The Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a groundbreaking initiative launched by the Government of India in 2018. This ambitious health insurance scheme aims to provide comprehensive healthcare coverage to over 50 crore vulnerable citizens, making it one of the world's most extensive government-funded healthcare programs. To reduce the financial burden of medical expenses on low-income families, Ayushman Bharat health insurance offers cashless hospitalization coverage of up to ₹5 lakh per family per year. This initiative ensures access to quality healthcare and promotes preventive health measures and wellness.
In collaboration with various private insurance companies, including SBI General Insurance, the scheme has become more accessible and efficient. SBI General Insurance plays a crucial role in implementing Ayushman Bharat Yojana by providing seamless insurance services and support to beneficiaries. This article delves into the ten major benefits of Ayushman Bharat health insurance and highlights how SBI General Insurance enhances the scheme's effectiveness.
Key Features of Ayushman BharatComprehensive Coverage
Ayushman Bharat Yojana offers extensive coverage, including hospitalization expenses, pre and post-hospitalization costs, and various medical procedures. Beneficiaries can treat various ailments, including critical illnesses like cancer, heart diseases, and kidney ailments. The scheme covers secondary and tertiary care, ensuring patients receive medical attention without financial constraints.
Cashless TreatmentOne of the most significant advantages of Ayushman Bharat Yojana is the provision of cashless treatment. Beneficiaries can receive medical care at empanelled hospitals without having to pay upfront. This feature eliminates the need for out-of-pocket expenses, making healthcare more accessible to economically disadvantaged families.
Wide Network of Empaneled HospitalsThe scheme boasts an extensive network of empaneled hospitals across India, including both public and private healthcare institutions. This wide network ensures that beneficiaries can access quality healthcare services regardless of location. The empaneled hospitals have the necessary infrastructure and medical expertise to provide comprehensive care.
Focus on Preventive HealthcareAyushman Bharat Yojana emphasizes preventive healthcare and wellness. The scheme includes provisions for regular health check-ups, screenings, and vaccinations. By promoting preventive measures, the program aims to reduce the incidence of diseases and improve overall public health.
Financial ProtectionThe financial protection offered by Ayushman Bharat Yojana is a game-changer for low-income families. With coverage of up to ₹5 lakh per family per year, the scheme provides a safety net against catastrophic health expenditures. This financial shield helps families avoid falling into debt due to medical emergencies.
Benefits Covered Under Ayushman Bharat Yojana ?Simplified Enrollment Process
The enrollment process for the Ayushman Bharat Yojana is straightforward and user-friendly. Beneficiaries can check their eligibility and enroll in the scheme through various channels, including online portals and mobile apps. Technology streamlines the process, making it easier for eligible families to access the benefits. For those looking to apply for an Ayushman card online, the process has been made very accessible.
Support for Rural and Urban PopulationsAyushman Bharat Yojana caters to both rural and urban populations, ensuring that healthcare services reach every corner of the country. The scheme targets families identified through the Socio-Economic Caste Census (SECC) data, focusing on those living below the poverty line and specific occupational categories in urban areas.
Coverage of Pre-existing ConditionsUnlike many private insurance plans, Ayushman Bharat Yojana covers pre-existing conditions from day one. This inclusive approach ensures that beneficiaries with chronic illnesses or pre-existing medical conditions receive the necessary treatment without any waiting period.
Enhanced Healthcare InfrastructureThe implementation of Ayushman Bharat Yojana has led to significant improvements in healthcare infrastructure across the country. The scheme has incentivized hospitals to upgrade their facilities and expand their services to meet the growing demand for quality healthcare.
Empowerment of Women and ChildrenAyushman Bharat Yojana specialises in the health and well-being of women and children. The scheme covers maternity, neonatal, and pediatric care, ensuring that mothers and children receive the necessary medical attention. This focus on maternal and child health improves health outcomes and reduces infant and maternal mortality rates.
List of Critical Diseases Covered Under Ayushman Bharat Health SchemeAyushman Bharat Health Scheme covers many critical diseases, ensuring beneficiaries receive necessary medical care without financial strain. The scheme includes treatments for severe conditions such as cancer, cardiovascular diseases, kidney ailments, liver disorders, and neurological conditions. Additionally, it covers major surgeries like coronary artery bypass grafting, knee replacements, and organ transplants. By encompassing such a broad spectrum of critical illnesses, Ayushman Bharat ensures that vulnerable populations can access life-saving treatments and comprehensive healthcare services.
