Know Everything about RTO Registration Process

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May 7, 2024
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Congratulations on getting a new vehicle! The next step is to register your new vehicle with the regional transport office (RTO). The new vehicle registration process is mandatory for all vehicle owners to drive legally in India. The RTO registration process for new vehicles is relatively simple; it requires you to obtain a unique identification number for your vehicle so that it can be identified correctly.

Visiting the RTO in your area is essential for new car registration, as the RTO regulates all motor vehicles in the country. It is a crucial step in vehicle ownership as the registration number of any vehicle is permanent and is valid up to 15 years from the date of issue and does not change under any circumstances, even when the ownership is transferred to someone else. Here you will learn about the RTO registration process for a new car along with simple steps to follow and new car RTO registration charges, among other things.

How Do You Register Your New Vehicle?

You usually have three options for registering your new car with the RTO:

  1. Do it yourself (which you will learn in this guide)
  2. Ask your dealer
  3. Hire an agent

Generally, the car dealer applies for car RTO registration and obtains the permanent registration number for your vehicle on your behalf. However, in some cases, the dealer may provide you with a temporary registration number and you may have to do the rest of the procedure.

What Is the Difference Between Temporary and Permanent Registration Number?

Since new vehicle registration at the RTO can take some time, you are given a temporary registration number from the dealer. This is because the car dealer registers the vehicle with the RTO on a temporary basis. As soon as you purchase a vehicle, the dealer provides a temporary registration number for the vehicle, which is valid for a month. This is done to stay compliant with the legal guidelines of the country.

It is the owner’s responsibility to obtain a permanent registration number for the vehicle from the RTO under their name. Within one month of purchasing the vehicle, you must obtain the permanent registration number for your new car. This permanent registration number will be registered with the Ministry of Road Transport and Highways (MoRTH), and it will not change under any circumstances after being issued.

Steps for RTO New Vehicle Registration

Here is a breakdown of the process you need to follow for four-wheeler registration with the RTO:

Step 1:Visit the local RTO in your new vehicle (make sure you have a valid driving license).

Step 2:Fill out Form 20 and submit it with the required documents at the RTO. Here is a list of the required documents:
  • Form 21 or sale certificate issued by your car dealer as a proof of ownership
  • Invoice of the new vehicle provided by your dealer
  • Custom’s Clearance Certificate in case your vehicle is imported
  • Form 51 or vehicle insurance certificate with active insurance that covers third-party liability at a minimum
  • Road worthiness certificate (Form 22), which you can obtain through the Parivahan Sewa website
  • Photocopy of Aadhar card, voter ID, passport, or utility bills (such as an electricity bill) as proof of address
  • Temporary registration number (TRN) shared by your dealer
  • Photocopy of Aadhar card, PAN card, passport, etc. as proof of identity
  • Pollution Under Control Certificate (PUCC), which can be obtained by visiting a registered emissions test centre or through the VAHAN portal of Parivahan Sewa
  • Road tax challan, which can be obtained by paying the road tax through the Parivahan Sewa website online
  • Two passport-sized photographs of the vehicle owner
  • PAN card of the vehicle’s owner if the vehicle costs more than ₹4 lakh
  • Form 34, in case you purchased your vehicle on the hypothecation (HP) scheme

In case your application is missing something, the officials at RTO will guide you through the process.

Once you submit your documents, the RTO superintendent will scrutinise your application and verify all the documents you have provided.



Step 3:Pay the RTO registration cost at the designated counter; you can also pay your road tax during this step.

Step 4:Get your vehicle physically examined by the Inspector of Motor Vehicles (IMV) to verify the information you have provided, such as chassis number and engine number.

After this scrutiny, the RTO superintendent will enter your new vehicle’s data and verify it. The Assistant Regional Transport Officer (ARTO) will approve the vehicle registration after final scrutiny.

Step 5: Receive the registration certificate (RC) of your new vehicle after a few days or weeks on your registered address via post.

Can You Go for an Online Vehicle Registration?

You may be able to apply for new vehicle registration online through VAHAN or Parivahan Sewa, but you will be required to visit the local RTO to get your vehicle inspected for correct chassis number, engine number, and modifications (if any). You can go to the Parivahan Sewa website or VAHAN portal to avoid visiting the local RTO for a car registration application.

The online RTO registration process for a new vehicle usually involves uploading scanned copies of required documents as per the size limit and format instructions given on the website and scheduling an appointment for vehicle inspection on a later date at your local RTO.

