Comprehensive Insurance for Surrogates and Oocyte Donors, Safeguarding Against Medical Complications
Why Surrogacy & Oocyte Donor Suraksha, SBI General Insurance?
Compassionate Coverage for Every Step, Every Heartbeat.
Surrogacy & Oocyte Donor Suraksha, Rider product has been designed to cover Surrogate Mother or Oocyte Donor towards medical complications.
Who can buy this policy?
This Rider can be bought by Intending Couple/ Intending Woman and is available for sale with SBIG Health Indemnity Base Policy.
What is Covered Under Surrogacy & Oocyte Donor Suraksha, SBI General Insurance
Take a look at the various features of Surrogacy & Oocyte Donor Suraksha, SBI General Insurance
Features
Type of Policy: Individual
Options Options 1 Options 2 Coverage Covering Surrogate Mother towards complications arising out of pregnancy and post-partum delivery Covering Oocyte Donor towards complications of oocyte donor Sum Insured Options ₹3 lacs ₹2 lacs Policy Period 36 Months 12 Months Age Eligibility Surrogate mother: 25-35 years on the day of implantation Oocyte donor: 25-35 years on the day of donating the oocyte Kindly refer to the policy wordings for detailed benefits & terms & conditions
What’s Covered
- In Patient Hospitalization
- Day Care Treatment
- Road Ambulance Cover
Note: Complications arising out of pregnancy during Surrogacy and post-partum delivery complications for the Surrogate Mother.
Complications arising due to oocyte retrieval with respect to the Oocyte Donor.
What’s Not Covered
- Investigation & Evaluation (Code: Excl04)
- Rest Cure, rehabilitation and respite care (Code: Excl05)
- Obesity/ Weight Control (Code: Excl06)
- Change of Gender treatments (Code: Excl07)
- Cosmetic or Plastic Surgery (Code: Excl08)
- Hazardous or Adventure sports (Code: Excl09)
- Breach of law (Code: Excl10)
- Excluded Providers (Code: Excl11)
- Substance Abuse and Alcohol (Code: Excl12)
- Wellness and Rejuvenation (Code: Excl13)
- Dietary Supplements & Substances (Code: Excl14)
- Complications of pregnancy to the Surrogate Mother, which is:
- Other than Altruistic Surrogacy
- For second Surrogacya. If the Surrogate Mother donates her own gametesb. Pre and Post Hospitalization Expenses.
- Treatment taken on OPD basis.
- Domiciliary Treatment
- Surrogacy which is for Commercial Purposes
- Complications arising due to Oocyte retrieval, if the Insured is donating for second time.
- Any claim with respect to abandon or disown or exploit or cause to be abandoned, disowned or exploited in any form, the child or children born through Surrogacy.
Standard Exclusions
Specific Exclusions
Note: Please refer to the Policy wordings for the complete list of exclusions
Features
What’s Covered
What’s Not Covered
Features
Type of Policy: Individual
| Options | Options 1 | Options 2 |
| Coverage | Covering Surrogate Mother towards complications arising out of pregnancy and post-partum delivery | Covering Oocyte Donor towards complications of oocyte donor |
| Sum Insured Options | ₹3 lacs | ₹2 lacs |
| Policy Period | 36 Months | 12 Months |
| Age Eligibility | Surrogate mother: 25-35 years on the day of implantation | Oocyte donor: 25-35 years on the day of donating the oocyte |
Kindly refer to the policy wordings for detailed benefits & terms & conditions
What’s Covered
- In Patient Hospitalization
- Day Care Treatment
- Road Ambulance Cover
Note: Complications arising out of pregnancy during Surrogacy and post-partum delivery complications for the Surrogate Mother.
Complications arising due to oocyte retrieval with respect to the Oocyte Donor.
What’s Not Covered
- Investigation & Evaluation (Code: Excl04)
- Rest Cure, rehabilitation and respite care (Code: Excl05)
- Obesity/ Weight Control (Code: Excl06)
- Change of Gender treatments (Code: Excl07)
- Cosmetic or Plastic Surgery (Code: Excl08)
- Hazardous or Adventure sports (Code: Excl09)
- Breach of law (Code: Excl10)
- Excluded Providers (Code: Excl11)
- Substance Abuse and Alcohol (Code: Excl12)
- Wellness and Rejuvenation (Code: Excl13)
- Dietary Supplements & Substances (Code: Excl14)
- Complications of pregnancy to the Surrogate Mother, which is:
- Other than Altruistic Surrogacy
- For second Surrogacya. If the Surrogate Mother donates her own gametesb. Pre and Post Hospitalization Expenses.
- Treatment taken on OPD basis.
- Domiciliary Treatment
- Surrogacy which is for Commercial Purposes
- Complications arising due to Oocyte retrieval, if the Insured is donating for second time.
- Any claim with respect to abandon or disown or exploit or cause to be abandoned, disowned or exploited in any form, the child or children born through Surrogacy.
Standard Exclusions
Specific Exclusions
Note: Please refer to the Policy wordings for the complete list of exclusions
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Disclaimer:The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
Number of network hospitals would differ based on the TPA servicing your policy.
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