Accidental Death
Coverage to the insured against accidental death, wherein the nominee gets 100% of the chosen sum insured.- Need Help
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Group Personal Accident
- Ambulance Cover
- Accidental Death
- Coverage Upto 65 Years
- Covers Permanent Total Disability
Benefits of Group Personal
Accident
Download Brochure
Ambulance Cover
Coverage of 1% of accidental death’s sum insured up to maximum of Rs. 1500 per incident/accident towards admissible claim of death or Permanent Total Disability (PTD).
Child Education Cover
Coverage up to maximum of 1 % of accidental death’s sum insured or Rs. 20,000 whichever is lower for first & second child of the insured (In case of death or PTD admissible claim)
Adaptation Allowance (Home & Vehicle)
Allowance of 1 % Accidental Death’s Sum Insured subject to max of Rs. 20,000 in case of PTD admissible claim
Why Group Personal Accident?
Experience Life At Every Step By Securing Every Moment
As a part of SBI General's Group Personal Accident Policy, policyholders can secure their family's future by getting themselves covered against loss of life, disabilities, etc. This policy helps individuals to ensure their family's financial well-being even in their absence.
Who Can Buy This Policy?
SBI General’s Group Personal Accident can be bought by any person between the age of 18 years to 65 years who is permanent Indian
resident & has Savings Bank Account/Individual Current Account with State Bank of India.
What is Covered & Not Covered Under Group Personal Accident?
Take a look at the various features and benefits of Group Personal Accident offered by SBI General Insurance
Key Features
- Loss of Life due to Accident
- Permanent Total Disability
- Repatriation and Funeral Expenses
- Child Education Cover
- Adaptation allowance (Home & Vehicle)
- Ambulance cover
What’s Covered
- Accidental Death (AD) or
- AD + Permanent Total Disability (PTD) or
- AD + PTD + Permanent Partial Disability (PPD)
- AD + PTD + PPD + Temporary Total Disability (TTD) or
- PTD + PPD
What’s Not Covered
- Suicide & self inflicted injury
- HIV, AIDS
- Persons enrolled in any branch of police, paramilitary, military & armed forces of any country, whether in peace or war.
- Accidents under influence of alcohol, drugs, or other intoxicants
- Participation in riot, felony, crime or civil commotion Commotion
- Learning or operating any aircraft.
- War, civil war, invasion, insurrection, revolution, act of foreign enemy, etc.
- Nuclear damage
- Adventure & dangerous sports
- Child birth & pregnancy
- Willful participation in illegal act or any violation or attempted violation of the law or resistance to arrest.
Note: For further list of inclusions and exclusions, please refer to the policy wording
Sum Insured
Sum Insured ( in Rs.) Premium payable including Service Tax as applicable ( in Rs.) 2,00,000 100 4,00,000 200 10,00,000 500 20,00,000 1,000 Our liability under the Policy will not be more than 100% of the Sum Insured as shown in the Certificate of Insurance
Key Features
What’s Covered
What’s Not Covered
Sum Insured
Highlights
Key Features
- Loss of Life due to Accident
- Permanent Total Disability
- Repatriation and Funeral Expenses
- Child Education Cover
- Adaptation allowance (Home & Vehicle)
- Ambulance cover
What’s Covered
- Accidental Death (AD) or
- AD + Permanent Total Disability (PTD) or
- AD + PTD + Permanent Partial Disability (PPD)
- AD + PTD + PPD + Temporary Total Disability (TTD) or
- PTD + PPD
What’s Not Covered
- Suicide & self inflicted injury
- HIV, AIDS
- Persons enrolled in any branch of police, paramilitary, military & armed forces of any country, whether in peace or war.
- Accidents under influence of alcohol, drugs, or other intoxicants
- Participation in riot, felony, crime or civil commotion Commotion
- Learning or operating any aircraft.
- War, civil war, invasion, insurrection, revolution, act of foreign enemy, etc.
- Nuclear damage
- Adventure & dangerous sports
- Child birth & pregnancy
- Willful participation in illegal act or any violation or attempted violation of the law or resistance to arrest.
Note: For further list of inclusions and exclusions, please refer to the policy wording
Sum Insured
| Sum Insured ( in Rs.) | Premium payable including Service Tax as applicable ( in Rs.) |
| 2,00,000 | 100 |
| 4,00,000 | 200 |
| 10,00,000 | 500 |
| 20,00,000 | 1,000 |
Our liability under the Policy will not be more than 100% of the Sum Insured as shown in the Certificate of Insurance
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FAQs about Group Personal Accident
Here are the commonly asked questions about Group Personal Accident
There is a no waiting period under this policy.
There is no pre- policy medical test requirement in this policy.
Permanent Indian resident having a Savings Bank Account/Individual Current Account holder of State Bank of India aged between 18 years to 65 years with no exit age.
The policy is available on Individual basis.
In the event of payment for a claim under Accidental Death, payment towards expenses incurred for preparing body for burial or cremation and transportation of body to city of Insured’s residence is covered under Repatriation and Funeral Expense.
If Insured is required to modify his/her vehicle or make some changes in his/her house as necessitated by a Permanent Total Disability which resulted from an accident covered under this Policy is covered under Adaptation Allowance
In the event of making payment for a claim for Death or Permanent Total Disablement, payment will be done towards the education support of Insured’s child. This benefit shall be provided to first and second child whose names are mentioned in the proposal form and who are covered in the same Policy as Insured’s.
Product UIN
SBIPAGP11005V011011
DISCLAIMER:
The above information is indicative in nature, for more details on complete coverage and terms & conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.10 Lakh Sum Insured (Exclusive Taxes)
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
Number of network hospitals would differ based on the TPA servicing your policy.
*T&C Apply
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