Know About Vehicle Registration Forms

Here are some of the important forms that you may be required to furnish at the RTO for your car’s RTO registration:

  • Form 20: Application for registration of a motor vehicle
  • Form 20B: Application for extension of temporary registration’s time period
  • Form 21: Sale Certificate
  • Form 22: Certificate of roadworthiness
  • Form 51: Certificate of insurance
  • Form 34: Application for making an entry into an agreement of loan hypothecation

You can learn more about and download each form related to vehicle registration through the official Parivahan Sewa portal.

Vehicle Registration Fees

You have to pay a fixed one-time vehicle registration fee for your vehicle in India, irrespective of the value of the vehicle, but there is a lifetime road tax for every vehicle that you own. The RTO charges for car registration depend on its type and engine capacity, and the lifetime road tax is calculated on the basis of the vehicle’s market value, category, and location. The minimum fee for new vehicle registration for a bike is about ₹300; maximum fee for registration with RTO for a new car can go up to ₹5000. New vehicle RTO charges are mentioned below:

  • Four-wheeler or car (also known as light motor vehicles (LMV)): ₹600 for non-transport and ₹1000 for transport
  • Imported cars: ₹5000
  • Two-wheelers or bikes: ₹300
  • Imported bikes: ₹2500

In case you want a special registration number for your new vehicle, you can get that by paying an additional fee and choose a personalised registration number during offline or online RTO car registration process. You can find out more details about the fees for vehicle registration and other services offered by RTO through the Parivahan Sewa portal.

Vehicle Registration Status: How to Check the RC Status of Your Vehicle?

The Parivahan Sewa portal lets you check the status of your new vehicle registration application easily online by following the steps given below:

  • Visit the official portal.
  • Go to ‘Vehicle Related Services’ under ‘Online Services’ from the navigation bar.
  • Select your state from the drop-down menu.
  • Click on the ‘Select RTO’ from the drop-down menu and select your local RTO to proceed. Click on ‘Proceed’ once more on the pop-up window.
  • Go to the menu and click on ‘Status’ option. Select the ‘Know Your Application Status’ option.
  • Enter your application number and correct captcha before clicking on ‘Submit’ to proceed.
  • Click on ‘View Report’ to see the status of your application and RC details.

You may also use the mParivahan mobile app to check the status of your RC.

How to Apply for a Duplicate RC?

Dealing with a stolen or damaged vehicle’s registration certificate can be bothersome. But you can easily get a duplicate RC online or offline at your convenience.

Here are the steps to apply for a duplicate RC online:

  • Go to the Parivahan Sewa portal.
  • Go to ‘Vehicle Related Services’ under ‘Online Services’ from the navigation bar.
  • Select your state from the drop-down menu.
  • Click on ‘Select RTO’ from the drop-down menu and select your local RTO to proceed. Click on ‘Proceed’ once more on the pop-up window.
  • Select ‘Application for Duplicate RC’ options and enter your details, including the last 5 characters of your chassis, and click ‘Verify Details.’
  • Fill out the form with the required details and upload the necessary documents before submitting the application.
  • Make the payment for the duplicate RC (₹300 for a private car) and click on ‘Print Out’ to get the acknowledgement and application form.
  • Submit this form along with all the required documents at your local RTO and book an appointment for vehicle verification.

Your request will be approved after scrutiny, if everything turns out fine, you will receive a duplicate of your RC via post. Here is the list of documents required for duplicate RC application:

  • Police certificate or copy of FIR
  • Duly filled Form 26
  • PUC certificate
  • Valid insurance certificate covering a minimum of third-party liability
  • Your address and identity proof
  • A pencil print of the engine and chassis number
  • Copy of the affidavit stating that the original RC was lost
How to Go About Vehicle Registration Renewal?

The registration number of a privately owned vehicle is valid for 15 years from the issuing date of the RC. However, in the case of a transport vehicle, the RC expires with the vehicle fitness certificate. Once you complete 15 years of owning your vehicle, you will be required to apply for a renewal RTO registration process using Form 25 at the RTO where the vehicle was originally registered. You cannot apply for RC renewal before 60 days of the expiration date.

