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Ready To Get Started?
Reach Out & Give Us A Call. We're Here To Help. Available 24/7
Our Customers
1800 102 1111
Our Agents & Intermediaries
1800 22 1111
HEALTHLINE NUMBERS FOR OUR HEALTH INSURANCE CUSTOMERS & PA
Available 24/7
1800 210 3366
1800 210 6366
Need Support?
Have Queries About Your Current Product? Please Write Us An Email & We'll Sort it Out.
customer.care@sbigeneral.in
Overview
Agriculture provides livelihood to more people in India than all other sectors put together. Agriculture production is highly volatile due to risks of uncertain weather, large rain fed area, incidence of pests and diseases. Crop Insurance provides comprehensive coverage to the farmers against many such unforeseen crop losses. Crop Insurance is an important risk migration tool to overcome the risks in agriculture sector like earthquakes, tsunami, cyclones, floods, landslides, hailstorms and droughts etc.
India is primarily an agrarian country with farmers as the backbone of the nation. In April, 2016, the Government of India had launched Pradhan Mantri Fasal Bima Yojana (PMFBY) after rolling back the earlier insurance schemes viz. National Agriculture Insurance Scheme (NAIS), Weatherbased Crop Insurance scheme and Modified National Agricultural Insurance Scheme (MNAIS).
Thus, at present, PMFBY is the flagship scheme of the Government for agricultural insurance in India. Through increased awareness and low farmer premium rates the scheme aims at increasing the crop insurance penetration in India.
Pradhan Mantri Fasal Bima Yojana (PMFBY) aims at supporting sustainable production in agriculture sector by way of -
- providing financial support to farmers suffering crop loss/damage arising out of unforeseen events
- stabilizing the income of farmers to ensure their continuance in farming
- encouraging farmers to adopt innovative and modern agricultural practices
- ensuring flow of credit to the agriculture sector; which will contribute to food security, crop diversification and enhancing growth and competitiveness of agriculture sector besides protecting farmers from production risks.
I. Farmer Coverage
- All farmers including sharecroppers and tenant farmers growing the notified crops in the notified areas are eligible for coverage. It is mandatory for all the farmers to insist on insurance coverage as per provisions of the Scheme.
- Farmers should have insurable interest for the insured crops and lands.
- Scheme aims maximum coverage of Scheduled Caste (SC)/ Scheduled Tribe (ST)/ Women farmers.
- Farmers are required to submit necessary documentary evidence of land records prevailing in the State (Records of Right (RoR), Land Possession Certificate (LPC) etc.) and/or applicable contract/ agreement details/ other documents notified/ permitted by concerned State Government in case of sharecroppers/tenant farmers and the same should be defined by the respective States in the notification itself. Such farmers are also required to essentially submitAadhaar Number and declaration about the crop sown/ crops intended to be sown.
- Any change in crop plan should be brought to the notice of any nearest bank branch/ PACS/ authorised channel partner/ insurance intermediary of the insurance company within one week of sowing.
- The farmer should ensure that he gets insurance coverage for a notified crop(s) cultivated/proposed to be cultivated, in a piece of land from a single source only. No duplicate or double Insurance is allowed and in any such cases farmer will not be eligible for coverage. The insurance company shall reserve the right to repudiate all such claims and not refund the premium as well in such cases. Company may also take legal action against such farmers.
II. Crop Coverage:
- Food crops (Cereals, Millets and Pulses)
- Oilseeds
- Annual Commercial / Annual Horticultural crops
III. Risk Coverage:
Basic Coverage:
The basic cover under the scheme covers the risk of loss of yield to Standing Crop (Sowing to Harvesting). This comprehensive risk insurance is provided to cover yield losses on an area- based approach basis due to non-preventable risks like drought, dry spells, flood,inundation, wide spread pest and disease attack, landslides, natural fire due to lightening, storm, hailstorm and cyclone.-
Add-On Coverage:
Apart from the mandatory basic cover, the State Governments/UTs, in consultation with the State Level Coordination Committee on Crop Insurance (SLCCCI) may choose any or all of the following add-on covers based on the need of the specific crop/area in their State to cover the following stages of the crop and risks leading to crop loss
| Prevented Sowing/Planting/Germination Risk | Mid-Season Adversity | Post-Harvest Losses | Localized Calamities | Add-on coverage for crop loss due to attack by wild animals |
|---|---|---|---|---|
| Insured area is prevented from sowing/planting/germination due to deficit rainfall or adverse seasonal/climatic conditions. | Loss in case of adverse seasonal conditions during the crop season viz. floods, prolonged dry spells and severe drought etc., wherein expected yield during the season is likely to be less than 50% of the normal yield. This add-on coverage facilitates the provision for immediate relief to insured farmers in case of occurrence of such risk. | Coverage is available only up to a maximum period of two weeks from harvesting, for those crops which are required to be dried in cut and spread/small bundled condition depending on requirement of the crops in that area, in the field after harvesting against specific perils of hailstorms, cyclones, cyclonic rains and unseasonal rains. | Loss/damage to notified insured crops resulting from occurrence of identified localized risks of hailstorm, landslide, inundation, cloud burst and natural fire due to lightening affecting isolated farms in the notified area. | The States may consider providing add-on coverage for crop loss due to the attack by wild animals wherever the risk is perceived to be substantial and is identifiable. The add-on coverage will be optional for the farmers and applicable notional premium will be borne by the farmer, however the State Governments may consider providing additional subsidy on this coverage, wherever notified. |
Exclusions:
- Losses arising out of war and nuclear risks, malicious damage and other preventable risks shall be excluded.
Indemnity Level (IL) and Threshold Yield (TY):
- Three levels of Indemnity, viz., 70%, 80% and 90% corresponding to crop Risk in the areas shall be available for all crops.
