Documents Required for Bike Insurance
Insurance is an important step towards your financial security, especially motorbike insurance. It will help you raise a claim in case of damages to your bike or theft of your two-wheeler. Be it man-made damage or due to natural disasters, you are eligible for compensation under the insurance cover.
It is easy to renew an existing insurance policy or to buy a new policy as the process requires minimal paperwork. Just make sure that you have all the mandatory documents required for bike insurance.
Let us examine the documents required for two-wheeler insurance.
Identity proof is an important document which is needed for obtaining two-wheeler insurance. It can be a passport, Aadhaar card, driving licence, voter card or ration card.
The registration certificate of the bike is needed for obtaining a new policy or renewing an existing policy. It clearly describes the legality of your vehicle. Without this, you will not be able to use your vehicle on the roads. It is valid for a period of 15 years from the date of issue. Temporary registration is valid for a month only but after its expiry, the registration certificate can be renewed for five years.
Passport size photographs
A recent passport size photograph of the owner of the motorbike is needed so that the owner of the motorbike can be easily identified.
Address proof of the owner of the motorbike is another mandatory document required for two-wheeler insurance, which states the residential address of the owner, and is needed at the time of insurance. Passport, Aadhaar card, driving license and voter card are accepted as valid address proof.
The Old Insurance Policy Number
The old insurance policy number is needed if you have made a policy earlier. The policy number is situated just below the insurance card which is provided by the insurer at the time of signing up for a policy.
Other than that, you have to carry all these documents before claiming insurance. It will help you to claim your insurance.
Documents required for two-wheeler insurance claim in case of theft
Tax payment receipt, Form 35 and Forms 28, 29, 30 should be signed carefully. Registration Certificate is compulsory and is a much-needed document. It can be temporary, but it is compulsory. The FIR which the owner has made at the time of theft is also needed. The existing insurance policy document, details of the existing insurance policy are also required to claim the compensation.
Documents needed for two-wheeler insurance in case of an accident
Above mentioned documents are mandatory to claim reimbursement in case of accident. Besides driving licence, a copy of FIR, registration certificate, tax receipts, insurance claim form are needed, too. The payment receipt and bills after repair are the other documents needed to claim bike insurance reimbursement.
Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.