The process is quite simple. Follow the steps given below to renew your vehicle registration:

  • Visit the official Parivahan Sewa portal.
  • Go to ‘Vehicle Related Services’ under ‘Online Services’ from the navigation bar.
  • Select your state from the drop-down menu.
  • Click on ‘Select RTO’ from the drop-down menu and select your local RTO to proceed. Click on ‘Proceed’ once more on the pop-up window.
  • Please note that some states, such as West Bengal, may not allow you to apply for RC renewal online.

  • Select ‘Renewal of Registration’ from the options given on this page.
  • Enter your vehicle registration number and the last 5 characters of your chassis number, then click on ‘Verify Details’ to proceed.
  • Provide the necessary information and upload the required documents to complete the application process.
  • Check the details of any pending tax payments (such as road tax) and clear them using the given payment methods on the website.

Once you are done with the tax payment and online application, you can book a slot for vehicle inspection at the selected RTO.

In case you are unfamiliar with the online process, you can also go to the local RTO for the renewal process. Just fill out Form 25 with the required details, such as the registered number of your vehicle and expiration date, before submitting it at the RTO with the required documents. You will be required to pay the renewal fees and pending taxes (if any) before moving ahead with the vehicle inspection. After completion and approval, the new RC will be sent to your registered address via post. You can check the status of RC renewal for your vehicle by using the same steps for new vehicle registration as mentioned above.

RC Renewal Fees

A renewal fee is required to renew your vehicle’s registration after 15 years from the date of RC issue; generally, the renewal charges are similar to issuing charges for RC. Depending on the type of vehicle, you may be required to pay additional fees as well. Renewal charges for some classes of vehicles are mentioned below:

  • Cars (also known as light motor vehicles (LMV)): ₹600 for non-transport and ₹1000 for transport
  • Imported cars: ₹5000
  • Bikes: ₹300
  • Imported bikes: ₹2500

An additional charge of ₹200 will be applicable if you get your smart card renewed as well. Besides, you will have to pay an additional fee of ₹300/month for bikes or ₹500/month for other non-transport vehicles if you delay the renewal application process by more than 60 days before the RC’s expiry date.

Documents Required for RC Renewal

Here is a list of documents that you will require for RC renewal:

  • Duly filled Form 25
  • PUCC issued from an emissions test centre
  • RC book
  • Online RC smart card
  • A copy of PAN Card
  • Pencil print of chassis and engine of the vehicle
  • Vehicle’s fitness certificate
  • Insurance policy certificate with active insurance covering third-party liability at the least
  • Up-to-date road tax payment receipt

If you are applying for RC renewal at the RTO offline, the officials can guide you through the process.

Rules for Vehicle Number Plates in India

Here are the rules for vehicle number plates in India:

  • The first letters of a number plate indicate the union territory or state, denoted by letters like DL for Delhi or UP for Uttar Pradesh. This is followed by the two-digit district code and the four-digit alpha-numerical code, such as XX000 or AA9999, unique to the vehicle.
  • The size of number plates needs to be as per specifications:
    • For two- and three-wheelers: 200×100 mm
    • For cars or LMVs: 340×200 mm or 500×120 mm
    • For commercial vehicles (medium or heavy category): 340×200 mm
  • Temporary license plates need to be yellow with red letters.
  • It is an offence to drive a new vehicle with a temporary registration number printed on paper.
  • The usage of regional language on number plates is banned by MoRTH. You can only use English letters and Arabic numerals on your number plate.
  • According to the new rules, the size, space, and thickness of characters need to be 65 mm, 10 mm, and 10 mm, respectively. This is to ensure proper visibility of the vehicle’s registration number.
  • The colour of the number plate signifies the type of vehicle. Thus, it must be accurate.
    • White number plate with black lettering is used for vehicles that are solely used for private purposes.
    • Yellow number plate with black lettering is used for commercial vehicles.
    • Green number plate is designated for electric vehicles.
  • Did you know that a red number plate with the ‘Emblem of India’ is used for cars used by the President of India or Governors of respective states?

  • Fancy lettering or pictures are not allowed on a number plate.
  • All vehicles registered after 1st April 2019 must bear a high security registration plate (HSRP), which is made of aluminium and has a laser-etched code below the International Registration Code of India (IND) and Ashok Chakra hologram unique to the vehicle. The HSRP comes with snap-locks and cannot be used after a tampering attempt.
  • You can get a fine of ₹100 under Section CMVR 105(2) or ₹4500 under 177 Motor Vehicle Act if you own a vehicle with a number plate displaying ‘Applied For.’
Bharat Number Plate Registration

The MoRTH has introduced the Bharat or BH series number plate to create a unified system for vehicle registration across India and avoid duplication of numbers. This series also assigns a unique registration number to each vehicle. Vehicle owners of the BH number plate can seamlessly move from one state to another with the same registration number without needing to change vehicle registration, which is required within 12 months after you move to a new state.

