Kidney stones are crystallised minerals and salts that form in the kidneys due to improper diet and certain medications. They can cause immense pain in the lower abdomen region where the urinary tract is located. However, you can get rid of kidney stones with the help of medicines and by drinking plenty of water. That said, if the symptoms get severe, you should consider removing the stones surgically. Let us understand the cost of a kidney stone removal surgery and how you can manage them.

The procedure to remove kidney stones is known as lithotripsy, and a patient may have to undergo any of the following surgeries.

• Ureteroscopy: Urologists insert a small tube through the urethra to locate the kidney stone. They then pass a laser fibre to break the stones.
• Shockwave Lithotripsy: Urologists use high–energy shockwaves to break smaller stones.
• Percutaneous Nephrolithotomy: Urologists place a small tube, known as a catheter, in the bladder to drain urine.
• Retrograde Intrarenal Nephrolithotomy: This is the least invasive procedure conducted using endoscopy technology.

The kidney stone treatment cost depends on the size and number of stones and the severity of the patient’s condition. The surgery cost also varies from location to location and the type of procedure chosen by the patient. The surgery costs are typically higher in metro and urban areas where cutting–edge medical technology is available. Least invasive procedures with minimal scarring usually cost more than regular lithotripsy.

As mentioned earlier, the cost of kidney stone removal surgery depends on the severity of the condition. However, you can bear most expenses associated with kidney stone removal surgery using health insurance. Under a health insurance plan, the insurance company provides a sum insured to pay for treatment costs. In the case of kidney stone removal, the typical costs include:

• Diagnostics: Urologists recommend several tests to determine the number and size of stones. Common diagnoses include blood tests, ultrasound, Computerised Tomography (CT), Urogram and DTPA scans.

• Doctor’s Fee: Your urologist charges a consultation fee. The consultation charges depend on the urologist’s experience and location.

• Hospitalisation cost: Hospital costs differ on the type of hospital. For example, treatment at a government facility usually costs less than private ones. Other variables include the type of hospital rooms, infrastructure, and facilities provided.

• Medication: Medicines like antibiotics and painkillers are necessary for faster healing. Your insurer covers medication expenses as well.

You can effortlessly manage all such costs associated with your kidney stone removal surgery. However, you should check if your insurance covers both inpatient and outpatient treatment. Most insurers require you to be hospitalised for at least 24 hours to file a claim.

A health insurance policy covers you against a wide range of costs associated with numerous treatments. It is one of the most prudent investments you can make to safeguard your life savings and prevent them from being depleted during a medical emergency. Click here to buy your health insurance plan today.