Swift Dzire Car Insurance Online

Benefits of Buying Online Car Insurance for Swift Dzire

When buying car insurance online , there are multiple benefits provided rather than buying it offline.

1. Quick and Easy Process:

   Check and pick the coverage that suits you best and enroll within minutes.

2. No Paperwork:

   The Swift Dzire car insurance online process is entirely digital and can be done from anywhere.

3. Instant Policy Issuance:

   The electronic copy of the policy is sent through email instantly after payment.

4. Cost Savings:

   That said, many policies have discounts and offer lower premiums because there are no agent commissions when buying a policy directly online.

5. Easy Renewals and Claims:

   Things have been made easier with online channels as well; go for Maruti Suzuki Dzire insurance renewal and get the job done in a few minutes.

Types of Car Insurance Plans for Swift Dzire

Three types of insurance for the Swift Dzire are available:

1. Third-Party Insurance:

   The legal minimum under the Motor Vehicles Act, 1988, which pays for damage or injury caused to someone else. The Swift Dzire insurance price for 3rd party starts from ₹2,094–₹3,500 based on the car engine capacity and insurer.

2. Own Damage Car Insurance:

   This policy mainly insures damage caused due to accidental damage from uninsured drivers, natural disasters, fire, theft, and even riots.

3. Comprehensive Insurance:

   Covers both third-party liabilities and damages to the vehicle. It safeguards Swift Dzire against accidents, theft, natural calamities, vandalism and fire. Yes, the premium is higher, but it provides far broader protection.

Or, if there is already a third-party policy in place, get the own damage cover.

What is covered in Swift Dzire Insurance? (Inclusions)

A comprehensive Swift Dzire car insurance price and policy give complete protection. Here’s what’s typically covered:

• Incidental Damages:

  For all repairs or replacements because of a crash or any kind of accident.

• Theft coverage:

  Receive compensation based on Swift Dzire’s IDV if it is stolen.

• Acts of Nature:

  Losses resulting from floods, earthquakes, cyclones, etc.

• Fire and Explosion:

  Coverage for incidents involving fire.

• Vandalism and Riots:

  Insurance against man-made destruction.

• Liabilities to Third Parties:

  Covers injuries, deaths, or damage caused to others.

• Personal Accident cover:

  Personal Accident cover is up to ₹15 lakh for the owner-driver in the event of injury or death.

What’s Not Included in Swift Dzire Insurance (Exclusions)

Broad coverage is included in Swift Dzire Car Insurance. However, some situations are not covered:

• Normal vehicle wear and tears
• Driving without a valid license
• Drunk or reckless driving
• Electrical or mechanical breakdowns
• Damage from illegal racing or testing
• Vehicle use beyond the territory’s limits
• Consequential losses after an accident

And knowing these exclusions can prevent a claim from being rejected later.

Add-ons for Swift Dzire Insurance

With sundry add-ons, amplify the Maruti Dzire insurance:

• Zero-Depreciation Cover:

  Avail the benefit of Zero Depreciation in Car Insurance without limit.

• Engine Protection Cover:

  Perfect for areas with waterlogging or floods, and they also provide roadside assistance 24/7 in case of breakdowns and emergencies.

• Return to Invoice:

  Receive the invoice price when the car is stolen or totaled.

• Daily Allowance Cover:

  Alternate transportation costs.

• Key Protection Cover:

  Reimbursement for lost or stolen car keys.

These add-ons cost a little more in premiums, but they provide significantly better financial protection.

How To Buy Swift Dzire Car Insurance Online?

Planning to buy an online car insurance policy? Follow these steps:

• Check the Insurance Portal:

  Check with the SBIG website or download the mobile app .

• Enter Car Details:

  Provide the registration number, model, variant, and year of make.

• Compare Plans:

  Check coverage details and Dzire insurance prices for own damage, as well as comprehensive plans.

• Add-ons:

  Tick anything else required for better protection.

• Easy Payment:

  Pay the premium through a trusted payment gateway.

• Downloading Policy:

  Get the e-policy instantly via email.

Use internet calculators for Swift Dzire insurance prices for 1 year or more.

Claim Procedure

The process of filing a claim for Swift Dzire car insurance is straightforward; it is as follows:

• Notify the insurer about any accidents or losses as soon as possible.

• Documents Needed:

  Submit the required documents, like the vehicle RC, insurance policy, and FIR in case of theft or serious damage.
• A company agent will examine the damaged item and calculate the cost of repair.
• Once repaired, the car can be collected from the network garage of SBI General.

Swift Dzire: Key Features

The Maruti Suzuki Swift Dzire, with attitude and economy:

• Engine: 1.2L K-Series Petrol
• Mileage: 22–24 km/l (approx.)
• Transmission: Manual & AMT options
• Safety: It has twin airbags and ABS with EBF as well as ISOFIX.
• Variants: It is available in different variants from low- to top-end models, which are LXi, VXi, ZXi, and ZXi+.
• Price Range: ₹6.5–₹9.5 lakh (ex-showroom)