The following groups of people are eligible for the BH series number plate:

  • State and central government employees
  • Bank employees
  • Employees working in private companies that have branches in over 5 states or union territories
  • Defence personnel
  • Administrative services employees

In addition to this, your vehicle must have a valid PUC certificate and no pending road tax to be eligible for the BH series number plate. You can apply for this series through the VAHAN portal.

Secure Your Valuable Asset!

Apart from being a legal requirement, a car insurance plan can help you avoid financial loss in case your car is damaged, stolen, or lost beyond repair. In addition to a third-party liability insurance, you are recommended to invest in a comprehensive motor insurance plan for your new vehicle from a reliable insurance provider. You can use a car insurance calculator to calculate your car’s tentative premium.

With a 98% claim settlement ratio, SBI General can be your beneficiary and ensure your peace of mind while you enjoy your new ride.

FAQs

Q. What is the importance of vehicle registration with the RTO?
A. New vehicle registration has the following purposes:

  • Vehicles RC serve as proof of ownership.
  • RC is required to sell or transfer ownership of the vehicle.
  • RC helps in claiming insurance in case of an accident.
  • All vehicle owners are required to have a valid RC under the law.

Q. How long does it take to get a registration certificate after an application?
A. The complete process of new vehicle registration can take about 20-25 days or more.

Q. What is a special number plate?
A. At the time of registration, you can request for a special combination of numbers for your vehicle by paying additional charges. People can choose special numbers such as 1111, 7777, or 8787 as per their preference and availability.

Q. Is the RTO registration fee structure same for every state in India?
A. Yes. The charges for vehicle registration, duplicate RC, and RC renewal, among other services, are the same for all states in the country.

Q. Is it necessary to have an insurance certificate to apply for duplicate RC or RC renewal?
A. Yes. It is illegal to drive a vehicle without valid insurance that covers at least third-party liability.

Q. What are the RTO charges for new vehicle registration for a car?
A. The fees for RTO registration for your new car is ₹600 for non-transport vehicles and ₹1000 for transport vehicles.

Q. Can I download my vehicle’s RC?
A. Yes. You can go to the Parivahan Sewa portal to download the RC of your vehicle or access it through the mParivahan or Digilocker mobile apps.

Q. Is there a difference between RC renewal and duplicate RC?
A. Yes. You apply for RC renewal only after your RC is expired, which is 15 years from the date of issue. But you can apply for a duplicate RC if your original RC is lost or damaged.

Q. Can I renew my RC after 15 years of owning my vehicle?
A. Yes. You can renew your vehicle RC after the lapse of 15-year registration validity, but there is a hefty fine for each month you delay after 60 days from the expiry date of the RC.

Q. Is it necessary to carry the original RC while driving in India?
A. Yes. However, if you have your RC uploaded on Digilocker or you can access it on mParivahan, you can drive throughout the country without any legal troubles.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.

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Motor Insurance

All About 0001 Number Plate Price, How to Get it & More

In the world of automotive luxury, owning a vehicle with a VIP car number is a symbol of prestige and exclusivity. Among these, the “0001” number plate stands out as one of the most coveted and sought-after. This article delves into the allure of the 0001 car number, exploring its significance, the process of acquiring it, and the associated costs. Additionally, we will discuss the e-auction process, eligibility criteria, and factors to consider when purchasing a 0001 number plate. By the end of this article, you will have a comprehensive understanding of everything related to the 0001 number plate price bike and how to obtain it.

Why Is the “0001” Number Plate So Special?

The 0001 car number is often regarded as the pinnacle of VIP car numbers. Its uniqueness lies in its simplicity and the prestige it conveys. Owning a 0001 car number is a statement of status and distinction, setting the vehicle apart from others on the road. This number plate is highly sought after by celebrities, business magnates, and car enthusiasts who wish to make a bold statement. The exclusivity of the 0001 number plate is further enhanced by its limited availability, making it a prized possession for those who can afford it.

How to Get a 0001 Number Plate?

