Flat Premium for Entire Family**
Get comprehensive coverage for your entire family at a flat premiumFlat Premium for Entire Family**
Get comprehensive coverage for your entire family at a flat premiumPre and Post-Hospitalisation
Coverage of 60 days prior to admission and 90 days after discharge from the hospital.OPD Treatment
Expenses for OPD consultation or tele-consultation and treatment up to specified limit.Maternity Expenses
Cover for maternity expenses up to the OPD limit as specified in the policy.Arogya Plus Policy offers financial protection against rising medical expenses. Be it OPD or hospitalization expenses, with Arogya Plus Policy, you can focus on availing the best possible treatment so that you can get back on your feet faster.
Who Can Buy This Policy?
Any individual between 18 and 65 years of age can buy this policy for oneself, their spouse, dependent children (91 days - 25 years) parents & parents-in-law.
Take a look at the various features and benefits of the Arogya Plus policy offered by SBI General Insurance
Minimum entry age is 3 months and maximum entry age is 65 years. There is no exit age.
Insured:Individual/ Family (For Family Insurance Policy - Family means the spouse, dependent children, parents and parents in law. For Family Floater Insurance Policy - Family means the spouse and dependent children)
1, 2 and 3 years.
Hospitalisation sum insured options are 1, 2 and 3 Lakhs. OPD sum insured will depend on the age, premium and family type. Sum Insured of dependents will either be less than or equal to Proposer/ Primary Insured’s Sum Insured.
The premium for this product is flat Rs. 8,900, Rs. 13,350 or Rs. 17,800 per annum respectively for a sum Insured of 1, 2 or 3 lakhs.
The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.
Minimum entry age is 3 months and maximum entry age is 65 years. There is no exit age.
Insured:Individual/ Family (For Family Insurance Policy - Family means the spouse, dependent children, parents and parents in law. For Family Floater Insurance Policy - Family means the spouse and dependent children)
1, 2 and 3 years.
Hospitalisation sum insured options are 1, 2 and 3 Lakhs. OPD sum insured will depend on the age, premium and family type. Sum Insured of dependents will either be less than or equal to Proposer/ Primary Insured’s Sum Insured.
The premium for this product is flat Rs. 8,900, Rs. 13,350 or Rs. 17,800 per annum respectively for a sum Insured of 1, 2 or 3 lakhs.
The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.
Answer a few easy questions to help us create a plan for you.
With our quick and seamless renewal process, you can renew your policy effortlessly from the comfort of your home.
Renew PolicyCustomers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.
FILE A CLAIMBenefit from our wide range of network hospitals & avail cashless treatment without any inconvenience.
Find HospitalsHere are the commonly asked questions about Arogya Plus Health Insurance
One critical illness insurance plan can only cover one individual. So, your spouse and parents will need a critical illness health insurance plan of their own.
You need to calculate your existing debt, monthly expenses, and average cost of treatment in your city when determining the sum insured of your critical illness insurance plan.
Under a standard family medical insurance plan, you can cover self, spouse, dependent children, own parents, and parents-in-law.
Yes, you can buy a family health insurance plan with a tenure of up to three years. Longer tenures save you from the hassles of yearly renewal and can prove to be more convenient.
Yes, your family medical insurance plan will have a couple of waiting periods. You have to wait for an initial period of 30 days from the date you buy coverage before filing any claims. This initial waiting period excludes accidents. There is an additional waiting period of 48 months for the coverage of pre-existing diseases, provided you mention these at the time of purchase of the policy. Finally, you may also have an additional waiting period that range from 3 months/ 1 year/ 2 year for specific illnesses mentioned in the policy wordings.
SBI General Insurance offers you a 30-day grace period to renew your coverage after the expiry date. If you miss out on this grace period, you need to apply for a new family health insurance policy.
The age criteria when buying coverage are 90 days for children, 18 years for adults, and up to 65 years for senior citizens.
As long as all members have started coverage within the stipulated age limits, they enjoy lifetime renewability.
Yes, genetic disorders are included for coverage up to the limits specific in the policy wordings.
Your family health insurance plan will only cover dental treatments that have been deemed necessary due to accidental bodily injury sustained by the policyholder’s natural teeth that requires hospitalisation.
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DISCLAIMER: For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
Tax Benefits are subject to change in Tax Laws
Starting from ₹742 /Month for 1Adult –Age 25years ; 3Lacs Sum Insured (Exclusive Taxes)
Flat premium irrespective of age of insured and family combination**
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
*T&C Apply