Why do you need Travel Insurance

Did you know:*

• An emergency appendectomy in the US costs over $15,000
• A day in hospital in the US costs $5,000
• An MRI in the US costs $1,000
• Treating a broken ankle in the US costs over $10,000
• An arm X-ray in the US can cost you over $500

Holidays are meant to be full of happy memories, and they’re best taken with a clear mind, free of travel worries. Travel insurance gives you the peace of mind of knowing that you are covered for every eventuality.

Here are just some real-life examples:

You fall and trip while sightseeing, and break your ankle

Healthcare overseas can be extremely expensive, and the quality of care is unpredictable. Travel insurance can connect you to a trusted doctor and cover the costs of treatment for injury or illness.

The day before your vacation, your son falls ill and you have to cancel the trip

Travel insurance covers the losses you incur when you cancel a tour or flight for a valid reason, such as traveller or family illness, accidents, weather delays etc. But make sure your cancellation cover is adequate.

Your flight is delayed and you miss your connection, spoiling your plans

Travel insurance reimburses additional expenses such as meals or hotel rooms, necessitated by flight cancellation, crew strikes, or weather delays

The airline has misplaced your luggage – or something has been stolen from it

Travel insurance can help you locate misplaced luggage, pay for clothes and toiletries, and compensate you for lost, stolen or damaged luggage. But make sure to itemise the contents of your bag so you can prove what’s missing.

Burglars break into your hotel room and steal your wallet and passport

Thieves are active in many large cities and holiday resorts. Travel insurance will cover you for loss of money and even replacement passports – but make sure you file a police report and detail the losses suffered.

You have to cut short your trip because of a family emergency back home

If something happens and you are required to return home, insurance will reimburse you for the lost portion of your trip.

You’re injured on a mountain trail and need to be airlifted to hospital

A medical airlift could cost up to $50,000. If you are traveling to a remote area without adequate medical facilities, travel insurance arranges and covers medical evacuation and can assist with the related expenses.

*Intl. Federation of Health Plans, 2015 Comparative Price Report. Click here for the report

*Cost estimates for 21 types of broken bone repairs, Amino Healthcare. Click here to know more