10 Factors Affecting the Premium of Critical Illness Insurance

With each passing year, the temperatures in summers seem to be setting new records. The scorching heat through the summer months leaves you parched for some refreshing drinks. This summer choose some refreshing traditional Indian chillers to cool you down instead of guzzling carbonated drinks.

Winter can be a challenging season for your skin. Cold temperatures and low humidity can leave your skin feeling parched and vulnerable to various issues such as dryness, flakiness, redness, and increased sensitivity. If you already have dry skin, these issues can aggravate, resulting in rough areas and an uncomfortable, tight feeling. To counteract these typical winter skin concerns, it is important to stick to a winter skin care routine. This page discusses some amazing winter skincare routines that address a variety of issues, especially winter skincare for dry skin. Learn how to keep your skin healthy, hydrated, and radiant during the winter. Common Winter Skin Issues Due to the cold and dry weather, certain skin disorders might worsen during the winter months. Here are some common skin problems: Chapped lips Since lips have thin skin, they might dry out and crack in the winter. Many people lick their lips or peel away the dry portions, but this can aggravate the condition. Rosacea Rosacea causes your cheeks and eyes to become red and flushed. When it acts up, it can last for weeks or months. It can hurt your skin and eyes if you don't take care of it. Cold weather might exacerbate symptoms for many people. Keratosis pilaris Keratosis pilaris is often known as ‘chicken skin’. It occurs when you get little, painless pimples that are either reddish or the same colour as your skin. They are more visible when your skin is dry, as they occur in the winter. Eczema Eczema is a skin condition that causes red, itchy rashes. People of all ages, including babies and older folks, can get it. Psoriasis Psoriasis is yet another skin condition. It causes your skin to become thick and scaly, with red spots. Winter, with its dry air, can aggravate psoriasis. Winter Skin Care Routine In the winter, your skin can get extremely dry and irritated. But don't worry, there are some simple tips for skincare for winter months you can do to protect your skin during the colder months: 1. Use a thick moisturiser Your summer moisturisers may not be adequate for the winter. Switch to a thick, cream-based moisturiser instead for the winter months. It will help to calm your skin and protect it from becoming red and irritated. 2. Be gentle with your face wash If your face feels dry and tight after washing, your face wash is probably too harsh. Try a milder, hydrating cleanser with a balanced pH. It will clean your skin without leaving it all dry. 3. Pamper your hands and feet Your hands and feet don't have as many oil glands as the rest of your body; they can get extremely dry and cracked in the winter. Apply moisturiser before heading outside. Choose petroleum jelly or glycerine-based creams or lotions for your feet. You can even exfoliate your feet occasionally to aid in better absorption of the moisturiser. 4. Sunscreen is a must Even in the dead of winter, the wind, snow, and rain may be harsh on your skin. Wear gloves and a hat, and remember to apply sunscreen. Although the sun may not seem as hot, UV radiation can still cause skin damage. For the best protection, choose a sunscreen that has titanium dioxide or zinc oxide. 5. Stay hydrated and eat well Drinking plenty of water and eating nutritious food can help keep your skin looking healthy. Foods high in vitamins A, C, and E can be beneficial to the skin. They can help keep the skin in good condition. You can also hydrate your body by eating salads, soups, milk, and juices, which provide essential nutrients for healthy skin. 6. Get a humidifier When the indoor heating is on, the air inside can get quite dry. A humidifier provides moisture to the air, which can help prevent dry skin. Consider purchasing a humidifier for your home. 7. Wear comfy clothes Tight clothing can aggravate dry skin, especially in cold weather. Wear loose, comfortable clothing. Soft and natural textiles are a good choice. Just ensure that your clothing isn't too tight, so your skin can breathe. 8. Don't overdo the scrubbing Exfoliating your skin can be beneficial, but don't overdo it. Twice a week can be sufficient. Massage your skin in small circles to help increase blood flow. Your skin will appear healthy and bright. However, don't scrub too hard, or you will hurt your skin's protective barrier. 9. Avoid taking hot showers Hot water may strip away your skin's natural oils. To avoid excessive dryness, take mild showers that are only a few minutes long. 10. Protective lip balm Don't forget about your lips. To avoid chapping and keep your lips supple and protected, use a nourishing lip balm with SPF. 11. Consider a serum boost Another winter skincare essential is including a moisturising serum in your routine. Serums high in hyaluronic acid and antioxidants can provide your skin with an extra layer of protection and moisture. 12. Stay active During chilly winter mornings, it can be tough to get up from your cosy bed. However, your skin can benefit from physical activity. Exercise can raise your heart rate, allowing more blood to reach your skin and important organs. Benefits of a Winter Skin Care Routine A winter skincare routine has multiple benefits for the health and appearance of your skin. During the winter, your skin faces a number of challenges, including dryness, irritation, and even damage from extreme weather conditions. Implementing a winter skin care routine will help you address these issues while also providing the following benefits: Preventing skin issues A healthy skincare routine can also help to prevent skin issues such as eczema and dry patches, which are common in the winter. Regular moisturising and exfoliation can help keep these problems at bay. Hydration The dryness of the winter air can leave your skin parched. A good skin care routine ensures that your skin receives the moisture it requires to stay hydrated, preventing dryness, irritation, and flakiness. Protection Winter's harsh conditions, such as cold winds and low temperatures, can damage your skin's natural barrier. To protect your skin from the elements, a winter skincare routine often involves protective products such as thick moisturisers and sunscreen. Nourishment Many winter skin care products contain important nutrients and vitamins that nourish your skin and keep it healthy and radiant. Vitamins E, A, and C, as well as antioxidants, can help repair your skin. Invest in Health Insurance for a Secure Tomorrow Following winter skincare tips, which include moisturising, gentle cleaning, and protective clothing, is essential for preserving healthy, glowing skin during the cold season, offering protection from the harsh winter elements, and promoting overall well-being. Similarly, having health insurance can protect you by providing financial support for medical care during medical emergencies. With a health insurance plan in place, you not only protect your health but also have the added benefit of potentially managing lower health insurance premium costs. So, to secure a holistic approach to your winter well-being, invest in both a winter skincare routine and reliable health insurance. FAQs What is the best winter skin care routine? To keep your skin healthy during the cold season, the best winter skin care routine includes moisturising, gentle washing, safeguarding your hands and feet, applying sunscreen, staying hydrated, using a humidifier, wearing loose clothing, and avoiding excessive exfoliating. Why is it necessary to take care of your skin in the winter? Long periods of exposure to chilly weather can cause your skin to become dry and flaky. A winter skincare routine is required to deal with dry skin throughout the cold season. What should we apply to our skin in the winter? Changing weather can affect your skin, so it is critical to modify your skincare routine. To nurture your skin, use thick moisturisers without harmful chemicals and don't forget to use sunscreen. What winter skincare essentials are ideal for winter? The best skincare products for winter are the ones that work well for your skin. Choose gentle products that do not include harsh ingredients. What are the benefits of a humidifier for winter skincare? A humidifier adds moisture to the dry indoor air, preventing your skin from drying out. Is sunscreen required in the winter? Yes, UV radiation can cause skin damage even in the winter; therefore, wearing sunscreen every day is vital. Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.