- The Threshold Yield (TY) shall be the benchmark yield level at which Insurance protection shall be given to all the insured farmers in an Insurance Unit.
- The Threshold Yield for a crop in an Insurance Unit shall be based on average yield of last seven years excluding two years of declared calamity if any, multiplied by the level of indemnity of the area.
Premium Rates-The Actuarial Premium Rate (APR) would be charged under PMFBY & RWBCIS by implementing Insurance Company. The rate of premium payable by the farmer will be-
| Season | Crops | Maximum Premium Rate payable by farmer (% of Sum Insured) * |
|---|---|---|
| Kharif | All Food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops) | 2.0% of SI or Actuarial rate whichever is less |
| Rabi | All Food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops) | 1.5% of SI or Actuarial rate whichever is less |
| Kharif and Rabi | Annual Commercial/ Annual Horticultural crops | 5% of SI or Actuarial rate, whichever is less |
| Annual Commercial/ Annual Horticultural crops | 5% of SI or Actuarial rate, whichever is less |
*Note: Premium paid by non- loanee farmers should be rounded off to nearest Rupee
Subsidy-All farmers enrolled under the scheme would be entitled for admissible subsidy on the Actuarial Premium.
India is primarily an agrarian country with farmers as the backbone of the nation. In April, 2016, the Government of India had launched Pradhan Mantri Fasal Bima Yojana (PMFBY) after rolling back the earlier insurance schemes viz. National Agriculture Insurance Scheme (NAIS), Weatherbased Crop Insurance scheme and Modified National Agricultural Insurance Scheme (MNAIS).
Thus, at present, PMFBY is the flagship scheme of the Government for agricultural insurance in India. Through increased awareness and low farmer premium rates the scheme aims at increasing the crop insurance penetration in India.
Pradhan Mantri Fasal Bima Yojana (PMFBY) aims at supporting sustainable production in agriculture sector by way of -
- providing financial support to farmers suffering crop loss/damage arising out of unforeseen events
- stabilizing the income of farmers to ensure their continuance in farming
- encouraging farmers to adopt innovative and modern agricultural practices
- ensuring flow of credit to the agriculture sector; which will contribute to food security, crop diversification and enhancing growth and competitiveness of agriculture sector besides protecting farmers from production risks.
I. Farmer Coverage
- All farmers including sharecroppers and tenant farmers growing the notified crops in the notified areas are eligible for coverage. It is mandatory for all the farmers to insist on insurance coverage as per provisions of the Scheme.
- Farmers should have insurable interest for the insured crops and lands.
- Scheme aims maximum coverage of Scheduled Caste (SC)/ Scheduled Tribe (ST)/ Women farmers.
- Farmers are required to submit necessary documentary evidence of land records prevailing in the State (Records of Right (RoR), Land Possession Certificate (LPC) etc.) and/or applicable contract/ agreement details/ other documents notified/ permitted by concerned State Government in case of sharecroppers/tenant farmers and the same should be defined by the respective States in the notification itself. Such farmers are also required to essentially submitAadhaar Number and declaration about the crop sown/ crops intended to be sown.
- Any change in crop plan should be brought to the notice of any nearest bank branch/ PACS/ authorised channel partner/ insurance intermediary of the insurance company within one week of sowing.
- The farmer should ensure that he gets insurance coverage for a notified crop(s) cultivated/proposed to be cultivated, in a piece of land from a single source only. No duplicate or double Insurance is allowed and in any such cases farmer will not be eligible for coverage. The insurance company shall reserve the right to repudiate all such claims and not refund the premium as well in such cases. Company may also take legal action against such farmers.
II. Crop Coverage:
- Food crops (Cereals, Millets and Pulses)
- Oilseeds
- Annual Commercial / Annual Horticultural crops
III. Risk Coverage:
Basic Coverage:
The basic cover under the scheme covers the risk of loss of yield to Standing Crop (Sowing to Harvesting). This comprehensive risk insurance is provided to cover yield losses on an area- based approach basis due to non-preventable risks like drought, dry spells, flood,inundation, wide spread pest and disease attack, landslides, natural fire due to lightening, storm, hailstorm and cyclone.-
Add-On Coverage:
Apart from the mandatory basic cover, the State Governments/UTs, in consultation with the State Level Coordination Committee on Crop Insurance (SLCCCI) may choose any or all of the following add-on covers based on the need of the specific crop/area in their State to cover the following stages of the crop and risks leading to crop loss
| Prevented Sowing/Planting/Germination Risk | Mid-Season Adversity | Post-Harvest Losses | Localized Calamities | Add-on coverage for crop loss due to attack by wild animals |
|---|---|---|---|---|
| Insured area is prevented from sowing/planting/germination due to deficit rainfall or adverse seasonal/climatic conditions. | Loss in case of adverse seasonal conditions during the crop season viz. floods, prolonged dry spells and severe drought etc., wherein expected yield during the season is likely to be less than 50% of the normal yield. This add-on coverage facilitates the provision for immediate relief to insured farmers in case of occurrence of such risk. | Coverage is available only up to a maximum period of two weeks from harvesting, for those crops which are required to be dried in cut and spread/small bundled condition depending on requirement of the crops in that area, in the field after harvesting against specific perils of hailstorms, cyclones, cyclonic rains and unseasonal rains. | Loss/damage to notified insured crops resulting from occurrence of identified localized risks of hailstorm, landslide, inundation, cloud burst and natural fire due to lightening affecting isolated farms in the notified area. | The States may consider providing add-on coverage for crop loss due to the attack by wild animals wherever the risk is perceived to be substantial and is identifiable. The add-on coverage will be optional for the farmers and applicable notional premium will be borne by the farmer, however the State Governments may consider providing additional subsidy on this coverage, wherever notified. |
Exclusions:
- Losses arising out of war and nuclear risks, malicious damage and other preventable risks shall be excluded.
