India is amongst the largest motorcycle markets in the world. Therefore, the number of motorcycles out on the roads across the nation should come as no surprise. A motorcycle is a fast and fuel–efficient means of travelling across busy cities. On the flip side, motorcycles account for over 25% of road crash accidents. So, to help you stay safe on the roads, here are some tips on how to avoid motorcycle accidents.

1. Wear your helmet at all times

   In a report released in 2018 by the Ministry of Road Transport and Highways (MORTH), over 2385 motorcycle riders were killed in road accidents due to not wearing a helmet. Your helmet is meant to reduce head injuries in the event of an accident. Without it, you will face internal brain injuries that could cost you your life or lead to disability. Try to wear complete protective gear that guards your elbows, knees, and legs. So, even if an accident is caused by someone else, you can at least do your best to stay protected by being in safety gear.

2. Be vigilant of your surroundings

   Make sure you adjust your rear–view mirrors to your line of sight. Keep checking your rear-view mirrors to spot incoming cars, motorcycles, autorickshaws or large trucks. You must also look at what is ahead of you, for roads can have potholes and pedestrians tend to cross the streets amidst moving traffic. Be wary of all this since crashing into other vehicles and pedestrians will cause injury to you and the other party.

3. Follow thetraffic laws without fail

   The most elementary tipthat anyone can give on how to avoid bike accident occurrences is simplyto follow traffic laws. Breaking signals puts you and other motorists in danger, leading to accidents. Furthermore, any damage caused to the counterparty because you failed to obey traffic laws, makes you responsible for compensating the damage. Disobeying other traffic laws by over–speeding, not adhering to lane driving, or not following proper overtaking rules can cause a motorcycle accident.

4. Do not take intersections lightly

   In another section of the report by MORTH, 28% of accidents and deaths took place at various intersections across the country. Before making a turn at an intersection, make sure to check for incoming traffic on your side of the road and wait for the traffic signal to cross the intersection. Keep your eyes on other vehicle’s indicators as well.

5. Do not drink and drive

   Despite the strict laws against drinking and driving, many people still don’t take precaution and continue to drive while intoxicated. Although the permissible blood alcohol (BAC) is set at 0.03% per 100ml of blood, the advisable thing to do is to completely abstain from alcohol if you are driving. Instead, use public transport like cabs or buses to avoid any possible motorcycle accident.

   The road can be unpredictable, and accidents sometimes happen despite your best efforts. You can stay covered against financial losses that accompany such incidents with a two–wheeler insurance policy. Remember that having liability insurance for third–party losses is mandatory for all motorists in India. You can either buy third–party bike insurance or opt for a comprehensive plan that gives coverage against own damages, natural disasters like floods, and manmade incidents like theft.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.