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GetTravel Insurance for Vietnam: Why is it Necessary?
Feb 5, 2026
Vietnam is one of the top international destinations for Indian tourists. It offers a unique combination of nature, rich historical sites, lively nightlife, and budget-friendly travel experiences. A lot can be done in Vietnam, be it going on a cruise in Ha Long Bay, taking a walk around the narrow streets of Hanoi, or soaking until the skin is wrinkled on Da Nang beach. Nevertheless, amidst the buzz of booking flights, picking hotels, and preparing itineraries, it seems that people rarely give thought to one crucial thing about international travel: Vietnamese travel insurance. International travel can carry unforeseen, unexpected risks, which can cost lakhs of rupees if not prepared for. This is why buying international travel insurance online is a wise and responsible choice. One can get insured in just a few minutes and be financially worry-free throughout their trip.
Why Is Insurance for Vietnam Travel Important?
With insurance for Vietnam travel, visitors are protected from a wide array of unfortunate events, such as:
- Emergency medical treatment and hospitalisation
- Trip cancellations and early trip curtailment
- Flight delays and missed connections
- Loss or delay of checked-in baggage, and more.
What Does Travel Insurance For Vietnam Typically Cover?
A comprehensive policy for travel insurance in Vietnam covers both medical and non-medical contingencies.
Medical and Health Coverage
Medical services in different countries may vary in quality, but one thing often remains constant: the high price of healthcare. Also, worrying about how to pay the hospital bill in a foreign place can add to your stress. To address these issues, most policies offer:
- Hospitalisation and emergency medical treatment cover
- Emergency ambulance services and inpatient care
- Emergency dental treatment due to accidents
- Personal accident coverage
Trip and Journey Protection
Even the best of plans are bound to go wrong sometimes for one reason or another. It may be that the situation at home didn’t allow the trip, or the airline didn’t operate the flight on the specific day, or there was a medical necessity. Such situations where one is forced to change or cancel one’s plan tend to be covered by insurance and include:
- Trip cancellation or curtailment for covered reasons
- Compensation for flight delays beyond a specified duration
- Hotel accommodation or a fixed payout for long delays
This makes insurance for Vietnam travel valuable for tourists with connecting flights or fixed itineraries.
Baggage and Document Coverage
Losing or having your luggage delayed can certainly hamper a trip and result in incurring extra expenses. However, an SBIG travel insurance policy will cover:
- Delayed, lost, or damaged checked-in baggage
- Expenses incurred in relation to a lost passport.
What Is Not Covered Under Travel Insurance?
The usual exclusions of travel insurance are:
- Regular check-ups of the pre-existing conditions which were not disclosed
- Reckless activities and sports
- Alcohol or drug abuse-related injuries
- Elective and cosmetic surgical procedures and treatments for STDs
- Losses resulting from war, riots, or nuclear explosions
- Attempted suicide or gross negligence
- Childbirth and mental health treatments
Once you have your travel insurance needs sorted, you can explore the destinations you want to add to your Vietnam bucket-list.
Best Places to Visit in Vietnam
Here are some destinations you may want to add to your Vietnam trip:
Hanoi: The capital of Vietnam, it is now mainly known for the Old Quarter, street food, and deep cultural roots.
Ha Long Bay: One of the world's natural wonders with towering limestone islands and beautiful sea cruises.
Ho Chi Minh City: A huge city full of life and energy with shopping, nightlife, and historical sites.
Hoi An: A charming ancient town where traditional heritage streets are beautifully decorated with lanterns and riverside scenery.
Da Nang: A beach city with modern amenities, famous for the Golden Bridge and splendid coastline.
Ninh Binh: Known as "Halong Bay on land" for its beautiful mountains and peaceful sampan rides.
Phu Yen: A romantic beach escape where crystal-clear beaches and rocks shaped by nature are still a secret.
Ba Be Lake: The Vietnamese Scandinavian lake that is calm and surrounded by magnificent mountains and scenic villages.
Quy Nhon: A lively place with beach resorts and fresh seafood at reasonable prices.
Mekong Delta: Where life on the river is vibrantly visualised through its markets, forests, and floating houses.
Once you have created a basic itinerary, you can start the Vietnam visa process.
Visa Procedure for Vietnam
- Go to Vietnam Immigration's official e-visa website.