Acquiring a 0001 number plate involves a specific process that varies slightly depending on the region. Generally, the process begins with registering on the official portal of the Ministry of Road Transport and Highways (MoRTH). Once registered, you can explore the list of available VIP number plates for cars, including the 0001 car number. The next step involves making a payment to reserve the number and participating in an official bid to secure the plate. If successful, you will receive an allotment letter confirming your ownership of the 0001 number plate.

0001 Number Plate Price

The price of a 0001 vip number plate for car can vary significantly depending on the region and the demand. Typically, the minimum bid for a 0001 number plate starts at around Rs. 5 lakhs. However, in some states, the price can go much higher due to the high demand and limited availability. For those interested in a 0001 number plate price bike, the cost may be slightly lower but still substantial. The premium price reflects the exclusivity and prestige associated with owning such a unique number plate.

E-auction Process for Registering a 0001 Number Plate

The e-auction process for registering a 0001 number plate is designed to ensure transparency and fairness. After registering on the MoRTH portal, you will receive a Unique Acknowledgement Number. This number allows you to participate in the e-auction, which typically opens three days after registration. During the auction, you can place bids on the 0001 number plate. If your bid is successful, you will receive an SMS notification and will need to pay the remaining amount within five days. Once the payment is confirmed, you will receive an allotment letter for the 0001 number plate.

Who Can Apply for a 0001 Number Plate?

There are no specific eligibility criteria for applying for a 0001 number plate. Any vehicle owner can apply, provided they are willing to participate in the bidding process and pay the associated costs. This inclusivity means that anyone, from private individuals to corporate entities, can own a 0001 number plate, making it a symbol of universal prestige.

Factors to Consider When Buying 0001 Number Plate

When considering the purchase of a vip number plate for car like 0001, several factors should be taken into account. Firstly, the cost is a significant consideration, as the price can be quite high. Additionally, the availability of the number plate in your region and the competition during the bidding process are important factors. It is also essential to ensure that you have all the necessary documents and are prepared to pay any additional fees that may arise after winning the auction.

How to Check If a VIP Number Plate Is Available

Checking the availability of a VIP number plate for a car is a straightforward process. You can visit the official MoRTH portal and explore the list of available VIP number plates for cars. The portal provides real-time updates on the availability of specific numbers, including the 0001 car number. This allows you to make an informed decision and plan your bidding strategy accordingly.

Types of VIP Number Plates

VIP number plates come in various types, each offering a unique level of prestige and exclusivity. The most coveted is the 0001 number plate, followed by other single-digit numbers such as 0003, 0005, and 0009. Semi-fancy numbers, such as 0100, 0666, and 4444, are also popular choices. Each type of VIP number plate has its own price range and level of demand, allowing vehicle owners to choose a plate that best suits their preferences and budget.

Know more about Different Types Of Number Plates In India

Conclusion

In conclusion, owning a 0001 number plate is a mark of distinction and exclusivity. The process of acquiring such a plate involves registration, bidding, and payment, with prices varying based on demand and region. While the cost can be high, the prestige associated with a 0001 car number makes it a worthwhile investment for many. By understanding the e-auction process, eligibility criteria, and factors to consider, you can navigate the process of obtaining a 0001 number plate with confidence.

Also Read: Guide to BH Number Plates in Maharashtra

Frequently Asked Questions
  1. What is the price range for a 0001 number plate?

    The price range for a 0001 number plate typically starts at around Rs. 5 lakhs but can go much higher depending on demand and region.

  2. How do I participate in an e-auction for VIP plates?

    To participate in an e-auction for VIP plates, register on the MoRTH portal, obtain a Unique Acknowledgement Number, and place your bids during the auction period.

  3. What documents are needed to buy a 0001 plate?

    You will need identification documents, vehicle registration papers, and proof of payment to buy a 0001 plate.

  4. Are there any additional fees after winning the auction?

    Yes, there may be additional fees such as registration charges and taxes after winning the auction.

  5. Can I transfer my 0001 number plate to a different vehicle?

    Yes, you can transfer your 0001 number plate to a different vehicle, subject to the regulations of the transport authority.

  6. Can any vehicle owner get a 0001 number plate?

    Yes, any vehicle owner can apply for a 0001 number plate, provided they participate in the bidding process and pay the associated costs.

  7. How much time does it take to register the 0001 number plate?

    The registration process for a 0001 number plate typically takes a few days, depending on the completion of the e-auction and payment procedures.