Indemnity Level (IL) and Threshold Yield (TY):
- Three levels of Indemnity, viz., 70%, 80% and 90% corresponding to crop Risk in the areas shall be available for all crops.
- The Threshold Yield (TY) shall be the benchmark yield level at which Insurance protection shall be given to all the insured farmers in an Insurance Unit.
- The Threshold Yield for a crop in an Insurance Unit shall be based on average yield of last seven years excluding two years of declared calamity if any, multiplied by the level of indemnity of the area.
Premium Rates-The Actuarial Premium Rate (APR) would be charged under PMFBY & RWBCIS by implementing Insurance Company. The rate of premium payable by the farmer will be-
| Season | Crops | Maximum Premium Rate payable by farmer (% of Sum Insured) * |
|---|---|---|
| Kharif | All Food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops) | 2.0% of SI or Actuarial rate whichever is less |
| Rabi | All Food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops) | 1.5% of SI or Actuarial rate whichever is less |
| Kharif and Rabi | Annual Commercial/ Annual Horticultural crops | 5% of SI or Actuarial rate, whichever is less |
| Annual Commercial/ Annual Horticultural crops | 5% of SI or Actuarial rate, whichever is less |
*Note: Premium paid by non- loanee farmers should be rounded off to nearest Rupee
Subsidy-All farmers enrolled under the scheme would be entitled for admissible subsidy on the Actuarial Premium.
Weather Based Crop Insurance Scheme (WBCIS) was relaunched in 2016 and is being administered by the Ministry of Agriculture and Farmers Welfare.
Weather Based Crop Insurance Scheme (WBCIS) aims to mitigate the hardship of the insured farmers against the likelihood of financial loss on account of anticipated crop loss resulting from adverse weather conditions relating to rainfall, temperature, wind, humidity etc. WBCIS uses weather parameters as “proxy" for crop yields in compensating the cultivators for deemed crop losses. Payout structures are developed to the extent of losses deemed to have been suffered using the weather triggers.
I. Farmer Coverage
- All farmers including sharecroppers and tenant farmers growing the notified crops in the notified areas are eligible for coverage. It is mandatory for all the farmers to insist on insurance coverage as per provisions of the Scheme.
- Farmers should have insurable interest for the insured crops and lands.
- Scheme aims maximum coverage of Scheduled Caste (SC)/ Scheduled Tribe (ST)/ Women farmers.
- Farmers are required to submit necessary documentary evidence of land records prevailing in the State (Records of Right (RoR), Land Possession Certificate (LPC) etc.) and/or applicable contract/ agreement details/ other documents notified/ permitted by concerned State Government in case of sharecroppers/tenant farmers and the same should be defined by the respective States in the notification itself. Such farmers are also required to essentially submit Aadhaar Number and declaration about the crop sown/ crops intended to be sown.
II. Crop Coverage:
- Food Crops (Cereals, Millets, and Pulses)
- Oilseeds
- Commercial/ Horticultural crops
III. Risk Coverage:
- Following major weather perils, which are deemed to cause “Adverse Weather Incidence”,
leading to crop loss, shall be covered under the scheme:
a) Rainfall – Deficit Rainfall, Excess rainfall, Unseasonal Rainfall, Rainy days, Dry-spell, Dry days
b) Temperature– High temperature (heat), Low temperature
c) Relative Humidity
d) Wind Speed
e) A combination of the above
f) Hailstorm, cloud-burst may also be covered as Add-on/Index-Plus products for those farmers who have already taken normal coverage under WBCIS. The perils listed above are only indicative and not exhaustive and any addition / deletion may be considered by State Govt. in consultation with insurance companies based on availability of relevant data.
- State Government shall consider to cover such perils which are capable of causing severe & quantifiable loss and can be induced directly or indirectly by change in measurable weather parameters to capture the losses during the adverse climatic conditions and have demonstrated correlation with quantifiable yield losses of crop due to such perils.
-
Only adverse weather incidences which can cause substantial crop losses should only be
covered, or the triggers identified in such a way that major losses are captured.
Too conservative triggers tend to lead to frequent but smaller pay-outs, diluting the indemnity principle of insurance.
- State Governments will also continue to conduct the requisite number of Crop Cutting Experiments (CCEs) in areas where WBCIS is implemented to enable the implementing agencies to make analytical study for assessing performance of the Scheme vis-à-vis yield Index based crop Insurance Schemes (i.e. PMFBY) and Benchmarking of products.
- The specific “Adverse Weather Incidence” with its timing / duration applicable to a particular Notified crop shall be notified by the SLCCCI.
Premium Rates-The Actuarial Premium Rate (APR) would be charged under PMFBY & RWBCIS by implementing Insurance Company. The rate of premium payable by the farmer will be-
| Season | Crops | Maximum Premium Rate payable by farmer (% of Sum Insured) * |
|---|---|---|
| Kharif | All Food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops) | 2.0% of SI or Actuarial rate whichever is less |
| Rabi | All Food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops) | 1.5% of SI or Actuarial rate whichever is less |
| Kharif and Rabi | Annual Commercial/ Annual Horticultural crops | 5% of SI or Actuarial rate, whichever is less |
| Annual Commercial/ Annual Horticultural crops | 5% of SI or Actuarial rate, whichever is less |
*Note: Premium paid by non- loanee farmers should be rounded off to nearest Rupee
Subsidy-All farmers enrolled under the scheme would be entitled for admissible subsidy on the Actuarial Premium.
