Hospital Daily Cash Insurance Policy

Hospital Daily Cash Insurance Policy

  • Daily Cash Benefit
  • No Medical Check-Up up to 45 years
  • Convalescence Expenses
  • Tax Exemption: Sec 80D
  • Multiple Plan Options

Manage Additional Expenses
With Hospital Daily
Cash Insurance

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Daily Cash Benefit

Daily Cash Benefit

Daily hospitalization expense for each continuous & completed period of 24-hour hospitalization
No Medical Check Up

No Medical Check Up

No medical Examination is required up to 45 years of age for people with no medical history.
Multiple Plan Options

Multiple Plan Options

This policy comes with flexible plan options with 30 days & 60 days coverage. Individuals can choose a plan basis their preferences.
Tax Benefit

Tax Benefit

Premium paid under this policy is exempt from Income Tax under Section 80D of Income Tax Act
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Secure Hospital Daily Cash Policy

Why Hospital Daily Cash Insurance Policy?

Take Care of Extra Expenses With Ease

In case of hospitalization, there can be a lot of unforeseen costs. While your health insurance may cover majority of these, some costs might be excluded from coverage. Examples of such expenses include transportation, food, and consumables. These expenses can mount up to a substantial sum that keeps rising each day you are hospitalized. With SBI General's Hospital Daily Cash Insurance Policy, you can be in control in such situations. The policy provides you with a fixed benefit for each day of hospitalization, irrespective of the actual medical cost. It provides you with additional protection & takes care of extra expenses.

Who Can Buy This Policy?

Individuals between 18 and 65 years of age can purchase this policy. Children from the age of 3 months can be covered if either of the parents are covered with SBI General.

      • Daily cash benefit: From Rs. 2,000 to Rs. 4,000 per day
      • Convalescence Expenses: Up to Rs. 5,000
      • Individuals between 18 to 65 years
      • 4 Plan Options: Daily Benefit Amount
      • IT Exemption: Under Sec 80 D
    • This health insurance plan covers you in case of:
      • Accidental injury or sickness resulting in hospitalization during the policy period
      • The maximum benefit payable is 30 to 60 days within the policy period
    • We will not pay expenses in the following cases-
      • Pre existing diseases from inception of the policy up to 4 years of this Policy being in force continuously
      • Treatment of illnesses such as Ulcers, Tonsillectomy, Hernia, Cataract, Sinusitis, Gall Bladder Stones, Chronic Renal Failure during the first year of operation of the policy
      • Treatment taken outside India
      • Outpatient treatment
      • Stay in a hospital without undertaking any active regular treatment by the medical practitioner
      • Experimental and unproven treatment
      • Deductible equal to first 24 hours hospitalisation benefit will be charged on every hospitalization

      Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

    • Our Hospital Daily Cash Insurance Policy offers two coverage options:
      • 30 days coverage
      • 60 days coverage

      Daily benefits ranging from Rs. 500 to Rs. 2,000.

       

       

       

       

       

       

       

       

       

Key Features

    • Daily cash benefit: From Rs. 2,000 to Rs. 4,000 per day
    • Convalescence Expenses: Up to Rs. 5,000
    • Individuals between 18 to 65 years
    • 4 Plan Options: Daily Benefit Amount
    • IT Exemption: Under Sec 80 D

Coverage

    This health insurance plan covers you in case of:
    • Accidental injury or sickness resulting in hospitalization during the policy period
    • The maximum benefit payable is 30 to 60 days within the policy period

Major Exclusion

    We will not pay expenses in the following cases-
    • Pre existing diseases from inception of the policy up to 4 years of this Policy being in force continuously
    • Treatment of illnesses such as Ulcers, Tonsillectomy, Hernia, Cataract, Sinusitis, Gall Bladder Stones, Chronic Renal Failure during the first year of operation of the policy
    • Treatment taken outside India
    • Outpatient treatment
    • Stay in a hospital without undertaking any active regular treatment by the medical practitioner
    • Experimental and unproven treatment
    • Deductible equal to first 24 hours hospitalisation benefit will be charged on every hospitalization

    Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

Plan Option

    Our Hospital Daily Cash Insurance Policy offers two coverage options:
    • 30 days coverage
    • 60 days coverage

    Daily benefits ranging from Rs. 500 to Rs. 2,000.

     

     

     

     

     

     

     

     

     

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Product UIN

SBIHLIP11003V011011

DISCLAIMER:

The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the sales brochure carefully before concluding a sale.
Tax Benefits are subject to change in Tax Laws
*T&C Apply

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