Arogya Supreme Health Insurance Policy Starting @₹178/Month

English

Protect Your Loved
Ones With A
Comprehensive Policy

Why Arogya Supreme?

Arogya Supreme Toh Jeevan Supreme

Arogya Supreme is a solution for all your healthcare needs. It covers 20 basic covers and 8 optional covers so you don’t have to worry about medical treatments and expenses.

Who Can Buy This Policy?

Any individual between 18 and 65 years of age can buy this policy for oneself, their spouse, dependent children (91 days - 25 years), parents and parents in law.

What is Covered Under Arogya Supreme Health Plan?

Take a look at the various features and benefits of the Arogya Supreme Policy offered by SBI General Insurance

Benefits
- Comprehensive Policy with 20 Basic Covers and 8 Optional Covers
- Wide Range of Sum Insured Options Available
- Long Term Policy Options Available up to 3 Years
- Exclusive Covers Like Domestic Air Ambulance Cover, Compassionate Benefit,Recovery Benefit and E-Opinion Cover
- Preventive Health Check-Up Cover Available as Renewal Benefit
- Discount Options like Family Discount, Loyalty Discount, Policy term discount
Scope of Cover
What’s Covered
What’s Not Covered

Benefits
Scope of Cover
What’s Covered
What’s Not Covered

Benefits

Comprehensive Policy with 20 Basic Covers and 8 Optional Covers
Wide Range of Sum Insured Options Available
Long Term Policy Options Available up to 3 Years
Exclusive Covers Like Domestic Air Ambulance Cover, Compassionate Benefit,Recovery Benefit and E-Opinion Cover
Preventive Health Check-Up Cover Available as Renewal Benefit
Discount Options like Family Discount, Loyalty Discount, Policy term discount

Scope of Cover

The company will pay cover on medically necessary hospitalization of an insured person due to illness or injury sustained or contracted during the policy period. Payment is subject to sum insured and limits including cumulative bonus / enhanced cumulative bonus, if applicable as specified on the schedule of coverage in the policy schedule subject to otherwise terms and conditions of the policy.

Age Criteria

	Minimum	Maximum
Adult	18 yrs	65yrs
Child	91 days	25yrs

Policy Duration

1 Year / 2 Years / 3 Years

What’s Covered

Hospitalization Covers

In-patient Hospitalization Treatment
Mental Healthcare
HIV / AIDS Cover
Genetic Disorder
Internal Congenital Anomaly
Bariatric Surgery Cover
Advance Procedures
Cataract Treatment
Pre-Hospitalization Cover
Post-Hospitalization Cover
Domiciliary Hospitalization
Day Care Treatment
Road Ambulance
Organ Donor Expenses
Alternative Treatment / AYUSH
Domestic Emergency Assistance Services (including Air Ambulance)
Sum Insured Refill
Compassionate Visit
E-Opinion

Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale.

What’s Not Covered

Investigation and Evaluation (Code-Excl 04)
Rest Cure, rehabilitation, and respite care (Code- Excl 05)
Obesity / Weight Control (Code- Excl 06)
Change of Gender Treatments (Code- Excl 07)
Cosmetic or Plastic Surgery (Code- Excl 08)
Hazardous or Adventure Sports (Code- Excl 09)
Breach of Law (Code- Excl 10)
Excluded Providers (Code-Excl 11)
Treatment for alcoholism, drug or substance abuse or any addictive condition and consequences thereof (Code- Excl 12)
Treatments received in health hydros, nature cure clinics, spas or similar establishments or private beds registered as a nursing home attached to such establishments or where admission is arranged wholly or partly for domestic reasons.(Code- Excl 13)
Dietary Supplements and substances that can be purchased without prescription, including but not limited to Vitamins, minerals and organic substances unless prescribed by a Medical Practitioner as part of Hospitalization claim or Day Care Procedures. (Code- Excl 14)

Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale.

Not sure which plan to settle for?

Get Quick Recommendations

Explore Plans Talk To Experts

RENEW POLICY
CLAIM POLICY
NETWORK HOSPITALS

RENEW POLICY

Want to Renew Your Existing Policy?

With our quick and seamless renewal process, you can renew your policy effortlessly from the comfort of your home.

Renew Policy

CLAIM POLICY

Want to File a Claim on Your Existing Policy?

Customers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.

Claim Now

NETWORK HOSPITALS

Looking for Your Nearest Cashless Hospital?

Benefit from our wide range of network hospitals & avail cashless treatment without any inconvenience.

Find Hospitals

At SBI General, we know that Trust is Earned.

20.46 Cr

Customers

SBI General has been a pillar of support for over 20.46 crore customers till date. As one of the leading general insurers in India, we work towards offering our customers "Suraksha Aur Bharosa Dono" .<span class='FYear'>FY 22 – 23</span>

7,159

Network Garages

With SBI General Insurance, you can avail cashless claim facility by getting your vehicle repaired at any of our network garages. We offer servicing through 7,159 network garages across the country.