Weather Based Crop Insurance Scheme (WBCIS) was relaunched in 2016 and is being administered by the Ministry of Agriculture and Farmers Welfare.
Weather Based Crop Insurance Scheme (WBCIS) aims to mitigate the hardship of the insured farmers against the likelihood of financial loss on account of anticipated crop loss resulting from adverse weather conditions relating to rainfall, temperature, wind, humidity etc. WBCIS uses weather parameters as “proxy" for crop yields in compensating the cultivators for deemed crop losses. Payout structures are developed to the extent of losses deemed to have been suffered using the weather triggers.
I. Farmer Coverage
- All farmers including sharecroppers and tenant farmers growing the notified crops in the notified areas are eligible for coverage. It is mandatory for all the farmers to insist on insurance coverage as per provisions of the Scheme.
- Farmers should have insurable interest for the insured crops and lands.
- Scheme aims maximum coverage of Scheduled Caste (SC)/ Scheduled Tribe (ST)/ Women farmers.
- Farmers are required to submit necessary documentary evidence of land records prevailing in the State (Records of Right (RoR), Land Possession Certificate (LPC) etc.) and/or applicable contract/ agreement details/ other documents notified/ permitted by concerned State Government in case of sharecroppers/tenant farmers and the same should be defined by the respective States in the notification itself. Such farmers are also required to essentially submit Aadhaar Number and declaration about the crop sown/ crops intended to be sown.
II. Crop Coverage:
- Food Crops (Cereals, Millets, and Pulses)
- Oilseeds
- Commercial/ Horticultural crops
III. Risk Coverage:
- Following major weather perils, which are deemed to cause “Adverse Weather Incidence”,
leading to crop loss, shall be covered under the scheme:
a) Rainfall – Deficit Rainfall, Excess rainfall, Unseasonal Rainfall, Rainy days, Dry-spell, Dry days
b) Temperature– High temperature (heat), Low temperature
c) Relative Humidity
d) Wind Speed
e) A combination of the above
f) Hailstorm, cloud-burst may also be covered as Add-on/Index-Plus products for those farmers who have already taken normal coverage under WBCIS. The perils listed above are only indicative and not exhaustive and any addition / deletion may be considered by State Govt. in consultation with insurance companies based on availability of relevant data.
- State Government shall consider to cover such perils which are capable of causing severe & quantifiable loss and can be induced directly or indirectly by change in measurable weather parameters to capture the losses during the adverse climatic conditions and have demonstrated correlation with quantifiable yield losses of crop due to such perils.
-
Only adverse weather incidences which can cause substantial crop losses should only be
covered, or the triggers identified in such a way that major losses are captured.
Too conservative triggers tend to lead to frequent but smaller pay-outs, diluting the indemnity principle of insurance.
- State Governments will also continue to conduct the requisite number of Crop Cutting Experiments (CCEs) in areas where WBCIS is implemented to enable the implementing agencies to make analytical study for assessing performance of the Scheme vis-à-vis yield Index based crop Insurance Schemes (i.e. PMFBY) and Benchmarking of products.
- The specific “Adverse Weather Incidence” with its timing / duration applicable to a particular Notified crop shall be notified by the SLCCCI.
Premium Rates-The Actuarial Premium Rate (APR) would be charged under PMFBY & RWBCIS by implementing Insurance Company. The rate of premium payable by the farmer will be-
| Season | Crops | Maximum Premium Rate payable by farmer (% of Sum Insured) * |
|---|---|---|
| Kharif | All Food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops) | 2.0% of SI or Actuarial rate whichever is less |
| Rabi | All Food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops) | 1.5% of SI or Actuarial rate whichever is less |
| Kharif and Rabi | Annual Commercial/ Annual Horticultural crops | 5% of SI or Actuarial rate, whichever is less |
| Annual Commercial/ Annual Horticultural crops | 5% of SI or Actuarial rate, whichever is less |
*Note: Premium paid by non- loanee farmers should be rounded off to nearest Rupee
Subsidy-All farmers enrolled under the scheme would be entitled for admissible subsidy on the Actuarial Premium.
Our Presence
Crop Selection
Year Selection
We Cover
District Schemes Almora RWBCIS Chamoli RWBCIS Champawat RWBCIS Nainital RWBCIS Pauri Garhwal RWBCIS Udham Singh Nagar RWBCIS Uttarkashi RWBCIS Bageshwar RWBCIS Rudraprayag RWBCIS Pithoragarh RWBCIS District Schemes Dindigul PMFBY Pudukkottai II PMFBY Ramanathapuram I PMFBY Tenkasi PMFBY Tiruvannamalai PMFBY Virudhunagar PMFBY District Schemes Betul PMFBY Dewas PMFBY Harda PMFBY Narmadapuram PMFBY Vidisha PMFBY Indore PMFBY Raisen PMFBY District Schemes Bajali PMFBY Baksa PMFBY Barpeta PMFBY Biswanath Charili PMFBY Bongaigaon PMFBY Charaideo PMFBY Dhemaji PMFBY Golaghat PMFBY Jorhat PMFBY Kamrup Metro PMFBY East Karbi Anglong PMFBY Karimganj PMFBY Majuli PMFBY Morigaon PMFBY Nalbari PMFBY Sivasagar PMFBY Sonitpur PMFBY West Karbi Anglong PMFBY District Schemes District Schemes District Schemes District Schemes District Schemes District Schemes Bhadohi PMFBY Chandauli PMFBY Ghazipur PMFBY Jalaun PMFBY Jaunpur PMFBY Mirzapur PMFBY Sonbhadra PMFBY Varanasi PMFBY Jalaun RWBCIS Sonbhadra RWBCIS District Schemes District Schemes Balangir PMFBY Baleshwar PMFBY Boudh PMFBY Dhenkanal PMFBY Kandhamal PMFBY Koraput PMFBY Malkangiri PMFBY Nayagarh PMFBY Nuapada PMFBY Sundargarh PMFBY Sambalpur PMFBY District Schemes District Schemes District Schemes District Schemes Latur PMFBY District Schemes District Schemes East Godavari PMFBY Kakinada PMFBY Alluri Sitharama Raju PMFBY Selected State:
Select the Year
Empowering Farmers: Government Initiatives for Agricultural Growth
Awards and Accolades
SBI General is proud to share an appreciation letter received from Mr. B. Durga Prasad, a farmer resident of Katavaram Mandal, East Godavari District, Andhra Pradesh.
