Atwo-wheeler insurance. will protect you from the financial burden that may arise due to damages or loss of the vehicle. Be it man-made damage or caused by natural disasters, you can raise a claim. After you have made the claim, the insurance company will verify your bike insurance claim and reimburse you accordingly. Let us understand how to claim bike insurance.

Bike Insurance Reimbursement Claims

If you go for a Bike Insurance Reimbursement Claim, then you will get the benefit of repairing your vehicle at your preferred garage. After paying the garage charges, file a claim to the insurer and get reimbursement. The insurer will verify the documents such as repairing bills, registration certificates, etc.

Bike Insurance Cashless Claims

If you go for bike insurance cashless claims, then you can enjoy the benefit of repairing your two-wheeler free of cost at a garage that is a part of the insurer’s network. You have to, however, bear the expenses that are not covered by the insurer.

Here’s how to claim two-wheeler insurance seamlessly:

• In case of theft, the first step is lodging the FIR at your nearest police station as soon as possible.

• In case of a third-party claim, explain to the police and insurer briefly about the incident. You have to record the location of the accident and procure the details of the witness though it is not compulsory. Try to sketch out what exactly happened in the accident.

• In case of a damage claim, the first step is filing the FIR as soon as possible and to inform the insurer about it.

• In case of theft, the second step will be submission of all the documents which are related to your two-wheeler such as registration certificate. It is better to contact your insurer as soon as possible to avoid rejection. Make sure that the claim should be done within 24 hours of the accident.

• In case of theft, the third or final step will be obtaining a non-traceable certificate from the police, if they could not trace the vehicle within a stipulated period of time. Based on the documents the insurer will settle the claim.

• In the case of a third-party claim, the final or third step is the tribunal court which will verify your claim and after verification, they will settle your claim and will pay you the compensation.

Instant Settlement for Bike insurance claim

Here’s how to claim bike insurance to get an instant settlement for your claim:

1. The first step for instant settlement for your bike insurance claim is clicking a picture of your damaged two-wheeler.

2. Post the picture on the website of the insurance company.

3. The insurance company on satisfactory verification of your claim will provide compensation directly to your bank account.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.