How to be a smart healthcare consumer?
Health Insurance

How to be a smart healthcare consumer?

At a time when medical expenses are sky-rocketing, it is necessary for you to become a smart healthcare consumer. And while it may seem easier said than done, it is absolutely possible. In today’s time, there are many choices when it comes to receiving healthcare. Deciding that you get the best quality care at a good cost can be quite tricky. However, that’s where we come in the picture. If you are confused as to where to begin, here are a few tips to be a smart healthcare consumer:

  1. Be informed about your health
    Taking an active role in your health is the best way to ensure you are getting quality treatment. Talk to your physician, ask questions and make sure you clearly understand everything. Knowing important things about your symptoms and your health history can help you make informed decisions. Whenever you meet the doctor bring an up-to-date health history list with you. Always bring a list of the medicines and the dosage you take. Include over-the-counter medications, vitamins and herbal supplements too. If you have had any allergic reaction to a medicine in the past, do tell your doctor about it. If you are receiving any alternative medicines or treatments, keep your doctor in the loop.

  2. Practice prevention and self-care
    By getting the age-appropriate health screenings and immunisations, you can take a proactive approach to prevent potential health conditions. Regular health screenings can help find problems before they start showing symptoms. With early detection of health problems, you have better chances for treatment and cure. By practicing prevention and self-care, you are increasing your chances of living a longer, healthier life. You can not only seek timely medical treatment but can also tweak your lifestyle as per your health condition. What’s more, many health insurance plans cover you against the costs acquired for routine screenings and check-ups, so take advantage of it.

  3. Choose a good hospital
    As a health care consumer, remember to choose a hospital keeping your medical needs in mind. Speak to family and friends for reviews. Check online reviews to see if the hospital is rated highly by other consumers. Ask yourself the following questions: Where does your doctor consult? Is the hospital covered under your health insurance plan? Different hospitals charge different prices for various services. Make sure you check whether your hospital is charging less or more for services like laboratory testing, etc.

  4. Opt for the right health insurance plan
    Medical emergencies are expensive and they can wipe out your savings. Undergoing a medical emergency without health insurance can be financially devastating for you and your family. While taking preventive care of your health is important, it is equally important to protect your financial health. Here we come into the picture. SBI General offers several health insurance plans. It has a wide coverage. Several flexible plans offer coverage to an individual as well as the entire family. To find suitable health insurance plans and health insurance cost per month, visit

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