SBI General is proud to share an appreciation letter received from Mr. B. Durga Prasad, a farmer resident of Katavaram Mandal, East Godavari District, Andhra Pradesh. Mr. Prasad expressed his gratitude for the awareness program conducted by SBI General Insurance in his village, where farmers were educated about the PMFBY scheme. The session covered key aspects such as how to enroll in the scheme and how it supports farmers during crop loss. He extended heartfelt thanks to the Central and State Government for this beneficial initiative and appreciated the SBI General team for their clear and helpful explanation.
Sailendra Pathak, a farmer resident from Keotkuchi Gaon in Barpeta District, Assam has expressed heartfelt appreciation for SBI General’s efforts.
Sailendra Pathak, a farmer from Keotkuchi Gaon in Barpeta District, has expressed heartfelt appreciation for our consistent efforts in implementing the Pradhan Mantri Fasal Bima Yojana (PMFBY). He mentioned that these efforts have significantly helped farmers understand the scheme’s benefits, from enrollment to claim processing. Mr. Pathak specifically highlighted the valuable support provided by SBI General officers, especially during last year’s floods, when many farmers in his Panchayat received claim payouts. On behalf of the farming community of Keotkuchi Gaon Panchayat, Mr. Pathak extended his gratitude to SBI General Insurance for their unwavering dedication to safeguarding farmers’ livelihoods.
SBI General is pleased to share the words of appreciation from Mr. Munnalal, a dedicated farmer from Raisen district, Madhya Pradesh.
SBI General is pleased to share the words of appreciation from Mr. Munnalal, a dedicated farmer from Raisen district, Madhya Pradesh. He expressed his gratitude for the comprehensive information provided about the PMFBY Scheme and its benefits through the Fasal Bima Pathshala. He also commended the company's efforts in raising awareness through door-to-door outreach during Fasal Bima Saptah. Mr. Munnalal extends his thanks to the Central and State Government, as well as SBI General Insurance, for their role in ensuring the effective implementation of the PMFBY Scheme.
SBI General is pleased to share the appreciation expressed by Mr. Kailash Prasad Vishwakarma, a farmer resident of Varanasi district, Uttar Pradesh.
SBI General is pleased to share the appreciation expressed by Mr. Kailash Prasad Vishwakarma, a farmer from Varanasi, Uttar Pradesh. He acknowledged the impactful efforts in organising Fasal Bima Pathshala sessions conducted by SBI General Insurance which provided farmers with comprehensive insights into the Pradhan Mantri Fasal Bima Yojana (PMFBY) and its benefits. Through these initiatives, farmers were empowered with clear, accessible, and actionable information about PMFBY. Mr. Vishwakarma praised the initiative for its clarity and effectiveness in strengthening the agricultural community. He extended his sincere gratitude to both the State and Central Government, as well as SBI General Insurance, for their continued support in uplifting farmers through such meaningful initiatives.
SBI General is delighted to share the appreciation letter received from Shri Chandu Mishra, Baleshwar District, Odisha
SBI General Insurance is delighted to share the appreciation shared by Mr. Chandu Mishra from Gobardhanpur village, Bhogarai block. Mr. Mishra expressed his sincere thanks to SBI General Insurance for its dedicated efforts in promoting the Pradhan Mantri Fasal Bima Yojana (PMFBY) across the region. He acknowledged the value of the awareness campaigns conducted to educate farmers about the scheme’s benefits and coverage. He highlighted how these workshops have positively impacted many farmers in his community, empowering them with the knowledge to safeguard their crops and livelihoods. Mr. Mishra also conveyed his heartfelt wishes for the continued support of SBI General Insurance in uplifting and protecting the farming community.
SBI General is delighted to share the appreciation letter received from Mr Samikannu , Tiruvannamalai District, Tamil Nadu
He expressed his gratitude for the comprehensive and clear information provided about the Pradhan Mantri Fasal Bima Yojana (PMFBY) — including scheme details, regulatory guidelines, benefits, insurance limits, premium structures, and key cut-off dates. Mr. Samikannu commended SBI General Insurance for effectively addressing all queries through an informative Q&A session. He also acknowledged the efforts made to raise awareness by distributing leaflets, posters, and banners, ensuring that the community was well-informed about the scheme.
SBI General is delighted to share the appreciation letter received from Mr Puran Singh , Nainital District, Uttarakhand
SBI General is pleased to share an appreciation letter received from Mr. Puran Singh of Nainital District, Uttarakhand. In his letter, Mr. Singh commends our team for providing comprehensive information about the Restructured Weather-Based Crop Insurance Scheme. He also highlights the valuable guidance received regarding the functioning of the SBIG’s Krishak App, emphasizing how it has been instrumental for farmers in the region. Additionally, Mr. Singh appreciates the dedicated efforts of the SBIG Team in supporting farmers with crop-related queries.
Letter received from District Agriculture Officer, Morigaon, Assam.