- Complete the online application form with your personal and travel details
- Attach a scanned copy of your passport and a recent passport-size photo
- Choose your arrival and departure points in Vietnam
- Make the payment for the visa fee online (single-entry or multiple-entry)
- Allow a few working days for the visa to be processed
- Save and print the accepted e-visa
- Show the printed e-visa and passport to the immigration officer upon arrival.
Buying International Travel Insurance Online with SBIG
SBIG is one of the most popular choices for buying international travel insurance online. You can complete the entire procedure almost instantly via the official website. Tourists just need to choose Vietnam as their destination, enter their travel dates, provide basic personal details, select the desired sum insured, and complete the payment. The policy is printed immediately and emailed, facilitating visa applications and unexpected travel plans.
For many travellers, comparing and purchasing international travel insurance online also helps them find affordable premiums, depending on their age, duration, and level of coverage.
SBI General Insurance offers:
• 24-hour customer support
• Affordable premium rates
• Comprehensive coverage for medical needs, travel expenses, and personal belongings.
Being a familiar Indian brand with a large customer base, SBIG also ensures a hassle-free international travel experience.
Final Thoughts
While vacations are meant for relaxation, it's equally crucial to have a backup plan in case something unexpected happens during your trip. Purchasing suitable trip insurance is the smartest way to avoid a large out-of-pocket expense. It will cover emergency medical treatments, trip interruptions, and unexpected losses.
If you want complete coverage and a stress-free trip, SBI General is the trusted choice for Indian tourists planning their next international trip
FAQs
1. Do I need travel insurance for Vietnam?
Travel insurance for Vietnam is generally not a necessity. However, it remains a wise choice, especially if you want coverage for medical emergencies, trip cancellations and delays, or lost baggage. Insurance essentially serves as a safety net in case you incur large medical or other expenses abroad.
2. How much does travel insurance cost?
Travel insurance prices for an India-to-Vietnam trip vary by the insured's age, the length of the trip, and the coverage chosen. A higher sum insured and additional coverage will increase the premium.
3. What is the best time to go to Vietnam?
Visiting Vietnam is best from November to April, when the weather is cool and dry in most parts of the country. This is a perfect time to explore the country, go to the beach, and do other outdoor activities. However, there are regional variations.
4. Is the Vietnam e-visa better than a visa on arrival?
It depends. Getting a Vietnamese e-visa can be preferable for those who prefer a fully online process that does not require a letter of approval like the visa-on-arrival option. Besides, with an e-visa, you can skip the long line and additional processing at the airport.
5. Is ₹50,000 enough for Vietnam?
A sum of ₹50,000 may be enough for a low-cost short trip only if the basics are limited to economy accommodation, local transport, food, and some sightseeing. On the other hand, the inclusion of flights, luxury hotels, and certain activities may increase the budget.
This blog is intended solely for educational and informational purposes. The content may include outdated information regarding the topic discussed. Readers are encouraged to confirm the accuracy and relevance of the data before making any significant decisions. SBI General Insurance disclaims responsibility for any errors or consequences arising from the use of outdated information provided herein.
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Is your flight delayed or cancelled?
Here are some tips to plan ahead and stay composed in such situations.
It is that time of the year when you look forward to celebrating the winter holidays with your loved ones. If you are a meticulous planner, you are likely to have spent days or even weeks to plan every step of your vacation. However, despite your exhaustive checklist, all that might be required to derail your travel plans, would be one unexpected delay or cancellation of a flight. This is no reason though for you to go into panic mode. Just a few precautions, knowledge of your air travel rights and being prepared with a few insider tricks, can help you stay composed in such anxiety-inducing situations.
Know your air travel rights
If your flight is delayed by more than two hours and less than 12 hours, then you are entitled to meals and refreshment at the airport according to regulations laid down by the Directorate General of Civil Aviation (DGCA). If your flight is delayed by over 12 hours, you are entitled to hotel accommodation along with transfers. In case your flight is cancelled, your carrier is bound to provide you a seat on the next available flight on that airline or give you a refund. You must know that the airline is under no obligation to compensate, if the delay is due to extraordinary circumstances such as natural disaster, civil war, political instability etc.
