Motor Act Only Private Car Insurance (3 Years)

Coverage

Our motor car insurance offers Third Party cover against any legal liability if your car has caused accidental injury to a third party or damaged a third party’s property.

• Additional Benefits include:
  • Personal accident cover of Rs. 15 lakhs for two-wheelers and private cars for individual owner/s*. The cover is available at Rs 1 lakh per person for two-wheelers and Rs 2 lakhs for other vehicles
  • Additional Legal liabilities:
    • Driver or other staff employed to operate or clean the vehicle
    • employees travelling in or driving the car (apart from the driver).
  • Legal liabilities for using a CNG/LPG bifuel kit.

Major Exclusion

• We do not offer coverage for damage, theft or loss due to incidents related to the war, invasion, foreign enemy acts, mutiny, rebellion, etc. Any claims made must be proved to be an act not related to any of these conditions.
• Driving without a valid licence
• Driving under the influence of drugs and alcohol

Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.