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Critical Illness Health Insurance

  • Covers 13 Critical Illnesses
  • Maximum Entry Age: 65 years
  • Two Plans – 1 year and 3 years
  • Sum Insured: Up to Rs. 10 Lakhs
  • Tax Deduction: Under Sec 80D

Be Prepared Against
Life's Uncertainties

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Covers 13 Critical Illnesses

Covers 13 Critical Illnesses

This is a fixed benefit health plan that covers 13 critical illnesses including cancer, end-stage kidney failure, multiple sclerosis, etc.
Sum Insured: Rs. 10 Lakhs

Sum Insured: Rs. 10 Lakhs

The maximum benefit payable under this policy is Rs. 10 lakhs. Only one critical illness claim can be made during the entire policy tenure.
Tax Deduction: Sec 80D*

Tax Deduction: Sec 80D*

Premium paid towards the policy is eligible for tax deduction under Section 80D of the Income Tax Act.
Two Tenure Options

Two Tenure Options

This policy can be chosen for a tenure of 1 year or 3 years. Policy with 3 years tenure can be renewed or offered only till the age of 57 years. Beyond 57 years of age, all renewals will be allowed for a term of 1 year only.
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Why Sbi General Insurance

Why Critical Illness Insurance?

Life is uncertain and any unexpected ailment can put you off guard. In such cases, if the financial needs are taken care of, you can focus on getting back on your feet at the earliest. SBI General's Critical Illness Insurance Policy offers you financial protection from 13 major critical illnesses. This policy offers a fixed sum, irrespective of your actual medical expenses, thereby enabling you to stay financially secure during turbulent times.

Who Can Buy This Policy?

Critical Illness Health Insurance Policy is available for purchase to individuals between 18 and 65 years of age.

      • Covers 13 critical Illnesses
      • Maximum entry age: 65 years
      • Two plans – 1 and 3 years
      • Sum Insured: Up to Rs. 10 lakhs
      • IT Exemption: Under Sec 80D
    • Our critical illness insurance covers 13 critical illnesses.

      Critical Illness:

      • Cancer
      • End-Stage Kidney Failure
      • Primary Pulmonary Arterial Hypertension
      • Multiple Sclerosis
      • Major Organ Transplant
      • Coronary artery bypass grafts (with surgery to divide the breastbone)
      • Aorta Graft Surgery
      • Heart Valve Surgery
      • Stroke
      • Myocardial Infarction (First Heart Attack)
      • Coma
      • Total Blindness
      • Paralysis
      • Pre- Existing disease and related complications
      • Any congenital Illness/conditions.

      Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

    • Our critical illness insurance is available in two options:

      • 1 year Plan
      • 3 year Plan

      The minimum coverage available under this policy is for Rs. 3,00,000 and the maximum is for Rs. 10,00,000.



Key Features

    • Covers 13 critical Illnesses
    • Maximum entry age: 65 years
    • Two plans – 1 and 3 years
    • Sum Insured: Up to Rs. 10 lakhs
    • IT Exemption: Under Sec 80D

Coverage

    Our critical illness insurance covers 13 critical illnesses.

    Critical Illness:

    • Cancer
    • End-Stage Kidney Failure
    • Primary Pulmonary Arterial Hypertension
    • Multiple Sclerosis
    • Major Organ Transplant
    • Coronary artery bypass grafts (with surgery to divide the breastbone)
    • Aorta Graft Surgery
    • Heart Valve Surgery
    • Stroke
    • Myocardial Infarction (First Heart Attack)
    • Coma
    • Total Blindness
    • Paralysis

Major Exclusion

    • Pre- Existing disease and related complications
    • Any congenital Illness/conditions.

    Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

Plan Option

    Our critical illness insurance is available in two options:

    • 1 year Plan
    • 3 year Plan

    The minimum coverage available under this policy is for Rs. 3,00,000 and the maximum is for Rs. 10,00,000.



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RENEW POLICY

Want to Renew Your Existing Policy?

With our quick and seamless renewal process, you can renew your policy effortlessly from the comfort of your home.

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NETWORK HOSPITALS

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Benefit from our wide range of network hospitals & avail cashless treatment without any inconvenience.

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FILE A CLAIM

Want to File a Claim on Your Existing Policy?

Customers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.

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At SBI General, we know that Trust is Earned.

FAQs about Critical Illness Health Insurance Policy

Here are the commonly asked questions about Critical Illness Health Insurance Policy

Critical Illness Insurance provides you and your family, the additional financial security on diagnosis of a critical illness. The policy provides a lump sum amount which could be used for costs of the care and treatment, recuperation aids, debts pay off, any lost income due to a decreasing ability to earn or fund for a change in lifestyle.

You can buy 1 year or 3 years policy term under this policy.

Yes, free look option is available in this policy.

Portability is applicable only within similar products. In this case you can port your existing critical illness policy into this policy.

Product UIN

SBIHLIP11004V011011

DISCLAIMER:

The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the sales brochure carefully before concluding a sale.
Tax Benefits are subject to change in Tax Laws
*T&C Apply

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