Buy Arogya Sanjeevani Health Insurance Policy Starting at ₹10/Day

Get Comprehensive Health Insurance with
Affordable Premium

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Hospitalization Expenses

Avail the benefit of cashless hopsitalization at any of our network hospitals

AYUSH coverage

Covers Ayurveda, Unani, Siddha and Homeopathy Inpatient treatment - Up to Sum Insured.

Cumulative Bonus

Cumulative Bonus will accumulate at 5% for every claim-free year, provided the policy is renewed without any break. Maximum limit is 50% of Sum Insured.

Pre-&-Post Hospitalization

Cover the expenses prior to admission and after discharge

Why Arogya Sanjeevani, SBI General Insurance Company Limited?

Insure for a Secure Future!

With rising medical expenses, even the simplest procedures & treatments can cost a lot of money. Therefore, a comprehensive health cover like the Arogya Sanjeevani Policy becomes all the more important. Don't let medical inflation burn a hole in your pocket. Get Insured, now!

Who Can Buy This Policy?
Any individual between 18 to 65 years of age can buy this policy for oneself, their spouse, dependent children( 91 days -25 years) Parents / Parents-in-law.

What is Covered Under Arogya Sanjeevani Health Plan?

Take a look at the various features and benefits of the Arogya Sanjeevani Policy offered by SBI General Insurance

Major Benefits
- No medical check-up up to the age of 55 years for people with no medical history
- AYUSH coverage
- Family Floater: one plan, full family
- Road Ambulance Cover
- Cumulative Bonus: 5% of SI for each claim-free year, up to 50%
- Coverage from Rs 50,000 to Rs 10,00,000
- Life-long renewability
- Tax Deduction: Under Sec 80D
What’s Covered
- Your hospital room rent, boarding expenses and doctor fees
- Nursing expenses, Operation theatre and ICU charges
- Medicines that you consume during the hospital stay
- Road Ambulance Charges
- Pre and Post hospitalization expenses up to 30 and 60 days respectively
- AYUSH Treatment
What’s Not Covered

Major Benefits
What’s Covered
What’s Not Covered

Major Benefits

No medical check-up up to the age of 55 years for people with no medical history
AYUSH coverage
Family Floater: one plan, full family
Road Ambulance Cover
Cumulative Bonus: 5% of SI for each claim-free year, up to 50%
Coverage from Rs 50,000 to Rs 10,00,000
Life-long renewability
Tax Deduction: Under Sec 80D

What’s Covered

Your hospital room rent, boarding expenses and doctor fees
Nursing expenses, Operation theatre and ICU charges
Medicines that you consume during the hospital stay
Road Ambulance Charges
Pre and Post hospitalization expenses up to 30 and 60 days respectively
AYUSH Treatment

What’s Not Covered

Pre-existing diseases from inception of the policy up to 4 years of this policy being in force continuously
Treatment taken outside India
Admission primarily for investigation & evaluation
Admission primarily for rest cure, rehabilitation and respite care
Expenses related to surgical treatment of obesity that do not fulfill certain conditions
Change-of-Gender treatments
Expenses for cosmetic surgery

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With our quick and seamless renewal process, you can renew your policy effortlessly from the comfort of your home.

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Want to File a Claim on Your Existing Policy?

Customers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.

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NETWORK HOSPITALS

Looking for Your Nearest Cashless Hospital?

Benefit from our wide range of network hospitals & avail cashless treatment without any inconvenience.

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We Know That Trust Is Earned

10.83Cr

Customers

SBI General has been a pillar of support for over 10.83 crore customers till date. As one of the leading general insurers in India, we work towards offering our customers "Suraksha Aur Bharosa Dono"

23000+

SBI Branches

We have strong distribution partners adding up our reach to every nook and corner of India, with SBI’s over 23000+ branch network, Agents, Banks, other financial institutes, OEMs and digital partners.

₹24000Cr+

Claims Handled

Over ₹24000 Crore worth of claims have been handled by SBI General Insurance till date. Our fast, fair & transparent claims process allows our customers to stay in control of their finances.

140+

Locations

Spread across 140+ locations in India and with a digital presence that is accessible across all locations in the country, SBI General Insurance offers unmatched accessibility to all its customers

7206

Network Garages

With SBI General Insurance, you can avail cashless claim facility by getting your vehicle repaired at any of our network garages. We offer servicing through 7206 network garages across the country.

23000+

Network Hospitals

With an aim to provide easily accessible best-in-class medical facilities to all its valued customers, SBI General Insurance offers servicing through *23000+ network hospitals across the country (Inhouse and Third-Party Administrator Network)

FAQs about Arogya Sanjeevani

Here are the commonly asked questions about Arogya Sanjeevani Policy

A multi-individual/ family non-floater plan has no restrictions on number of individuals that can be covered under one policy, provided the individuals covered are as per the allowed relationships i.e. self, spouse, parents and parents-in-law and dependent children.

Yes, expenses related to day care procedures are covered under AYUSH

Yes, External Congenital Anomaly is covered in Arogya Sanjeevani Policy. However, it would normally be treated as a pre-existing disease, and therefore a waiting period of 48 months will apply.

Yes, they can be covered in a single policy under multi-individual/ family non-floater plan. However, under family floater policy either parents or parents-in-law can be covered. Note - 1 parent / 1 parent-in-law is not allowed as a combination in Family Floater.

If the line of treatment taken conform to the professional standards widely accepted in international medical practice or by the medical community in India, it will be covered provided to claim admissibility.

Yes – Cataract and Advanced Medical treatment have sub limits as specified in the policy wordings.

Yes, cost of harvesting will be covered under the policy.

Product UIN

SBIHLIP20180V011920

Disclaimer:

For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
#Starting ₹286/Month for 1Adult –Age 25years ; 3Lacs Sum Insured (Exclusive Taxes)
Tax Benefits are subject to change in Tax Laws

SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
*T&C Apply

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Why Arogya Sanjeevani, SBI General Insurance Company Limited?