It is only natural that you want to keep a track of your bike insurance policy. Documents of insurance are important and loss of the same can lead to rejection in claim settlement. In case you lose your bike insurance policy number, you need to contact the Insurance Regulatory and Development Authority of India (IRDAI) to retrieve the same. As incidents of policyholders misplacing the insurance documents are not rare, one question that is frequently asked is this: How to find my Bike Insurance Policy Number? In this digital era, it is easy to find your insurance policy number even if you have lost the original policy document. Let us first understand what is policy number.
What is Policy Number?
The insurance policy number is a unique ID for your bike. It is a 8-10 digit number printed on the insurance card. Every insurance holder is granted a bike insurance policy number by the insurance policy company to help them identify their insurance policy. This number is used as a reference to find your bike insurance policy and its coverage.
It is not necessary to memorize your bike policy number, but there could be situations when in you need the policy number to get all the details about your policy. It is also needed at the time of settling a claim.
The number remains unchanged as long as the policy is active and helps you obtain essential details online.
Steps needed to find the policy number
Following steps will help you understand how to find auto insurance policy number:
The IRDAI introduced the Insurance Information Bureau (IIB) in 2009. The policy number for your bike can be simply obtained from the IIB website.● First, visit the IIB’s official website ● Key in all the required details such as bike number, registration number of the vehicle, address proof ID, date of purchase (and date of accident and place of accident, in case of mishap) e-mail ID and contact information ● Now, enter a security code that will be provided to you by your insurer ● Upon entering that, you will immediately get all details about your bike’s insurance policy, including the insurance policy number
This registration number can also help you track various details about the vehicle, including the insurance policy number.
Nowadays, the insurance policy is provided in both physical as well as electrical format. If you misplace your policy document and do not remember the policy number, you should contact your insurance policy company. The company’s official website and the regulator have the information of all policies.
The Ministry of Road Transport & Highways has also come up with specific applications that have complete information like pollution certificate details, chassis number, date of purchase and the bike insurance policy number.
Keep the following points in mind when want to check your bike’s insurance policy number:● Your bike insurance policy will be visible on IIB’s site only when it is two months old ● You have a maximum of three attempts on a given phone number or email ID to find the insurance policy number for your bike ● The information is available only for the policies that were registered in and after April 1, 2010
Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.