Letter received from District Agriculture Officer, Morigaon, Assam expresses appreciation for our efforts to raise awareness about the PMFBY Scheme during the 9th Crop Insurance Week - Kharif Season 2025. The letter highlights our initiatives in implementing IEC activities, including Fasal Bima Pathshalas, online and offline meetings with banks and VLES to educate farmers about the scheme, and promptly addressing their queries. It also acknowledges the special activities conducted, such as an art competition and a cleanliness drive led by women farmers.
SBI General Organizes PMFBY Awareness Rally in Raisen District to Encourage Timely Enrollment
Letter received from Farmers Welfare and Agricultural Development, Raisen, Madhya Pradesh highlighting our efforts in organizing a Bike Rally to raise awareness about the Pradhan Mantri Fasal Bima Yojana (PMFBY). During the campaign, updated premium rates for key crops were shared, detailed guidance on the enrollment process for both Loanee and Non-Loanee farmers and documentation requirements were also explained to ensure clarity and ease of access. The rally aimed to boost awareness and ensure maximum participation.
SBI General Insurance awarded as the Second “Best Performing Insurance Company” for the successful implementation of the Pradhan Mantri Fasal Bima Yojana (PMFBY) Scheme.
SBI General Insurance has been awarded as the Second “Best Performing Insurance Company” for the successful implementation of the Pradhan Mantri Fasal Bima Yojana (PMFBY) during the 12th National Review Conference held at Thiruvananthapuram. The award was presented by Shri Devesh Chaturvedi Ji, IAS, Secretary, Ministry of Agriculture & Farmers Welfare, Government of India, and Shri Muktanand Agrawal Ji, IAS, Joint Secretary & CEO, PMFBY.
SBI General is delighted to share appreciation letter received from Mr Polasapalli Rambabu, Farmer resident of Kodiam village of East Godavari district, Andhra Pradesh.
Mr. Rambabu expressed his heartfelt gratitude for our efforts in organizing awareness workshops that provided comprehensive information about the PMFBY Scheme and its benefits, which proved to be extremely helpful. He also thanked the State and Central Govt. for introducing this valuable scheme.
SBI General is pleased to share appreciation letter received from Smt. Swagatika Panigrahi, Nuapada District, Odisha
Smt. Swagatika Panigrahi from Nuapada District, Odisha, expressed her heartfelt gratitude in an appreciation letter for the efforts made to provide farmers with comprehensive information about the PMFBY Scheme. She highlighted the visits from SBI General Insurance officials to their village, where they delivered insurance policies directly. This initiative greatly benefited her and her fellow villagers by ensuring fair compensation for their crops. She extends her deep appreciation to SBI General Insurance Team for their dedication and hard work, which has significantly impacted their lives.
SBI General is delighted to share appreciation letter received from Mr Samej Uddin, Farmer resident of Dighir Pam village of Barpeta district, Assam
Mr. Samej Uddin, farmer resident for Barpeta district, Assam, conveyed his sincere appreciation for our efforts in providing detailed information about the PMFBY Scheme in collaboration with the State and Central Government. He urges fellow farmers to engage actively in the Scheme and expressed his gratitude to the State Government, Central Government, and SBI General Insurance for their support.
SBI General is delighted to share appreciation letter received from Mr Parasram Gavade, Betul District, Madhya Pradesh.
Appreciation letter received from Mr Parasram Gavade of Betul District, Madhya Pradesh, expressed gratitude for disseminating detailed information about the PMFBY Scheme and its benefits. He appreciated the guidance given on Krishi Rakshak Portal Helpline 14447 for any crop related query. He further urges fellow farmers to participate in this.
SBI General is pleased to share appreciation letter received from Mr Illavarasan, Pudukkottai II District, Tamil Nadu.
Mr Illavarasan, Pudukkottai II District, Tamil Nadu, expressed his sincere gratitude in an appreciation letter providing detailed information on regulations, benefits, insurance limits, premium payments, notified crops etc in the district, along with important cut-off dates and other crop-related details. Mr. Illavarasan thanked the SBI General Insurance Team for delivering policy documents directly in their village and praised their efforts in distributing brochures, posters etc which helped clarify common issues effectively.
SBI General is delighted to share appreciation letter received from Mr Mahesh Bhagwaan Sawant, Farmer resident of Renapur, Latur District, Maharashtra.
Appreciation letter received from Mr Mahesh Bhagwaan Sawant, Farmer resident of Latur district, Maharashtra expressed gratitude for delivering his policy documents directly to his doorsteps during the ‘Meri Policy Mere Haath’ Campaign. He also thanked SBIG Team for providing detailed information about the scheme which addressed all of his queries. He extends his thanks to both the State Govt. and Central Govt. as well as SBI General Insurance for their support.
SBI General is pleased to share appreciation letter received from Mr Ajit Kumar Singh, Chandauli District, Uttar Pradesh.
Mr. Ajit Kumar Singh from Chandauli District, Uttar Pradesh, expressed appreciation for the PMFBY Scheme, which has been vital in protecting his crops. He thanked the SBIG Team for organizing Pathshalas that offered valuable information on the scheme and enrolment and crop-related queries. He also acknowledged our efforts in providing policy documents at their doorstep during the ‘Meri Policy Mere Haath’ Campaign and extended gratitude to the State and Central Governments, as well as SBI General Insurance, for their support.
SBI General is pleased to share appreciation letter received from Mr Deepraj Singh Rana, Uttarkashi District, Uttarakhand.
Letter received from Mr. Deepraj Singh Rana, Uttarkashi District, Uttar Pradesh, appreciating our efforts in organising awareness workshops and providing detailed information about the PMFBY Scheme and its importance. He also praised the timely delivery of policy documents during the ‘Meri Policy Mere Haath Campaign’
Letter received from Sub-Divisional Agricultural Officer, Bajali, Assam
Letter received from Sub-Divisional Agricultural Officer, Bajali, Assam for recognizing our efforts in implementing IEC Activities to raise awareness about the PMFBY Scheme and for promptly addressing farmers' queries.
