Your motorbike must be taking you places, be it for work, leisure or running errands. However, when you have to buy or renew insurance for your motorbike, you don’t have to leave the comforts of your home or office. You can easily renew or buy 2 wheeler insurance online in a few simple steps. If you are new to renewing or buying two-wheeler insurance online, then you are on the right page.

Here are the steps to buy insurance online

1. Compare two-wheeler insurance plans
   The biggest benefit of buying insurance online is that you can sit back and compare different insurance plans and check the features they are offering. You can compare the pros and cons and choose the best insurance plan that suits your needs. Consider the following factors when making a choice
   • Type of coverage
   • Factors that affect your insurance premium
   • Change of vehicle
   • Time to process the claim
2. Select the insurance company
   It is important to select the right insurance company that sells 2 wheeler insurance online. The right 2-wheeler insurance company should offer excellent pre-sales and after-sales service. It should have a good network of garages across the country. Moreover, your insurer should offer the no-claims bonus as a part of your policy. The no claims bonus allows you to get a discount on your insurance premium for every year in which you do not file an insurance claim. In fact, you can get a discount of up-to 50% for five consecutive claim-free years
3. Select the insurance type
   While buying two-wheeler insurance online, you will typically find two types of plans in general. The first is the third party insurance plan and the second is a comprehensive insurance plan. Buying a third party insurance plan is legally mandatory in India for all vehicle owners. However, third party insurance plans offer limited coverage. Such a policy only pays for the hospitalization and property damage costs of a third party victim of an accident caused by you. Instead, it is recommended that you buy a comprehensive insurance plan that includes third party coverage while it also protects you and your vehicle from accidents, damages and natural and manmade calamities. The comprehensive cover is an essential add to the third party insurance.
4. Choose the necessary add-on riders
   If you opt for the comprehensive two wheeler insurance plan, you get the facility to customize your policy by adding different types of riders. Some of the common add-on riders you can buy with your insurance plan include personal accident cover for self and pillion rider, zero depreciation cover, emergency roadside assistance cover and so on. Adding the riders allows you to enhance your coverage significantly by paying a nominal price.
5. Fill in the complete details
   Once you’ve chosen your preferred insurance plan online, you can proceed to buy it by filling your personal and two-wheeler details online. You have to provide your vehicle’s registration number, registration date, make and model of the vehicle etc.
6. Make the payment
   This is the last step before you can get your two-wheeler insurance online. SBI General’s website takes to a secure payment gateway. After you have made the payment, the copy of your two-wheeler insurance policy is sent to your registered email address.



How to renew 2 wheeler insurance online?
You can follow the same steps to renew two wheeler insurance online, as you would while buying the policy. You can find the policy expiration date and terms and conditions pertaining to policy renewal and lapse in your policy documents sent via mail. You can also modify your insurance plan as needed upon renewal each year.

Buy two wheeler insurance easily online
Renew or buy 2 wheeler insurance online from SBI General in a few easy steps. Just click on the “Buy Policy” button to buy insurance or generate an instant quote.