Stay proactive
In times of crisis, the gate agents and the airport staff are inundated with hundreds of requests while pacifying irate passengers, so it may be easier to call the airline’s customer service to get yourself rebooked on the next flight.
Download the right apps
You never know when you are likely to be faced with a situation when your flight is delayed or worse, cancelled. To keep yourself updated at all times, you can download apps such as FlightAware, Flight Board, GateGuru etc which will give you real time information on the status of your flights.
Overseas travel
Different rules apply for different airlines. If you are planning to travel to Europe you should familiarise yourself with the regulations applicable there. Usually if your flight is delayed for more than three hours in Europe, you may be entitled to compensation (anywhere from 50 to 600 euros) based on a few factors, including your flight distance and length of delay.
Invest in travel insurance
The best way to prepare for travel-related emergencies is to invest in a travel insurance policy. A typical travel insurance plan may cover losses stemming from medical bills, curtailment or cancellation of a flight, loss of personal belongings or baggage, and emergency evacuation. If travellers need coverage for other type of emergencies, additional coverage options are available and can be added to the standard travel insurance plan.
Hold on your documents
When you arrive at your final destination, make sure that you keep your boarding pass and other travel documents. Many airlines or insurance companies may reject a legitimate claim, if you do not have the relevant documents. You may be able to recover your expenses caused by flight delays, including missed reservation, for your hotel or car rentals, if you keep your original receipts and documents in place.
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Trying to pack too much? Ten genius space saving tips to pack your suitcase
A business trip or a family holiday, travel by train or air, domestic or international, if there are two elements that are common, they are the excitement of a journey, and the stress of packing your bags.With airlines being stricter with their baggage policy, you may get to check in one bag or maximum two depending upon the destination and airline. Similarly, if you are travelling by train, the prospect of lugging or pulling your bags from one platform to another, over long and high bridges, to your compartment and berth is daunting even for the strongest, hardened passenger. Therefore, a primary requirement ahead of every trip is to ensure that you travel light and smart and try and fit everything you need for your trip into one bag, so that it does not exceed weight limitations, and is easy for you to carry yourself. A piece of cake? Yes, absolutely, especially if you follow these simple but effective tips below:
1)Organise your Jewellery
We usually pack all our jewellery in a pouch and stuff it in our bag, and then when you open the bag you realise that it is all tangled. To avoid such a situation, place your jewellery sets between sheets of plastic wrap, this will restrict their movement. For dainty chains, string the ends through straw to prevent them from tangling. To pack your earrings, organise them in a pill case compartment or in an old lip balm container. If you are packing really small studs, then fasten them through buttonholes.
2)Crease proof clothes
When you are packing clothes that wrinkle easily, lay them flat inside a plastic dry-cleaning bag, and then fold as normal. The plastic will prevent creases from setting in.
3)Roll your clothes
For saving space, roll your clothes instead of folding them. You will be surprised by how much more you can fit this way.
4)Cover Shoes
Keep the dirty soles of your shoe away from your clothes by sticking them inside a shower cap.
5)Utilise empty spaces
Stuff socks inside one shoe, so that it is easy for you to find them and it also saves space. The other shoe could be used to stuff bath products that won’t burst inside, such as shampoo bottle or shower gel.
6)Packing breakables
To protect your favourite perfume bottle from breaking, slip it into thick socks.
7)Hairpins in a box
Sometimes searching for hairpins in a big purse is like searching for a needle in a hay stack. Store the hairpins and clips in an old tic tac container for easy access.
8)Avoid Bulky bottles
Instead of packing big bulky bottles of lotion, for a quick weekend trip, just pour a little bit of the product into a clean contact case or small air tight container.
9)Packing liquids
To prevent liquid products from bursting and ruining everything else inside your bag, cut a small square of plastic wrap, unscrew the product’s lid, set the plastic wrap on top and secure it with a rubber band, then screw the lid back on. This way even if the lid pops open, no product can spill out.
10)Cap for your razor
If your razor doesn’t have a protective cap or the cap has broken, use a large binder clip to cover the sharp blades.
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A Comprehensive Guide to Monsoon Travel
The monsoon season, with its lush greenery and refreshing rains, offers an enchanting and challenging travel experience. With the proper preparation and mindset, travelling in the monsoon can be a delightful adventure. This guide provides essential tips and insights to ensure your monsoon trip is safe, enjoyable, and memorable. From packing the right gear to choosing the best destinations, we cover everything you need to know about monsoon travel.