  8. What is a VIP number plate?

    A VIP number plate is a unique and exclusive vehicle registration number that signifies prestige and status.

  9. Is 0001 a super elite number plate?

    Yes, the 0001 number plate is considered a super elite number plate due to its high demand and exclusivity.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.

Motor Insurance

10 Fastest Cars in India You Should Know About

For the car enthusiast in India, the need for speed is never satisfied. Be it on the highways or through jammed city roads, a high-speed car in India speaks not only of performance but also a symbol of prestige and luxury.

Here is a list of the top 10 fastest cars in India, along with their specifications and prices, and how they combine to give a thrilling experience.

1. Lamborghini Aventador SVJ

Specifications:

  • Top Speed: 350 km/h

  • Engine:5-litre V12

  • Horsepower: 770 bhp

  • Acceleration: 0-100 km/h in 2.8 seconds

  • Price: ₹6.25 crore (ex-showroom)

Lamborghini Aventador SVJ leads the pack in fast cars across India. The addition of an efficient, powerful V12 engine with an aerodynamic design makes it a breathtaking ride with precise control both on the race track and on the open road.

2. Ferrari 812 Superfast

Specifications:

  • Top Speed: 340 km/h

  • Engine:5-litre V12

  • Horsepower: 789 bhp

  • Acceleration: 0-100 km/h in 2.9 seconds

  • Price: ₹5.20 crore (ex-showroom)

The name says it all, "Superfast." You can see that Ferrari has left no stone unturned with this model. Among the top 10 fastest cars in India, the Ferrari 812 Superfast stands high with its fast speed, advanced handling, and comfort; all in one piece, suitable for both the speed enthusiasts and long-distance cruisers.

3. Porsche 911 Turbo S

Specifications:

  • Top Speed: 330 km/h

  • Engine:8-litre twin-turbocharged flat-six

  • Horsepower: 641 bhp

  • Acceleration: 0-100 km/h in 2.7 seconds

  • Price: ₹3.08 crore (ex-showroom)

Let's face it, the Porsche 911 Turbo S is undoubtedly one of the most admired vehicles in the high-performance automotive community due to its unique blend of sophistication and speed. Whether driving on a racecourse or city streets, this model provides the most amazing driving experience.

4. McLaren 720S

Specifications:

  • Top Speed: 341 km/h

  • Engine:0-litre twin-turbo V8

  • Horsepower: 710 bhp

  • Acceleration: 0-100 km/h in 2.9 seconds

  • Price: ₹2.51 crore (ex-showroom)

The McLaren 720S is the epitome of performance and aesthetic elegance. Not only among the fastest cars in the world, the car comes with cutting-edge aerodynamics that can help it achieve top speed with ease. A worthy contender in the race for the fastest cars in India.

5. Aston Martin DBS Superleggera

Specifications:

  • Top Speed: 340 km/h

  • Engine:2-litre twin-turbo V12

  • Horsepower: 715 bhp

  • Acceleration: 0-100 km/h in 3.4 seconds

  • Price: ₹5 crore (ex-showroom)

The Aston Martin DBS Superleggera is the perfect example of a high-speed car in India that blends strength and elegance. It combines luxury with exhilarating driving by fusing great acceleration with traditional styling.

6. Bentley Continental GT Speed

Specifications:

  • Top Speed: 335 km/h

  • Engine:0-litre twin-turbo W12

  • Horsepower: 650 bhp

  • Acceleration: 0-100 km/h in 3.5 seconds

  • Price: ₹3.57 crore (ex-showroom)

The Bentley Continental GT Speed guarantees that its passengers arrive quickly and in style. With its luxurious interiors and unadulterated power, it's the ideal fusion of luxury and performance.

7. Audi R8 V10 Plus

Specifications:

  • Top Speed: 330 km/h

  • Engine:2-litre naturally aspirated V10

  • Horsepower: 610 bhp

  • Acceleration: 0-100 km/h in 3.2 seconds

  • Price: ₹2.72 crore (ex-showroom)

The R8 V10 Plus is a possible supercar with exceptional performance for those who enjoy having fun but don't want to sacrifice comfort when driving daily.

