We Protect You
  • Wide Coverage

    Wide Coverage

  • No Medical Check-upupto 45 Years

    No Medical Check-upupto 45 Years

  • Coverage for Entire  Family

    Coverage for Entire Family

  • Tax Exemption  Sec 80D

    Tax Exemption Sec 80D

  • Pre and Post Hospitalisation Expenses

    Pre and Post Hospitalisation Expenses

  • Nursing  Expenses

    Nursing Expenses

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Key Features
  • Wide Coverage – Rs.50,000 to Rs.500,000
  • No medical check-up if you don’t have any medical history: Up to 45 years
  • Family Floater: One plan, full family
  • Flexible Plans: Metro Plan, Semi Metro Plan & Rest of India
  • IT Exemption: Under Sec 80D

Our health insurance policy covers:

  • Your hospital room rent, boarding expenses and doctor fees
  • Operation Theatre and Intensive Care charges
  • Nursing expenses
  • Medicines that you consume during the hospital stay
  • Pre and Post hospitalisation expenses up to 30 and 60 days respectively
Major Exclusion

We will not pay expenses in the following cases:

  • Pre existing diseases from inception of the policy up to 4 years of this Policy being in force continuously
  • Treatment of illnesses such as Ulcers, Tonsillectomy, Hernia, Cataract, Sinusitis, Gall Bladder Stones, Chronic Renal Failure during the first year of operation of the policy.
  • Treatment taken outside India
  • Outpatient treatment
  • Stay in a hospital without undertaking any active regular treatment by the medical practitioner
  • Experimental and unproven treatment.

Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

  • Product UIN - SBIHLIP21331V032021
  • Disclaimer: The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.
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