ExclusionsWhile the Ayushman Bharat Health Scheme offers extensive coverage, specific exclusions apply to maintain the program’s sustainability and focus. The scheme generally does not cover cosmetic procedures, fertility treatments, and outpatient consultations. Additionally, treatments related to substance abuse, self-inflicted injuries, and experimental therapies are excluded. These exclusions help prioritize essential and emergency medical services, ensuring that the scheme’s resources are utilized effectively to benefit the maximum number of eligible families.
How Can You Check Ayushman Bharat Yojana’s Eligibility Online?Checking your eligibility for Ayushman Bharat Yojana online is a straightforward process. You can visit the official PMJAY website and use the eligibility checker tool. By entering your mobile number or ration card number, you can quickly verify if your family is eligible for the scheme. Alternatively, the PMJAY mobile app offers a user-friendly interface to check eligibility, locate empanelled hospitals, and access other scheme-related information. This digital approach simplifies enrollment, making it easier for eligible families to benefit from the scheme’s comprehensive healthcare coverage.
How SBI General Insurance Simplifies AccessSBI General Insurance is pivotal in successfully implementing Ayushman Bharat health insurance. As one of the leading insurance providers in India, SBI General Insurance offers a range of services that enhance the scheme's accessibility and efficiency:
Seamless Claim ProcessingSBI General Insurance ensures beneficiaries have a hassle-free claim processing experience. The company has established a robust system for verifying and processing claims, reducing the turnaround time and ensuring timely disbursement of funds.
Extensive Network of HospitalsSBI General Insurance has partnered with a vast network of empaneled hospitals, providing beneficiaries access to quality healthcare services nationwide. This extensive network ensures beneficiaries receive cashless treatment at reputed healthcare institutions.
Dedicated Customer SupportSBI General Insurance offers dedicated customer support to assist beneficiaries with their queries and concerns. The company's customer service team is available 24/7 to provide guidance and support, ensuring a smooth experience for beneficiaries.
Awareness CampaignsSBI General Insurance conducts awareness campaigns to educate the public about the benefits of Ayushman Bharat Yojana and the enrollment process. These campaigns help increase awareness and encourage eligible families to enroll in the scheme. These campaigns provide essential information for those interested in learning how to apply for an Ayushman card online.
Technological IntegrationSBI General Insurance leverages technology to streamline the enrollment and claim processing procedures. Digital platforms and mobile apps simplify the process, making it more convenient for beneficiaries to access the scheme's benefits. Whether you need to apply for an Ayushman card online or check your eligibility, technology makes it more accessible.
Ayushman Bharat Yojana is a transformative initiative that has revolutionized healthcare in India. The scheme ensures that vulnerable families access quality healthcare services by providing comprehensive coverage, cashless treatment, and financial protection. The collaboration with SBI General Insurance further enhances the scheme's effectiveness, making it easier for beneficiaries to avail of the benefits. As Ayushman Bharat Yojana continues to evolve, it promises a healthier and more equitable future for all Indians.
Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
It secure our most valuable assets, It secure our most valuable assets
6 Healthy Habits For Families
The key to long-term health is to get the entire family involved. Right from making healthy food choices to leading an active lifestyle – incorporating healthy habits in your daily lifestyle can be simple and practical when everyone in the family is working towards the same health goals.
Over here we discuss 6 healthy habits for families. You can add these habits into your daily routine to ensure your family’s good health.
6 Healthy Habits for Families
Eating a healthy diet, together as a family
The easiest of all family eating habits to cultivate is eating together. In today’s hectic world, eating together may be a challenge, but it’s worth making the efforts. There are several benefits of eating together. Eating together will help everyone in your family stick to scheduled meal times. Combine this habit with a healthy diet. Make a variety of healthy food choices, preferably food made at home so that family members, especially children do not look for junk food.
Make meal prep a fun activity
For family health benefits, it is essential to lead by example.Make healthy food choices so that your children can follow suit. A great way to promote healthy eating habits is to invite your children to be part of the cooking process. Help them choose the recipe and shop the ingredients. This will go a long way in inculcating healthy food choices in children.
