What To Do When You Face Vehicle Breakdown?
Car Insurance

What To Do When You Face Vehicle Breakdown?

Few things can be more upsetting than you having to face a car breakdown while on the way to an important meeting or event. Fortunately, if you follow the right steps after this breakdown, you will suffer minimum losses and get help immediately as well. To get you started on the right track, here are the steps you need to follow if you face a car breakdown.

Step 1 – Push your car off the main road or highway

Other vehicles that are far behind may not realise that your vehicle has broken down. As a result, they may even collide into you, resulting in a bigger catastrophe. To avoid this from happening, make sure to push your car off the road as soon as you can. Keep it parked on the side and turn the hand break on.

Step 2 – Switch on hazard lights

Now, you need to signal for help. Make sure to switch on the hazard lights so that people you have called for help can find you. Also, a police car may stop if they see you parked on the side with your hazard lights on. Your car may even have a reflective emergency red triangle too. If you have that tool, please install it at the back so that other motorists know that you need help. You can also tie a red cloth at the back to signal that you need help.

Step 3 – Call your insurance company

Now, you need help getting your car to a garage. It is advisable to contact your insurance company for professional towing services. Most leading insurers offer a benefit called the Roadside Assistance cover along with their comprehensive car insurance plans. The Roadside Assistance cover also includes car breakdown assistance too. One of the biggest benefits of the Roadside Assistance cover is that a claim on this cover does not affect your no claims bonus. So, do not hesitate to reach out for help to your insurance provider.

Step 4 – Wait for help

While your insurer sends a towing vehicle to you, do not attempt to start your car by any other means. This can lead to further damage to your vehicle. Leave your car in the condition it is in and let the insurance company handle repairs. If you attempt to make any repairs on your own, the insurer may not cover you for damages.

Many times, we require breakdown assistance for very simple issues such as a flat tyre. Now, even if you have experience changing tyres on your own, you may require an extra helping hand. If you have Roadside Assistance, you can always rely on the expert services of your insurance provider to fix your car. Roadside Assistance covers you against a range of car breakdown situations including fuel requirements, flat tyres, and lost keys as well. For more information on this useful rider, do reach out to your insurance provider today.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.

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