Corona Rakshak Health Insurance with Minimum Waiting Period

Be Well-Prepared Against
Covid-19 with Corona Rakshak
Policy

Covid-19 cover

Lump sum benefit equal to 100% of the Sum Insured, shall be payable on positive diagnosis of COVID, requiring hospitalization for a minimum continuous period of 72 hours.

No Medical Check-Up

Individuals do not need to undergo any medical tests to avail the Corona Rakshak Policy.

Tax Exemption Sec 80D

Premium paid towards Corona Rakshak Policy can be claimed as a deduction under Section 80D.

Minimum Waiting Period

Premium paid towards Corona Rakshak Policy can be claimed as a deduction under Section 80D.

Why Corona Rakshak Policy?

Helping India Win Against COVID-19

In the recent years, lives of many people have been affected by the novel coronavirus (COVID-19). With Corona Rakshak Policy, you can safeguard yourself and your family against COVID-19. SBI General's Corona Rakshak Policy is a customized health insurance plan that offers coverage for expenses related to treatment required due to a positive diagnosis of COVID-19.

Who Can Buy This Policy?
Corona Rakshak Policy can be bought by any individual between the age of 18 years to 65 years on Individual and Family individual basis.

Key Feature
Coverage
Exclusion

Key Feature
Coverage
Exclusion

Key Feature

No medical check-up across all age bands
Lumpsum benefit equal to 100% of the Sum Insured payable on positive diagnosis of COVID-19
Only 15 days waiting period from the policy commencement date
Tax Deduction: Under Sec 80D

Coverage

This policy covers the following subject to the terms and conditions:

Lumpsum benefit equal to 100% of the Sum Insured payable on positive diagnosis of COVID-19

Exclusion

Investigation & Evaluation -
- Expenses related to any admission primarily for diagnostics and evaluation purposes
- Expenses related to any admission primarily for diagnostics and evaluation purposes. Any diagnostic expenses which are not related or not incidental to the current diagnosis and treatment
Any diagnosis which is not related and not incidental to COVID-19 is not covered in this policy
Testing done at a diagnostic centre which is not authorized by the Government shall not be recognized under this policy
Any claim with respect to COVID-19 manifested prior to commencement date of this policy or during the waiting preriod
Cover under this policy shall cease if the Insured Person travels to any country placed under travel restriction by the Government of India

Important Note: The above list of inclusions and exclusions are illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

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NETWORK HOSPITALS

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NETWORK HOSPITALS

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At SBI General, we know that Trust is Earned

20.46 Cr

Customers

SBI General has been a pillar of support for over 20.46 crore customers till date. As one of the leading general insurers in India, we work towards offering our customers "Suraksha Aur Bharosa Dono" .FY 22 – 23

7,159

Network Garages

With SBI General Insurance, you can avail cashless claim facility by getting your vehicle repaired at any of our network garages. We offer servicing through 7,159 network garages across the country.

16,625

Network Hospitals

With an aim to provide easily accessible best-in-class medical facilities to all its valued customers, SBI General Insurance offers servicing through *16,625+ network hospitals across the country (Inhouse and Third-Party Administrator Network)

23000+

SBI Branches

We have strong distribution partners adding up our reach to every nook and corner of India, with SBI’s over 23000+ branch network, Agents, Banks, other financial institutes, OEMs and digital partners.

₹24000Cr+

Claims Handled

Over ₹24000 Crore worth of claims have been handled by SBI General Insurance till date. Our fast, fair & transparent claims process allows our customers to stay in control of their finances.

140+

Locations

Spread across 140+ locations in India and with a digital presence that is accessible across all locations in the country, SBI General Insurance offers unmatched accessibility to all its customers

FAQs about Corona Rakshak Policy

Here are the commonly asked questions about Corona Rakshak Policy

Product UIN

SBIHLIP21090V012021

Disclaimer: This product is not available for sale or renewal after March 31, 2022, as per regulatory guidelines.

Claim Form

Policy wordings

Proposal Form

Prospectus

Brochure

Corona Rakshak

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