Letter received from Farmer Welfare and Agricultural Development, Betul, Madhya Pradesh.
Letter received from Farmer Welfare and Agricultural Development, Betul, Madhya Pradesh, commending the SBIG Team for their outstanding work in implementing IEC activities over the past two years.
Letter received from Chief District Agriculture Officer, Baleshwar, Odisha.
Letter received from Chief District Agriculture Officer, Baleshwar, Odisha, for appreciating our efforts in implementing IEC activities specially Luna Campaign to create awareness among the farmers during Rabi 2024-25. The letter also emphasizes the campaign's success and its continuation into the next season.
Letter received from I.A.S District Collector, Ramanathapuram I, Tamil Nadu.
Letter received from I.A.S District Collector Shri Simranjeet Singh Kahlon, Ramanathapuram I, Tamil Nadu expresses appreciation for our initiatives in implementing various IEC activities that have effectively raised awareness among the farmers. He further acknowledged our commitment to promptly addressing farmers' queries.
Letter received from Block Agriculture Officer, Borigumma, Koraput District, Odisha
Letter received from Block Agriculture Officer, Borigumma, Koraput District, Odisha for implementation of IEC activities during the Kharif Season 2024.
Letter received from Bharatiya Kisan Union, Mirzapur, Uttar Pradesh
Letter received from Bharatiya Kisan Union, Mirzapur, Uttar Pradesh for our efforts in implementing IEC Activities to create awareness about the PMFBY Scheme and its benefits.
Letter received from Additional District Commissioner (Agri), Karimganj, Assam
Letter received from Additional District Commissioner (Agri), Karimganj, Assam commending our efforts in implementing the IEC Activities to create awareness about the PMFBY Scheme during the Kharif and Rabi seasons, 2021-2024. They have also highlighted our success in increasing the enrolment of loanee farmers and helping the farmers in solving their queries.
Mr Hajare has expressed gratitude for our efforts in providing comprehensive information regarding PMFBY Scheme during Fasal Bima Pathshala which helped clarify all his doubts regarding the Scheme.
Mr. Ramesh expressed his gratitude towards providing comprehensive information about the Pradhan Mantri Fasal Bima Yojana Scheme with the help of brochures, standees, and banners by covering guidelines, benefits, premium details, notified crops and important cut-off dates. It also included a Q&A session that addressed common concerns, while also providing valuable insights on Nafed (E-Samridhi) enrolment details during Fasal Bima Pathshala.
SBI General is pleased to share appreciation letter received from Shri. Balaji Vitthal Hajare, Farmer resident of Matephal village in Latur District of Maharashtra
Mr Hajare has expressed gratitude for our efforts in providing comprehensive information regarding PMFBY Scheme during Fasal Bima Pathshala which helped clarify all his doubts regarding the Scheme.
SBI General is delighted to share appreciation letter received from Shri. Kuldeep Kumar Singh, Farmer resident of Vardoli village located in Kalpi Tehsil, Jalaun District, Uttar Pradesh
Mr Singh acknowledged the efforts undertaken by SBI General in providing detailed information to each and every farmer about the PMFBY Scheme and its benefits.
SBI General is delighted to share appreciation letter received from Shri. Santosh Billore, Farmer resident of Palasner village in Harda District of Madhya Pradesh
Mr. Billore has expressed gratitude to the Central Govt., State Govt. and SBI General for disseminating detailed information about the PMFBY Scheme and its benefits. He appreciated the guidance given on the enrolment process, the Central Govt. Krishi Rakshak Helpline number 14447, and the steps for reporting crop loss, as well as the insights on the E-Samridhi portal provided during the Fasal Bima Pathshala.
SBI General is delighted to share appreciation letter received from Smt. Rina Das, Farmer resident of Niz Bahari village in Barpeta District of Assam
Smt. Rina Das expressed her gratitude to the Central Govt., State Govt. and SBI General for providing detailed knowledge about the PMFBY Scheme and its benefits during awareness workshop
SBI General is delighted to share appreciation letter received from Smt. Anjana De, Farmer resident of Khageswarpur village in Baleshwar District of Odisha
Smt. Anjana De appreciated our efforts as millions of farmers are benefiting and receiving quality food and for providing support throughout.
SBI General is delighted to share appreciation letter received from Shri Deepak Sayana, Farmer resident of Badagaon village in Chamoli District of Uttarakhand.
SBI General is delighted to share appreciation letter received from Shri Deepak Sayana, Farmer resident of Badagaon village in Chamoli District of Uttarakhand. Mr Sayana has expressed gratitude for our efforts towards creating awareness regarding the PMFBY Scheme through Fasal Bima Pathshala.
‘Letter of Appreciation’ received from Farmer Welfare & Agriculture Development Department, Dewas, Madhya Pradesh.
Letter of Appreciation received from the Farmer Welfare & Agricultural Development Department, Dewas, Madhya Pradesh for successful implementation of IEC Activities.
‘Letter of Appreciation’ received from Joint Director of Agriculture, Uttarakannada, Govt of Karnataka.
Letter of Appreciation received from the Joint Director of Agriculture, Uttarakannada, Govt of Karnataka for our hard-work and efforts in executing Awareness Programs during the Kharif and Rabi Seasons, 2023-2024.
‘Letter of Appreciation’ received from Bharatiya Kisan Sangh, Uttarkashi, Uttarakhand
Letter of Appreciation received from the Bharatiya Kisan Sangh, Uttarkashi, Uttarakhand for SBIG’s exceptional efforts in implementing activities related to PMFBY Scheme.
