Are you moving to a new state? One of the most important yet frequently overlooked tasks you have is transferring your vehicle registration. Whether you're shifting for work, studies, or personal reasons, driving with an outdated registration can lead to hefty fines.
This guide breaks down the step-by-step process of vehicle transfer from one state to another, along with the necessary documents, RTO rules, and important points to remember.
Guidelines By RTO For Transferring a Car From One State To Another
When transferring vehicle registration from one state to another, you must comply with several regulations set by the Regional Transport Office (RTO). Here are some key rules:
1. Re-registration Deadline:
A form for re-registration must be submitted within 12 months of transfer.
2. NOC Validity:
No Objection Certificate (NOC) from the ex-state’s RTO stays eligible for up to six months.
3. Road Tax:
Upon payment of road tax in the new state, a claim for refund can be made at the RTO of the previous state.
Also Read: A Brief Overview Of Road Tax Rules And Regulations In India
How To Ensure Ownership Of A Vehicle Within Two States?
1. Obtaining the No Objection Certificate (NOC)
- Upon visiting the original RTO with Form 28, request an NOC.
- Upon request, it is necessary to submit details including identity proof, address proof, and vehicle details.
- Clear all pending dues.
2. Transferring the Vehicle
- Ensure you transfer the vehicle by making arrangements to move it physically to the new state.
- Ensure it remains insured under an active motor insurance policy.
3. Registration with the New State
- The RTO of the new state has to be given two forms i.e Form 20 and Form 27.
- Submit important documents, such as the insurance copy, emission test certificate, and the original Registration Certificate (RC).
4. Payment of Road Tax
- In the new state, ensure you pay the necessary road tax.
- Once you pay the tax, you can apply for a refund later by ensuring you obtain a road tax payment receipt.
5. Verification of Your Vehicle
- The new RTO will carry out the verification of your vehicle’s details.
- The chassis number impression will be recorded.
6. Issuance of Registration Certificate (RC)
- Once the confirmation process is effective, a new RC will be issued by the new RTO.
- This completes the transfer process.
Read in Detail: How To Transfer Car Insurance To New Owner
Eligibility Criteria for Transferring Vehicle Ownership
To transfer your vehicle registration legally, ensure the following:
- The vehicle is already registered in the original state.
- A valid insurance with proper documentation is mandatory.
- No pending road taxes or traffic fines exist.
- No active loan liabilities on the vehicle.
- Provide valid identity and address proof.
- Submit all transfer forms (Forms 27, 28, 29, 30).
- Obtain an NOC from the original RTO.
- Carry an emission test certificate (PUC).
- The buyer (if applicable) should meet the legal age requirement.
Documents Required for Transferring Your Vehicle Registration
- The previous state’s Original Registration Certificate (RC).
- Copy of PAN card.
- Forms 60 and 61 (if PAN is unavailable).
- Copy of the NOC that the original RTO has issued.
- Address proof (Aadhar, Passport, Utility Bill, etc.).
- Copy of bike/car insurance policy.
- Copy of a valid PUC certificate.
- Form 20 for vehicle re-registration.
- Form 27 for new state registration.
What Happens If You Don’t Transfer Your Registration?
Upon failure to change the state of your vehicle’s registration, it can lead to:
- Legal penalties and fines.
- Road tax liabilities in both states.
- Possible confiscation of the vehicle.
How to claim a refund from the RTO on Road Tax?
If you are currently moving, but have ensured to pay road tax in your previous state, you are eligible to apply for a refund.
Follow these steps:
1. Impression of the Vehicle’s Chassis Number
- The refund application should have your vehicle's chassis number imprinted.
- The RTO will verify it against their records to ensure authenticity.
2. Transfer the Vehicle between states with NOC (No Objection Certificate)
- You should have the original RTO’s NOC with you.
- By providing this document, there is confirmation of no legal issues or pending dues.
3. The Vehicle Insurance Policy Copy
- Your vehicle’s insurance policy has to be valid and active.
- Ensure your vehicle insurance reflects the new state details.
4. New State’s Receipt of the Road Tax Payment
- Once you enlist in the new state, ensure you have the receipt of the road tax payment.
- If you want to claim a refund from the earlier state's RTO, this receipt is necessary.
5. Previous State’s Receipt of the Road Tax Payment
- It is necessary to have proof regarding the payment of tax done in the previous state.
- This helps the RTO determine the refundable amount based on the duration used.
6. Address Proof for the New State
- For the new state, provide updated address proof. It includes proofs such as Aadhar, utility bill, rental agreement, etc.
- This proves your permanent relocation.
7. Details of Bank Account for Receiving the Refund
- To guarantee the refund process, it is crucial to give bank account details.
- Some RTOs process refunds through electronic transfers, while others issue cheques.
Essential Points to Note During Transfer Of Vehicle Registration
- Before you move, ensure you obtain a No Objection Certificate (NOC).
- Once you pay road tax in the new state, guarantee you keep the receipts of the payment of tax done to apply for a refund.
- Complete Vehicle Re-registration within the stipulated timeframe.
- Carry Original Documents for verification.
- Verify the Chassis Number as part of the process.
- Provide Updated Address Proof.
- Keep a check on an updated motor insurance policy that consists of details regarding the new state.
- Retain Old Road Tax Receipts for refund claims.
- Check Applicable Fees to avoid unexpected costs.
- In the previous state, to recover the cost of extra tax paid, ensure to claim for Road Tax Refund.
Conclusion
Transferring a vehicle from one state to another requires compliance with RTO regulations, timely submission of documents, and payment of road tax. To ensure a hassle-free experience, having an active car insurance policy is crucial.
For seamless protection during and after the transfer, consider SBI General Insurance. Our policies offer extensive coverage, ensuring your vehicle remains insured no matter where you relocate.
Frequently Asked Questions
1. How much does it cost to transfer an RTO registration from one state to another?
The cost varies by state and includes NOC fees, road tax, and re-registration charges, typically ranging from ₹3,000 to ₹10,000.
2. Is an NOC required to drive in another state?
Yes, if you plan to stay for more than 12 months, you need an NOC and re-registration.
3. How many days does it take to get an NOC from the RTO?
It usually takes 7-30 days, depending on the RTO's workload.
4. Can I change my vehicle registration number within a state?
No, the registration number remains the same unless you transfer the vehicle to a different RTO within the same state.
Disclaimer: This blog is intended solely for educational and informational purposes. It is not meant to replace professional advice, diagnosis, or treatment. For any medical concerns or questions, please consult your general physician or a certified medical professional. Any reliance on the information provided in this blog is at your own risk. SBI General Insurance is not liable for any outcomes or consequences arising from the use of the information shared.