8. Maserati GranTurismo MC Stradale

Specifications:

  • Top Speed: 303 km/h

  • Engine:7-litre V8

  • Horsepower: 460 bhp

  • Acceleration: 0-100 km/h in 4.5 seconds

  • Price: ₹2.25 crore (ex-showroom)

Although it may not be ranked highest on the list, Maserati GranTurismo MC Stradale is renowned for its Italian craftsmanship. An elegant and fast automobile in India that seamlessly blends style and speed.

9. BMW M8 Competition

Specifications:

  • Top Speed: 305 km/h

  • Engine:4-litre twin-turbo V8

  • Horsepower: 617 bhp

  • Acceleration: 0-100 km/h in 3.2 seconds

  • Price: ₹2.15 crore (ex-showroom)

The car returns with precision engineering, sporty looks, and performance at par with most of the top-tier cars featured on the list. Predominantly known for its aggressive acceleration and sleek design, the car has held a top-notch place among India's high speed cars.

10. Mercedes-AMG GT R

Specifications:

  • Top Speed:6 mph

  • Engine:0-litre twin-turbo V8

  • Horsepower: 577 bhp

  • Acceleration: 0-100 km/h in 3.6 seconds

  • Price: ₹2.48 crore (ex-showroom)

The highly aerodynamic body along with the unparalleled performance capability of the Mercedes-AMG GT R is indeed a dream come true for any speed enthusiast, combined with the AMG know-how of racing. This will be the perfect car for those people who look for a combination of luxury with first-class performance.

SBI Car Insurance to Protect Your High-Speed Investment

Owning a supercar is an exciting feeling, but there is an increased obligation to protect the investment. There are several risks involved with speeding, thus it becomes crucial to get comprehensive car insurance that covers all liabilities, damages, and thefts. However, getting third-party car insurance is mandatory.

To ensure that your ultimate luxury vehicle is well-protected on Indian roads, you can consider SBI General Insurance. SBI is a trustworthy brand that is focused on customer satisfaction. They offer low-rate premiums, an easy and quick claim process, and security for your car.

Conclusion

Each of these vehicles represents a unique combination of speed and driving pleasure. But, more speed means more responsibility. You must get suitable car insurance to safeguard your priceless assets.

SBI General Insurance is one of the best options available for comprehensive car insurance policies. SBI General Insurance offers a range of car insurance plans tailored to meet your needs.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.

Motor Insurance

5 Drawbacks of Buying Insurance from Your Car Dealer

Introduction

When purchasing a new car, it's common to be presented with various add-ons, including insurance options, straight from the dealer. While convenient, it's essential to delve deeper into the implications of these choices. In this article, we'll talk about why getting insurance straight from the dealership might not be the best idea. We'll explain how it could affect what you're covered for and your money.

5 Major Drawbacks of Dealer-Provided Insurance

When considering insurance options, it's crucial to weigh the pros and cons carefully. Purchasing insurance directly from your car dealer may seem convenient, but it's essential to understand its potential drawbacks. Let's delve into five major drawbacks of opting for dealer-provided insurance:

  1. No Policy Comparison:
  2. When you buy insurance from your car dealer, you might miss out on the opportunity to compare policies from different insurance providers. This lack of comparison could result in you settling for a policy that doesn't offer the best coverage or value for your specific needs. Without exploring alternative options, you might overlook better deals or more comprehensive coverage available elsewhere.

  3. Rigidity:
  4. Dealer-provided insurance policies may come with limited flexibility. Since these policies are often bundled with the purchase of the vehicle, you may have less freedom to customize your coverage according to your requirements. This rigidity could mean being locked into terms and conditions that aren't tailored to your preferences or lifestyle changes.

  5. Fixed Cover:
  6. The insurance offered by car dealerships typically provides fixed coverage levels without much room for adjustment. This one-size-fits-all approach might not adequately address your unique risk factors or financial circumstances. Consequently, you could end up with either insufficient coverage, leaving you vulnerable to potential losses, or paying for coverage you don't actually need.

  7. Specific Add-ons:
  8. Dealer-provided insurance often comes with a limited selection of add-on coverage options. While these add-ons may seem comprehensive at first glance, they might not encompass all the protections you desire. You might find yourself needing additional coverage that isn't available through the dealership, leading to extra expenses or gaps in your insurance protection.

  9. Missing Digital-first Insurance:
  10. In today's digital age, many insurance companies offer streamlined, digital-first experiences that prioritize convenience and accessibility. However, dealer-provided insurance may lag behind in this aspect, lacking the user-friendly digital interfaces and online services that modern consumers expect. This absence of digital capabilities could make managing your policy more cumbersome and time-consuming.