16,625

Network Hospitals

With an aim to provide easily accessible best-in-class medical facilities to all its valued customers, SBI General Insurance offers servicing through *16,625+ network hospitals across the country (Inhouse and Third-Party Administrator Network)

23000+

SBI Branches

We have strong distribution partners adding up our reach to every nook and corner of India, with SBI’s over 23000+ branch network, Agents, Banks, other financial institutes, OEMs and digital partners.

₹24000Cr+

Claims Handled

Over ₹24000 Crore worth of claims have been handled by SBI General Insurance till date. Our fast, fair & transparent claims process allows our customers to stay in control of their finances.

140+

Locations

Spread across 140+ locations in India and with a digital presence that is accessible across all locations in the country, SBI General Insurance offers unmatched accessibility to all its customers

FAQs about Arogya Supreme

Here are the commonly asked questions about Arogya Supreme Policy

There are 3 variants available.

a) Pro (Silver)

b) Plus (Gold)

c) Premium (Platinum)

There are 3 types of policy available for this product:

a) Individual Basis

b) Individual Family basis

c) Family Floater basis

Maximum 4 adults can be covered under Family Floater.

For minor, one of the parents needs to be concurrently covered with us.

Dependent children can be covered from 91 days and up to 25 years of age. If a child is 18 years old and is financially independent (it can be confirmed on basis of declaration of occupation & marital status on proposal form), he/she will not be covered with parents on subsequent renewals.

Policy is available for 1 year, 2 years and 3 years

Air Ambulance is included; however, payment will be done on reimbursement basis. It is within the sum insured

Yes, Cumulative Bonus is applicable for all 3 variants, limit being 15% maximum up to 100

For all the plans in case of renewals, a preventive health check-up, every year from 1st renewal irrespective of claims made under the policy will be allowed.

First 30 days waiting period (except accident) (The above waiting period shall not be applicable for claims arising due to COVID-19, Major Illness-Benefit, Hypertension, Diabetes and Cardiac Condition.)
Specified diseases and procedures waiting period – 24 Months (If any of the specified disease / procedures falls under the waiting period specified for Pre-Existing Diseases, then the longer of the two waiting periods shall apply.)
Pre-existing Diseases – 48 Months
Hypertension, Diabetes, Cardiac Condition – 90 Days (A waiting period of 90 days shall apply for all claims of hypertension, diabetes, cardiac condition except if these diseases are pre-existing and disclosed at the time of Policy)
Major Illness Benefit – 90 Days
COVID-19 – 15 Days

Yes, subject to fulfilment of domiciliary hospitalization definition.

Yes, subject to fulfilment of pre-and-post-hospitalization expenses definition where main claim is admissible.

Product UIN

SBIHLIP21043V012122

Disclaimer:

For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
#Starting ₹178/Month for 1Adult –Age 18years ; 1Lac Sum Insured (Exclusive Taxes)
Tax Benefits are subject to change in Tax Laws

SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
*T&C Apply

Brochure

Policy Wording

Proposal Form

Claim_form

Brochure - Arogya Supreme Plus

Brochure - Arogya Supreme Premium

Brochure -Arogya Supreme Pro

Prospectus

Annexure to Prospectus - Rate Chart (Exclusive of Taxes)

Annexure to Prospectus - Rate Chart (Inclusive of Taxes)

CIS

Vision

Our vision is to become the most trusted general insurer for a transforming India.

Mission

Our mission is to provide simple and innovative general insurance solutions, be responsive to our customers' needs and build a sustainable business for the future.

Download Our App

Available on theApp Store
Get in onGoogle play

We're socially active!

SBI General Insurance Company Limited I Corporate & Registered Office: 9th Floor, A & B Wing, Fulcrum Building, Sahar Road, Andheri(East), Mumbai - 400099 | For more details on risk factors, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. 'For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Co. Ltd. under license.

"SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products."

SBI General Insurance does not accept cash towards payment of premium against your policy. You may pay the premium against your policy through other modes like NEFT/ Debit card/ Credit card or visit our nearest branch.

You are advised not to make any payment into personal bank account/UPI Id of any employee of SBI General Insurance. Please undertake all transactions (financial or otherwise) only through registered SBI general branches or registered Agents/POSP/Intermediaries of SBI General Insurance or through our website.

Any Legal Interpretation will be communicated in English Language only.

www.sbigeneral.in | 1800 102 1111

Best viewed in IE 11 or Firefox 14+, Chrome 22+ at a screen resolution of 1366 x 900 or higher

Arogya Supreme Health
Insurance

Protect Your Loved
Ones With A
Comprehensive Policy

Protect Your Loved
Ones With A
Comprehensive Policy

Popular Links

Company

Services

Help & Support

Arogya Supreme Health Insurance

Protect Your LovedOnes With A Comprehensive Policy

Popular Links

Company

Services

Help & Support

Arogya Supreme Health
Insurance

Protect Your Loved
Ones With A
Comprehensive Policy