • Post-Hospitalization Cover
    • Domiciliary Hospitalization
    • Day Care Treatment
    • Road Ambulance
    • Organ Donor Expenses
    • Alternative Treatment / AYUSH
    • Domestic Emergency Assistance Services (including Air Ambulance)
    • Sum Insured Refill
    • Compassionate Visit
    • E-Opinion

    Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale.

What’s Not Covered
    • Investigation and Evaluation (Code-Excl 04)
    • Rest Cure, rehabilitation, and respite care (Code- Excl 05)
    • Obesity / Weight Control (Code- Excl 06)
    • Change of Gender Treatments (Code- Excl 07)
    • Cosmetic or Plastic Surgery (Code- Excl 08)
    • Hazardous or Adventure Sports (Code- Excl 09)
    • Breach of Law (Code- Excl 10)
    • Excluded Providers (Code-Excl 11)
    • Treatment for alcoholism, drug or substance abuse or any addictive condition and consequences thereof (Code- Excl 12)
    • Treatments received in health hydros, nature cure clinics, spas or similar establishments or private beds registered as a nursing home attached to such establishments or where admission is arranged wholly or partly for domestic reasons.(Code- Excl 13)
    • Dietary Supplements and substances that can be purchased without prescription, including but not limited to Vitamins, minerals and organic substances unless prescribed by a Medical Practitioner as part of Hospitalization claim or Day Care Procedures. (Code- Excl 14)

    Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale.

Arogya Supreme Policy options

Arogya Supreme Policy comes in three types

Silver-Paln

Pro (Silver)

Cover up to ₹ 5 Lakhs

  • Multiple Base Sum Insured options- Up to 5 Lacs
  • Pre and Post Hospitalization Expenses - Covered Up to Sum Insured- 30 days (pre) and 60 days (post)
  • Recovery benefit- Rs. 5,000/Hospitalization
  • E-opinion consultations- 4
Platinum-plan

Premium (Platinum)

Cover up to ₹ 25-50 Lakhs

  • Multiple Base Sum Insured options- Rs. 25 Lacs to Rs. 50 Lacs
  • Recovery benefit- Rs. 15,000/Hospitalization
  • E-opinion consultations- Unlimited
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Not sure which plan to settle for?

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RENEW POLICY

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With our quick and seamless renewal process, you can renew your policy effortlessly from the comfort of your home.

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Customers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.

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NETWORK HOSPITALS

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Benefit from our wide range of network hospitals & avail cashless treatment without any inconvenience.

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FAQs about Arogya Supreme

Here are the commonly asked questions about Arogya Supreme Policy

There are 3 variants available.

a) Pro (Silver)

b) Plus (Gold)

c) Premium (Platinum)

There are 3 types of policy available for this product:

a) Individual Basis

b) Individual Family basis

c) Family Floater basis

Maximum 4 adults can be covered under Family Floater.

For minor, one of the parents needs to be concurrently covered with us.

A multi-individual/ family non-floater plan has no restrictions on number of individuals that can be covered under one policy, provided the individuals covered are as per the allowed relationships i.e. self, spouse, parents and parents-in-law and dependent children.

Yes, expenses related to day care procedures are covered under AYUSH

Yes, External Congenital Anomaly is covered in Arogya Sanjeevani Policy. However, it would normally be treated as a pre-existing disease, and therefore a waiting period of 48 months will apply.

Yes, they can be covered in a single policy under multi-individual/ family non-floater plan. However, under family floater policy either parents or parents-in-law can be covered. Note - 1 parent / 1 parent-in-law is not allowed as a combination in Family Floater.

If the line of treatment taken conform to the professional standards widely accepted in international medical practice or by the medical community in India, it will be covered provided to claim admissibility.

Yes – Cataract and Advanced Medical treatment have sub limits as specified in the policy wordings.

Yes, cost of harvesting will be covered under the policy.

Dependent children can be covered from 91 days and up to 25 years of age. If a child is 18 years old and is financially independent (it can be confirmed on basis of declaration of occupation & marital status on proposal form), he/she will not be covered with parents on subsequent renewals.

Product UIN

SBIHLIP21043V012122

Disclaimer:

For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
#Starting ₹178/Month for 1Adult –Age 18years ; 1Lac Sum Insured (Exclusive Taxes)
Tax Benefits are subject to change in Tax Laws

SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
*T&C Apply

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