Have no-phone zones
Apart from instilling good and healthy family habits and practices with regards to meals, it helps to turn meal hours into exclusive family hours with no interruptions. Having no phone zones at the dinner table and in the bedroom can encourage your family members to get moving and spend less time sitting. Encourage your kids to play outside. Planning fun activities like play board games and treasure hunts with your children can prove to be highly rewarding.
Be more active as a family
Staying active as a family doesn’t have to be boring! You can let every family member choose one activity for every week. From taking strolls to doing yoga together, from biking to swimming, many fun-filled activities can help you and your family burn some calories, relieve stress, while forming healthy family habits and practices.
Practice hand hygiene
As a family, make sure everyone follows hand hygiene. Wash hands after going to the restroom, before preparing food, after touching a pet, changing a diaper, blowing your nose, coughing, or handling garbage. You can also make a 20-second song so that children thoroughly wash their hands.
Do not skip medical tests
The importance of keeping track of your health cannot be emphasised enough. By undergoing regular medical check-ups you can help your family make informed health care decisions. It can help you catch health problems in the early stages and make lifestyle changes accordingly. Do include dental and eye checkup for yourself and your children in the annual medical checkup. To reap family health benefits, it’s important to take the right precautions, at the right time and make the right changes to avoid the most common health illnesses
Why is family insurance a must?
Illnesses don’t come knocking on the door. So, it only makes sense to have a backup plan in case you or your family member falls sick or needs hospitalisation in case of an accident or a health condition. With medical expenses skyrocketing, a health insurance policy is the best protection cover for a family. A comprehensive health insurance plan will give you that peace of mind regarding your family’s health and your financial well-being.
Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
10 Worst Diseases That Smoking Can Cause
Smoking causes diseases but it is one of the most preventable causes of death worldwide. Every puff of a cigarette exposes the body to many harmful chemicals which can cause serious health problems. As awareness of these risks increases, so does the importance of having a reliable health insurance plan to help manage the financial burdens associated with these diseases.
12 Foods With More Vitamin C Than Oranges
Vitamin C, also known as ascorbic acid, is an essential nutrient that plays a vital role in maintaining overall health. It is a powerful antioxidant that helps protect cells from damage caused by free radicals. Additionally, vitamin C is crucial for the growth, development, and repair of all body tissues. It aids in the formation of collagen, absorption of iron, and the proper functioning of the immune system.
20 Foods High in Vitamin A: A Guide to Boosting Health Through Diet
Vitamin A is a vital nutrient that plays a key role in maintaining overall health, supporting vision, immune function, skin health, and more. As a fat-soluble vitamin, vitamin A exists in two main forms: retinoids (found in animal products) and carotenoids (found in plant-based foods). Retinoids are readily usable by the body, while carotenoids must be converted into the active form of vitamin A.
Given its essential functions, maintaining adequate vitamin A levels is crucial for both adults and children. A deficiency in vitamin A can lead to significant health problems, underscoring the importance of including vitamin A-rich foods in one’s diet. This article explores the various sources of vitamin A, recommended intake, health benefits, and how to prevent deficiency.
What is Vitamin A?
Vitamin A is essential for several physiological processes. It is found in animal-based foods such as retinol and in plant-based foods as beta-carotene, which the body converts to vitamin A. Recommended daily intake levels differ based on age and gender. Adult men require approximately 900 micrograms (mcg) of vitamin A daily, while adult women need about 700 mcg. Pregnant and breastfeeding women generally require higher amounts to support foetal and infant development.
Role of Vitamin A in Health
Vitamin A is associated with various health benefits, from antioxidant protection to immunity. Below are some of its primary roles:
1. Antioxidant Protection: As an antioxidant, vitamin A helps prevent cellular damage from free radicals, which can lead to chronic diseases and ageing.
2. Immunity: Vitamin A is crucial for maintaining immune function, and enhancing the body’s response to infections.
3. Eye Health: Known for promoting good vision, vitamin A helps prevent night blindness and age-related vision problems.
4. Skin Health: Vitamin A supports skin health by promoting cell growth, reducing wrinkles, and addressing acne concerns.
5. Organ Functioning: It aids in the proper functioning of the heart, lungs, and kidneys.
6. Reproductive Health: Vitamin A plays a role in reproductive health and foetal development, making it essential for pregnant women.
