A motorbike accident can be a traumatising experience. It can leave you shocked and confused. Though it’s best to drive carefully, sometimes even seasoned drivers meet with an accident. In the event of an accident, you should know what you should be doing and what you shouldn’t be. Here we have identified things you should not be doing after a bike accident:
Leave the accident scene: You should never run away from the accident site regardless of whose fault it is. You should stop the vehicle immediately irrespective of whether the accident resulted in an injury, death, or property damage. In case you are involved in an accident, stay at the accident spot and report it to the police. If somebody is injured, try to get medical assistance
Not calling the cops: Calling the cops and dealing with the aftermath of an accident may seem like a hassle. But not having an official police report can cause more trouble for you. First, it will give your insurance company a reason to not cover the damages. Second, the other party may file a case against you or may furnish wrong information to you regarding their personal details and insurance.
Forget to take important information: Before leaving the accident site, you should note down all the important information. Take the name and other details of the other party with whom you were involved in the accident. If you have a camera phone handy, take pictures of your vehicle as well as the other vehicle. Have details of the insurance company of the third party. Not having all the information can cause trouble, in case the third party decides to approach the Motor Accident Claims Tribunal (MACT) for a settlement.
Agree to unfair settlement: Agreeing to settle the accident without the help of a lawyer can cause legal troubles for you in the future. Do not accept any direct payment from the third party.
Assume that you are not hurt: Just because you didn’t bleed doesn’t mean you are not hurt. Even if what you felt is just a bump, you should visit a hospital after the accident to rule out anything serious. In cases of head injuries, often problems may arise later on. You should get yourself checked and get the injury recorded in case you need to use your insurance cover.
Get angry: Well, it’s understandable that you are upset as your bike has been damaged, but speaking rudely or getting into an altercation with the third party will not help your case.
Always make sure that your two wheeler insurance policy is up–to–date. If you are riding a bike whose insurance is past its expiry, then you will have to pay for the damages to the third party as well as for repairing any vehicular loss. You may also face jail or a hefty fine for driving a vehicle without mandatory two wheeler insurance.
Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.