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Daily Cash Benefit
Daily hospitalization expense for each continuous & completed period of 24-hour hospitalization- Need Help
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Ready To Get Started?
Reach Out & Give Us A Call. We're Here To Help. Available 24/7
Our Customers
1800 102 1111
Our Agents & Intermediaries
1800 22 1111
HEALTHLINE NUMBERS FOR OUR HEALTH INSURANCE CUSTOMERS & PA
Available 24/7
1800 210 3366
1800 210 6366
Need Support?
Have Queries About Your Current Product? Please Write Us An Email & We'll Sort it Out.
customer.care@sbigeneral.in
Hospital Daily Cash Insurance Policy
- Daily Cash Benefit
- No Medical Check-Up up to 45 years
- Convalescence Expenses
- Tax Exemption: Sec 80D
- Multiple Plan Options
Manage Additional Expenses
With Hospital Daily
Cash Insurance
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No Medical Check Up
No medical Examination is required up to 45 years of age for people with no medical history.
Multiple Plan Options
This policy comes with flexible plan options with 30 days & 60 days coverage. Individuals can choose a plan basis their preferences.
Tax Benefit
Premium paid under this policy is exempt from Income Tax under Section 80D of Income Tax Act
Why Hospital Daily Cash Insurance Policy?
Take Care of Extra Expenses With Ease
In case of hospitalization, there can be a lot of unforeseen costs. While your health insurance may cover majority of these, some costs might be excluded from coverage. Examples of such expenses include transportation, food, and consumables. These expenses can mount up to a substantial sum that keeps rising each day you are hospitalized. With SBI General's Hospital Daily Cash Insurance Policy, you can be in control in such situations. The policy provides you with a fixed benefit for each day of hospitalization, irrespective of the actual medical cost. It provides you with additional protection & takes care of extra expenses.
Who Can Buy This Policy?
Individuals between 18 and 65 years of age can purchase this policy. Children from the age of 3 months can be covered if either of the parents are covered with SBI General.
Key Features
- Daily cash benefit: From Rs. 2,000 to Rs. 4,000 per day
- Convalescence Expenses: Up to Rs. 5,000
- Individuals between 18 to 65 years
- 4 Plan Options: Daily Benefit Amount
- IT Exemption: Under Sec 80 D
Coverage
- Accidental injury or sickness resulting in hospitalization during the policy period
- The maximum benefit payable is 30 to 60 days within the policy period
This health insurance plan covers you in case of:
Major Exclusion
- Pre existing diseases from inception of the policy up to 4 years of this Policy being in force continuously
- Treatment of illnesses such as Ulcers, Tonsillectomy, Hernia, Cataract, Sinusitis, Gall Bladder Stones, Chronic Renal Failure during the first year of operation of the policy
- Treatment taken outside India
- Outpatient treatment
- Stay in a hospital without undertaking any active regular treatment by the medical practitioner
- Experimental and unproven treatment
- Deductible equal to first 24 hours hospitalisation benefit will be charged on every hospitalization
We will not pay expenses in the following cases-
Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.
Plan Option
- 30 days coverage
- 60 days coverage
Our Hospital Daily Cash Insurance Policy offers two coverage options:
Daily benefits ranging from Rs. 500 to Rs. 2,000.
Key Features
Coverage
Major Exclusion
Plan Option
Key Features
- Daily cash benefit: From Rs. 2,000 to Rs. 4,000 per day
- Convalescence Expenses: Up to Rs. 5,000
- Individuals between 18 to 65 years
- 4 Plan Options: Daily Benefit Amount
- IT Exemption: Under Sec 80 D
Coverage
- Accidental injury or sickness resulting in hospitalization during the policy period
- The maximum benefit payable is 30 to 60 days within the policy period
This health insurance plan covers you in case of:
Major Exclusion
- Pre existing diseases from inception of the policy up to 4 years of this Policy being in force continuously
- Treatment of illnesses such as Ulcers, Tonsillectomy, Hernia, Cataract, Sinusitis, Gall Bladder Stones, Chronic Renal Failure during the first year of operation of the policy
- Treatment taken outside India
- Outpatient treatment
- Stay in a hospital without undertaking any active regular treatment by the medical practitioner
- Experimental and unproven treatment
- Deductible equal to first 24 hours hospitalisation benefit will be charged on every hospitalization
We will not pay expenses in the following cases-
Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.
Plan Option
- 30 days coverage
- 60 days coverage
Our Hospital Daily Cash Insurance Policy offers two coverage options:
Daily benefits ranging from Rs. 500 to Rs. 2,000.
Not sure which plan to settle for?
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FAQs about Hospital Daily Cash Policy
Here are the commonly asked questions about Hospital Daily Cash Policy
Yes, the hospital daily cash insurance plan can only be purchased by those between the ages of 18 and 65 years. A dependent child can also be covered after 90 days provided that either parent is concurrently insured with SBI General Insurance.
The hospital daily cash health policy from SBI General Insurance offers two options of payout periods – 30 days and 60 days.
Convalescence refers to the period during which you recover from an illness. Your hospital cash insurance can also be claimed during this period, so you get access to financial support.
You can utilize the hospital cash insurance money for any expenses that are not covered by your base health insurance plan, such as the costs of certain consumables, transportation, and even food.
Product UIN
SBIHLIP11003V011011
DISCLAIMER: The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the sales brochure carefully before concluding a sale.
Tax Benefits are subject to change in Tax Laws
*T&C Apply
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