‘Letter of Appreciation’ received from Office of the District Agricultural Officer, Karimganj, Govt of Assam.
Letter of Appreciation received from the District Agricultural Officer, Karimganj, Govt of Assam for our efforts in implementing the IEC Activities to create awareness about the PMFBY Scheme during the Kharif and Rabi seasons, 2021-2023.
SBI General is delighted to share appreciation letter received from Shri Jayanta Kumar Jena, Farmer resident of Bhogarai block in Balasore District, Orissa.
SBI General is delighted to share appreciation letter received from Shri Jayanta Kumar Jena, Farmer resident of Bhogarai block in Balasore District, Orissa. Mr. Jena has expressed gratitude for our efforts towards providing comprehensive information regarding PMFBY scheme and helping him to get enrolled under the scheme.
SBI General is ecstatic to share appreciation letter received from Shri Jaganlal Sindhe, Farmer resident of Bagrul village located in Handiya Tehsil, Harda District, Madhya Pradesh.
SBI General is ecstatic to share appreciation letter received from Shri Jaganlal Sindhe, Farmer resident of Bagrul village located in Handiya Tehsil, Harda District, Madhya Pradesh. Mr. Sindhe has expressed gratitude for our efforts towards providing comprehensive information regarding PMFBY scheme during Fasal Bima Pathshala.
SBI General is delighted to share appreciation letter received from Shri Kanai Pal, Farmer resident of Bardalani NC village under Mandia Gaon Panchayat in Barpeta District, Assam.
SBI General is delighted to share appreciation letter received from Shri Kanai Pal, Farmer resident of Bardalani NC village under Mandia Gaon Panchayat in Barpeta District, Assam. Mr. Pal has expressed gratitude to the Central Govt., State Govt., Agriculture Departments of Barpeta & Bajali districts and SBI General Insurance Company for claim settlement under Pradhan Mantri Fasal Bima Yojana for crop losses due to natural disaster. He also urged the farmers to insure their crops under the scheme to gain maximum benefits.
SBI General is delighted to share appreciation letter received from Shri K. B Prakash, Farmer resident of Maddur in Mandya District, Karnataka.
SBI General is delighted to share appreciation letter received from Shri K. B Prakash, Farmer resident of Maddur in Mandya District, Karnataka. Mr. Prakash has expressed gratitude for our efforts towards providing comprehensive information regarding PMFBY scheme and helping him to get enrolled under the scheme.
SBI General is delighted to share appreciation letter received from Shri Harinath Yadav, Farmer resident of Jhanjhupur village in Varanasi District of Uttar Pradesh.
SBI General is delighted to share appreciation letter received from Shri Harinath Yadav, Farmer resident of Jhanjhupur village in Varanasi District of Uttar Pradesh. Mr. Yadav has appreciated Fasal Bima Pathshala initiative launched by PMFBY. He acknowledged the efforts undertaken by SBI General to educate farmers through the distribution of promotional materials and conducting door-to-door awareness campaign aimed at raising farmers' awareness about the scheme.
SBI General is delighted to share appreciation letter received from Shri Dnyaneshwarrao Patil, Farmer resident of Ausa in Latur District, Maharashtra.
SBI General is delighted to share appreciation letter received from Shri Dnyaneshwarrao Patil, Farmer resident of Ausa in Latur District, Maharashtra. Mr. Patil has expressed gratitude for our efforts towards providing comprehensive information regarding PMFBY scheme and helping him to get enrolled under the scheme.
'Letter of Appreciation’ received from from Shri Kailash Chand Meghwanshi, Deputy Director Agriculture, Rajsamand
'Letter of Appreciation’ received from Shri Kailash Chand Meghwanshi, Deputy Director Agriculture, Rajsamand for SBIG’s exemplary work on IEC Activity and all activities related to PMFBY
'Letter of Appreciation’ received from The Horticulture Department, Government of Karnataka
'Letter of Appreciation’ received from The Horticulture Department, Government of Karnataka, for SBIG’s remarkable performance in Mandya district during Meri Policy Mere Haath Campaign
'Letter of Appreciation’ received from The Horticulture Department, Government of Karnataka
'Letter of Appreciation’ received from The Horticulture Department, Government of Karnataka, for SBIG’s remarkable performance in Belagavi district during Meri Policy Mere Haath Campaign
Appreciation letter received from Shri Shakeel Ahmed, JDH, Department of Horticulture, Govt. of Karnataka
Appreciation letter received from Shri Shakeel Ahmed, JDH, Department of Horticulture, Govt. of Karnataka for our efforts in implementing RWBCIS during 2020-21 to 2022-23 Kharif and Rabi seasons.
Recognized for Increased Insurance Awareness through IEC Activities
Recognized for Increased Insurance Awareness through IEC Activities
Appreciation for publicity contribution from Karnataka Govt
Appreciation for publicity contribution from Karnataka Govt
Successful Implementation of IEC Campaign in Kharif'21
Successful Implementation of IEC Campaign in Kharif'21
Award for Successful Execution of "Meri Policy Mere Haath"
Award for Successful Execution of "Meri Policy Mere Haath"
IEC Master Trainer Certificate to Individual Candidates
IEC Master Trainer Certificate to Individual Candidates
Sowing the Seeds of Success: Insights from Farmers
PMFBY
Farming is a profession full of uncertainties. From unpredictable weather to pest attacks, farmers face risks that can lead to
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The Pradhan Mantri Fasal Bima Yojana (PMFBY), launched in 2016, is a government-backed crop insurance scheme to protect Indian
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As farming evolves, farmers are faced with two main options: organic and conventional farming. Both have their advantages and
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