Just like a computer needs a Central Processing Unit (CPU) to function, our body needs a Central Nervous System (CNS), i.e., the brain and spinal cord for proper functioning. The body’s nervous system controls our movements, thoughts, breathing, digestion, etc., by sending electric signals through muscles. However, if the nervous system gets damaged, electrical signals cannot pass through. Without these signals, parts of the body fail to carry out their duty, sending it into paralysis. This article explains what is paralysis and how a health insurance policy can help you manage its costs.
What is Paralysis?Permanent paralysis occurs when an injury or disease of the CNS causes irreversible limb mobility loss. It is generally caused due to severe spinal cord injuries and brain damage. An individual with permanent paralysis typically cannot regain mobility even with treatment or therapy.
Types of Paralysis and the Limbs it Affects
Injury to the spinal cord and brain can cause paralysis. Brain strokes from ruptured or blocked blood vessels can damage the brain. Car or bike accidents and sports injuries can injure the spine. Conditions like multiple sclerosis, motor neuron diseases (MNDs), complications during childbirth and neurological surgeries can damage the nerves and cause paralysis.
What Happens After Permanent Paralysis?Permanent paralysis is non–curable since it is impossible to replace the spinal cord. However, a person with permanent limb paralysis can learn to move without limbs through rehabilitation. Wheelchairs, crutches, scooters and walkers are assistive devices that help patients with mobility. People suffering from quadriplegia can use wheelchairs integrated with voice–activated technology, i.e., they can command the wheelchair to move with their voice.
Why is Health Insurance Crucial for Paralytic Patients?Although permanent limb paralysis is incurable, patients can undergo therapy to recover some movement. Therefore, paralytic patients require continuous extensive care and medication. A critical illness health insurance policy can help you cover paralysis therapy and medication costs. These plans typically have higher sums insured, e.g., Rs 50 lakh, Rs 1 Crore, etc.
In a critical illness plan, your insurer disburses the entire sum insured amount after you ride out the policy’s waiting period. You can use the money to pay for medical tests, hospital bills, medication and other similar expenses. You can also finance assistive equipment with insurance.
Critical illness insurance allows you to manage non–medical expenses too. For instance, quadriplegic patients may not easily find employment and an income source. The sum insured serves as income and reduces the financial burden of such patients.
Secure Your Medical Expenses with Health InsuranceLife is unpredictable, and a health crisis can crop up suddenly. Hence, you must take the necessary preventive measures to prepare for such events. One such action includes buying a health insurance policy to prevent the rising medical costs from putting a massive dent in your savings. Get your health insurance plan today.
Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.6 Healthy Habits For Families
The key to long-term health is to get the entire family involved. Right from making healthy food choices to leading an active lifestyle – incorporating healthy habits in your daily lifestyle can be simple and practical when everyone in the family is working towards the same health goals.
Over here we discuss 6 healthy habits for families. You can add these habits into your daily routine to ensure your family’s good health.
6 Healthy Habits for Families
Eating a healthy diet, together as a family
The easiest of all family eating habits to cultivate is eating together. In today’s hectic world, eating together may be a challenge, but it’s worth making the efforts. There are several benefits of eating together. Eating together will help everyone in your family stick to scheduled meal times. Combine this habit with a healthy diet. Make a variety of healthy food choices, preferably food made at home so that family members, especially children do not look for junk food.
Make meal prep a fun activity
For family health benefits, it is essential to lead by example.Make healthy food choices so that your children can follow suit. A great way to promote healthy eating habits is to invite your children to be part of the cooking process. Help them choose the recipe and shop the ingredients. This will go a long way in inculcating healthy food choices in children.
Have no-phone zones
Apart from instilling good and healthy family habits and practices with regards to meals, it helps to turn meal hours into exclusive family hours with no interruptions. Having no phone zones at the dinner table and in the bedroom can encourage your family members to get moving and spend less time sitting. Encourage your kids to play outside. Planning fun activities like play board games and treasure hunts with your children can prove to be highly rewarding.
Be more active as a family
Staying active as a family doesn’t have to be boring! You can let every family member choose one activity for every week. From taking strolls to doing yoga together, from biking to swimming, many fun-filled activities can help you and your family burn some calories, relieve stress, while forming healthy family habits and practices.
Practice hand hygiene
As a family, make sure everyone follows hand hygiene. Wash hands after going to the restroom, before preparing food, after touching a pet, changing a diaper, blowing your nose, coughing, or handling garbage. You can also make a 20-second song so that children thoroughly wash their hands.
Do not skip medical tests
The importance of keeping track of your health cannot be emphasised enough. By undergoing regular medical check-ups you can help your family make informed health care decisions. It can help you catch health problems in the early stages and make lifestyle changes accordingly. Do include dental and eye checkup for yourself and your children in the annual medical checkup. To reap family health benefits, it’s important to take the right precautions, at the right time and make the right changes to avoid the most common health illnesses
Why is family insurance a must?
Illnesses don’t come knocking on the door. So, it only makes sense to have a backup plan in case you or your family member falls sick or needs hospitalisation in case of an accident or a health condition. With medical expenses skyrocketing, a health insurance policy is the best protection cover for a family. A comprehensive health insurance plan will give you that peace of mind regarding your family’s health and your financial well-being.
Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
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