7. Foetal Development: It is critical for foetal tissue and organ development during pregnancy.
8. Teeth and Gums: It contributes to healthy teeth and gums, supporting oral health.
Also Read: 6 Key Pregnancy Care Tips You Should Know
Animal Foods High in Vitamin A
Animal-based foods are an excellent source of preformed vitamin A, which is easily absorbed by the body. Here is a vitamin A foods chart showcasing some common animal-based vitamin A sources.
Name | Particulars |
Liver (beef, lamb, chicken) | Extremely rich in vitamin A; 100 grams provide more than 6 times the daily requirement |
Cod Liver Oil | A tablespoon provides up to 4,500 mcg of vitamin A |
Dairy Products (Milk, Cheese, Butter) | Source of vitamin A in moderate amounts, especially whole milk products |
Eggs | Egg yolks contain around 140 mcg per 100 gms |
Fish | Fatty fish is a good source of vitamin A, particularly retinol. |
Shellfish | Provides moderate amounts of vitamin A, along with other essential nutrients. |
Vegetables High in Vitamin A
Vegetables, particularly those that are orange, yellow, or dark green, are rich in carotenoids, which the body can convert to vitamin A. Here is a chart listing vegetables that are vitamin A high foods.
Name | Particulars |
Sweet Potato | Contains around 1400 mcg per medium potato, providing well over the daily recommended intake |
Carrot | A single large carrot offers about 1,000 mcg of vitamin A. |
Spinach | Once cup cooked provides approx. 943 mcg |
Kale | A cup cooked provides approximately 943 mcg |
Red Bell Pepper | Provides about 140 mcg per 100 grams |
Butternut Squash | Offers around 1,000 mcg per cup |
Collard Greens | Contains 770 mcg per cooked cup |
Swiss Chard | A good source, with 300 mcg per cup. |
Also Read: Sources of Vitamin D for Vegetarians
Fruits High in Vitamin A
Certain fruits, especially those with orange or yellow pigmentation, are rich in beta-carotene and contribute to daily vitamin A intake.
Name | Particulars |
Mango | Contains about 54 mcg of vitamin A per 100 gms. |
Cantaloupe | A cup of diced cantaloupe provides 270 mcg. |
Papaya | Offers around 47 mcg per 100 gms. |
Apricots | Dried apricots are rich in vitamin A, with 96 mcg per fruit. |
Guava | Contains about 31 mcg per 100 gms. |
Watermelon | A cup of watermelon offers around 43 mcg. |
Signs of Vitamin A Deficiency and Toxicity
Vitamin A deficiency is relatively common and can lead to symptoms like night blindness, dry skin, poor immune response, and growth delays in children. Severe vitamin A deficiency can cause complete blindness and increase the risk of infections. Here are a few signs and symptoms of vitamin A deficiency:-
1) Irregular white deposits in eyes
2) Delayed Growth (in children)
3) Infertility
4) Infections
5) Night Blindness
6) Lack of quick healing of wounds
If these signs are observed it is recommended to take the required tests and get medications from a doctor.
On the other hand, excess vitamin A, primarily from supplements, can lead to toxicity. Symptoms include dizziness, nausea, and even liver damage in severe cases. It’s essential to balance vitamin A intake and avoid excessive supplementation.
Conclusion
Vitamin A is essential for overall health, supporting skin, vision, immune function, and reproductive health. By incorporating a variety of vitamin A sources—such as liver, dairy, carrots, and leafy greens—one can easily meet daily requirements and enjoy a balanced diet. To safeguard long-term health, consider monitoring your diet and explore a health insurance policy that promotes regular health check-ups and preventive care.
Frequently Asked Questions
1) How can I increase my vitamin A?
To boost vitamin A intake, incorporate foods rich in both retinoids (from animal products) and carotenoids (from plants) into your diet. Add liver, dairy, carrots, and leafy greens to your meals regularly.
2) How do you increase vitamin A absorption?
Since vitamin A is fat-soluble, pairing it with healthy fats (such as olive oil or avocado) can enhance absorption. This helps the body more effectively utilise the nutrient.
3) What are the symptoms of low vitamin A?
Signs of vitamin A deficiency include night blindness, dry skin, increased risk of infections, and, in severe cases, complete blindness. Other symptoms may include delayed growth in children and poor wound healing.
Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.