Winter pollution and cold can disrupt your routine, raise stress and lead to overeating and weakened immunity. We recommend a balanced diet with enough protein to curb hunger pangs, and extra sleep to reduce stress. Oats & Honey Oats are a filling budget food to boost energy. They are high in immunity-boosting zinc and fibre to stabilize blood sugar. Honey’s antioxidants also boost immunity, and its anti-microbial properties kill bacteria & soothe sore throats. Pomegranates Pomegranate juice is rich in vitamin B and antioxidants, which curbs harmful cholesterol that leads to plaque build-up in the arteries. Its seeds can reduce chances of cancer, heart disease and high blood pressure. Citrus Fruits Citrus fruits contain vitamin C which boosts immunity (one orange contains a day’s worth). Their potassium helps maintain electrolyte balance. They are also high in fibre, which controls blood sugar and cholesterol. Sweet Potatoes A popular winter food, sweet potatoes are loaded with vitamins A and C. They contain antioxidants that reduce cell damage in the body, while their high fibre content helps stabilize blood sugar levels. Dark Greens Dark leafy vegetables are low in calories and rich in beta-carotene and vitamin C – both powerful antioxidants that help fight infections & build immunity. Cold weather even reduces their bitterness, making them tastier. Carrots Carrots are loaded with vitamin C and antioxidants. They also contain beta-carotene, which turns to vitamin A in the body, boosting immunity and enabling healthier eyes, skin & mucus membranes. Which Spices? Mustard and ajwain are a great flu remedy, stimulating digestion and increasing blood circulation. Methi soothes bone and joint problems that crop up in winter, while fresh turmeric is a great anti-microbial immunity booster.

As winter approaches, it is essential to take extra care of your skin to keep it nourished and soft. Low humidity, chilly winds, and indoor heating may all make your skin feel dry and uncomfortable. Instead of relying on chemical-laden commercial skincare products, try turning to nature's alternatives. Nature provides a wealth of powerful and moisturising elements that can do wonders for your skin. This page explores six natural ingredients that might help you obtain soft, nourished skin during the winter months. These DIY winter skincare ingredients not only are inexpensive but also are free of harmful chemicals, making them a safe choice for your cold-weather skincare routine.