Grand Vitara Car Insurance Online

Benefits of Buying Online Car Insurance for Grand Vitara

There are many benefits of buying Grand Vitara insurance online rather than getting it conventionally:

• Quick and Convenient Process:

  Compare insurers, premiums and features in one place and buy a policy.

• No Paperwork:

  The complete procedure of purchasing or renewing Grand Vitara car insurance online is paperless. No physical forms or documents needed to be touched.

• Instant Policy Issuance:

  Receive the e-policy within minutes of making the payment.

• Affordable Premiums:

  These are available online deals and lower prices due to bypassed middlemen or agents' commission cuts.

• Easy Renewals and Claims:

  When it comes to Grand Vitara policy renewal or claims, the online procedure is as easy and quick.

Types of Grand Vitara insurance

There are primarily two types of insurance for cars that are available:

1. Third-Party Liability Insurance:

   
   This policy is personal liability insurance that applies to damages to third parties (injuring their property or injuring them directly) from the accident in which the car was involved. It is compulsory according to the Motor Vehicles Act, 1988. Depending on the engine type and location, typical Grand Vitara third-party insurance quotes range from ₹2,500 to ₹4,000 per annum.

2. Comprehensive Insurance:

   
   This comprehensive car insurance plan includes coverage for third-party liability and damage to the owned vehicle. It also includes accidents, theft, vandalism, fires, and natural disasters. Its premium is higher (it will generally cost between ₹10,000 and ₹18,000 a year), but it provides broader protection as well as mental peace.

Those holding third-party insurance can also buy an own-damage policy separately to enhance the coverage.

What Will Grand Vitara Insurance Cover (Inclusions)

A full-coverage insurance policy provides coverage for many hazards that include:

1. Accidental damages and collisions
2. The car was stolen or is a write-off
3. The natural calamities include floods, earthquakes, cyclones and storms
4. Fire and explosion-related damage
5. Responsibility for damage to property/injuries to third parties
6. Owner-driver personal accident cover of up to ₹15 lakh

What is excluded in Grand Vitara Insurance?

While Grand Vitara insurance price offers robust coverage, there are some exclusions to consider, such as:

1. Normal wear and tear of parts.
2. Electrical or mechanical breakdowns.
3. DUI (driving under the influence of alcohol or drugs).
4. Reckless driving or accident by a person not having a valid driving licence.
5. damage resulting from illegal racing or speed testing.
6. Utilising the vehicle beyond the geographical limits of India.

Knowledge of these exclusions will help make the process of settling claims free from any complications.

Add-ons for Grand Vitara Insurance

Enhance the coverage of insurance by adding some add-on covers from the following optional covers:

• Zero Depreciation Cover :

  Even after filing a claim, room for depreciation won't exist.

• Engine Protection Cover :

  Perfect for those who reside in areas prone to flooding, as damage caused by water can impact hybrid engines.

• Return to Invoice Cover :

  Pays the invoice price of the car in case it is stolen or a total loss.

• Roadside Assistance:

  Provides emergency help, such as breakdowns, towing, or flat tyres.

• Consumables Cover :

  The cost of engine oil and nuts, and bolts is included in repairs.

• Key Replacement Cover:

  Reimburses the cost of new keys if they are lost or stolen.

These add-ons cost a little more but provide much better overall financial protection.

How to Purchase Grand Vitara Insurance Online

Buy car insurance for the Grand Vitara in the following way:

• Go to the insurer's website or download the SBIG app to access the account.
• Add car information, such as its registration number, model, fuel type, and year of manufacture.
• Compare quotes for multiple insurance types.
• Add any additional covers required.
• Make payment securely online.
• Get the e-policy by email.

Also, opt for an online premium calculator to get the right Grand Vitara insurance price according to the present-day standards.

Claim Procedure

Filing for a claim for Grand Vitara insurance online is an effortless task:

1. After an accident or loss, notify the insurer as soon as possible.
2. In case of theft or any major damage, file an FIR at the nearest police station.
3. Send documents, like the claim form, RC, DL, and policy.
4. The insurer will examine the car or inspect damage remotely.

If approved, the cost will be automatically transferred to the bank account, or the car will be sent to the registered network garage .

Grand Vitara: Key Features

The Maruti Suzuki Grand Vitara looks and feels better than ever, establishing a new benchmark for luxury as well as driveability in the SUV market.

• Available Engines:

  1.5L Smart Hybrid & 1.5L Strong Hybrid

• Fuel efficiency:

  20–27 km/l (variety-based)

• Gearbox:

  5-MT, 6-AT and e-CVT

• Safety Features:

  6 airbags, ABS EBD, hill hold assist and ESP

• Alterations:

  Sigma, Delta, Zeta, Alpha and Alpha+

• Price:

  ₹10.70 lakh – ₹19 lakh (ex-showroom)

Grand Vitara insurance is still one of the lowest with SBIG, despite its high demand and robust build.