Tips for Travelling During Monsoon
Stay Dry with Waterproof Gear: One of the most crucial aspects of monsoon travel is staying dry. Investing in high-quality waterproof gear, such as raincoats, umbrellas, and waterproof bags, is essential. These items will protect you and your belongings from getting soaked, ensuring a comfortable journey. Additionally, waterproof footwear can prevent slips and keep your feet dry, reducing the risk of infections.
Check the Weather Before You Go: Weather conditions during the monsoon season can be unpredictable. It is advisable to check the weather forecast before and during your trip. This will help you plan your activities accordingly and avoid any potential hazards. Many weather apps provide real-time updates, which can be invaluable for making informed decisions about your travel plans.
Skip Risky Activities: While the monsoon season enhances nature's beauty, it also brings certain risks. Trekking, hiking, and water sports can become dangerous due to slippery surfaces and strong currents. It is best to avoid these activities or choose safer alternatives. Always prioritise your safety and follow local advisories and guidelines.
Be Careful with Street Food: Monsoon travel often includes indulging in local delicacies. However, the rainy season can increase the risk of foodborne illnesses. Be cautious when consuming street food and opt for freshly prepared, hot meals. Ensure that the food is cooked thoroughly and avoid raw or undercooked items. Drinking bottled water and avoiding ice in beverages can also help prevent stomach issues.
Must-Have Items to Pack for Monsoon Travel
Packing the right items can significantly impact your monsoon travel experience. Here are some essentials to include in your luggage:
Waterproof clothing and footwear: To stay dry and comfortable.
Quick-dry towels and clothing: These items dry faster and more conveniently during the rainy season.
Insect repellent: To protect against mosquitoes and other insects.
First-aid kit: Including essential medications and bandages for minor injuries.
Power bank: To keep your electronic devices charged, especially in areas with frequent power outages.
Travel insurance: Having the best travel insurance in India can provide peace of mind and cover unexpected expenses.
Also Read: Benefits of Travel Insurance
Health and Safety Tips for Monsoon Travel
Maintaining health and safety during your monsoon trip is paramount. Here are some tips to keep in mind:
Stay hydrated: Drink plenty of water, as the humidity can cause dehydration.
Boost your immunity: Consume foods rich in vitamins and minerals to strengthen your immune system.
Avoid stagnant water: Stagnant water can be a breeding ground for mosquitoes, increasing the risk of diseases like dengue and malaria.
Clean your surroundings: Dispose of waste properly and avoid littering to maintain hygiene.
Best Places to Visit During Monsoon
Coorg: Known for its coffee plantations and scenic landscapes, Coorg is a safe place to visit during monsoon season. The region’s lush greenery and mist-covered hills create a picturesque setting, perfect for a relaxing getaway.
Lonavala: With its stunning waterfalls and serene lakes, Lonavala is another ideal destination for monsoon travel. The cool climate and beautiful vistas make it a popular choice for travellers seeking a peaceful safe place to visit in monsoon.
Goa: While Goa is famous for its beaches, the monsoon season reveals a different side of this vibrant destination. The rain-washed landscapes and fewer crowds offer a tranquil experience, making exploring Goa’s natural beauty a great time.
Indonesia: Indonesia’s tropical climate makes it a year-round destination, but the monsoon season adds a unique charm. The lush rainforests and vibrant culture provide an unforgettable experience for travellers.
Turkey: Turkey’s diverse landscapes and rich history make it an intriguing destination during the monsoon season. The cooler temperatures and fewer tourists allow a more relaxed exploration of its ancient cities and stunning coastlines.
Thailand: Thailand’s monsoon season brings lush greenery and rejuvenated waterfalls. The country’s vibrant culture and delicious cuisine make it a delightful destination for monsoon travel.
Conclusion
Monsoon travel can be a magical experience if approached with the proper preparation and mindset. Following these tips and packing the necessary items can ensure a safe and enjoyable monsoon trip. Remember to check the weather, avoid risky activities, and prioritise your health and safety. With the best travel insurance in India, you can travel with peace of mind, knowing that you are covered for any unexpected situations. Embrace the beauty of the rainy season and explore the best destinations for a memorable monsoon adventure.
Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
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