Conclusion

Remember, while dealer-provided insurance might seem convenient when buying a new vehicle, it's important to consider the bigger picture. Exploring other insurance options can offer tailored coverage, flexibility, and potential cost savings over time. With SBI General Insurance, you can find personalized solutions like Private Car Insurance and Two-Wheeler Insurance, ensuring your coverage matches your needs perfectly. So, take the time to research and compare for the best protection.

FAQ’s
  1. What alternatives exist for obtaining car insurance outside of the dealership?
  2. Alternative options for car insurance include contacting insurance companies directly, using insurance comparison websites, or consulting with independent insurance agents. These avenues offer a wide range of policies to choose from, allowing consumers to compare coverage, premiums, and benefits to find the best fit for their needs and budget.

  3. What risks might consumers face when relying solely on insurance offered by car dealerships?
  4. Consumers relying solely on dealership-provided insurance may face limited coverage options, potentially higher premiums, and less flexibility in policy customization. Additionally, they might miss out on cost-saving opportunities available through other insurance providers.

  5. Are there any legal or regulatory concerns associated with insurance sales by car dealers?
  6. There are legal and regulatory concerns regarding insurance sales by car dealers, particularly related to transparency, fair pricing, and potential conflicts of interest. Regulations vary by jurisdiction, but consumers should be aware of their rights and protections under local insurance and consumer protection laws.

  7. How can consumers ensure they are making the best decision regarding car insurance without involving the dealership?
  8. To make the best decision regarding car insurance without dealership involvement, consumers should research and compare insurance policies from multiple providers. They can utilize online resources, seek recommendations from trusted sources, and consult with independent insurance agents for personalized advice. It's also essential to review policy details carefully and consider factors such as coverage limits, deductibles, and customer service quality before making a decision.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.

Motor Insurance

5 Upcoming Hybrid Cars in India in 2024

The upcoming arrival of a new generation of best hybrid vehicles in 2024 is expected to bring a massive revolution in the Indian automobile sector. This fascinating discovery points to a significant change in the path of more sustainable transportation in India. Hybrid cars in India combine the dependability and range of gasoline engines with the power and efficiency of electric motors to give the best of both worlds. This translates into significant driver advantages, including cheaper fuel prices, less pollution, and a more enjoyable driving experience.

If you're considering a new hybrid car in 2024, buckle up! Here's a sneak peek at some of the best hybrid vehicles:

An Overview of Electric Hybrid Cars in India for 2024

The Indian car market constantly buzzes with new releases, offering something for every driver. While the Grand Vitara Hybrid, Honda City Hybrid, and Toyota Urban Cruiser Hyryder are leading the hybrid pack, prepare for an exciting shift! Buckle up and explore the best hybrid cars hitting the road in 2024.

  1. Maruti Swift Hybrid

    The iconic Maruti Suzuki Swift is getting a hybrid makeover and is expected to hit showrooms by September 2024. This eco-friendly upgrade promises the same sporty design you love but with a significant boost in fuel efficiency and reduced emissions. Priced around Rs. 10 lakh (subject to change upon launch), the Swift Hybrid packs a punch under the hood. It boasts an 1197 cc engine that generates a healthy 118 Nm torque. This power comes from a clever combination of a 1.2-liter petrol engine churning out 91PS and an electric motor kicking in with an additional 13.5PS and 30 Nm. The Swift Hybrid also caters to your comfort, featuring cruise control for effortless highway cruising and ventilated front seats, a new hybrid car in India for battling the hot weather.

  2. Toyota Innova Hycross

    The highly anticipated Toyota Innova Hycross is poised to revolutionize the MPV segment in India, with its arrival expected in late 2024. This innovative vehicle seamlessly blends the practicality and spaciousness of a traditional MPV with hybrid technology's fuel efficiency and eco-friendliness. Unlike its predecessor, the Innova Crysta, the Innova Hycross embraces a more muscular and SUV-inspired design. This aesthetic shift hints at its potential for tackling even light off-road adventures while maintaining its core functionality as a comfortable people carrier. A powerful 2.0-liter gasoline engine and a state-of-the-art fifth-generation self-charging hybrid electric system are the two powertrain options available for the Innova Hycross. The CVT transmission that comes with both options allows for seamless gear changes. However, the Innova Hycross places equal emphasis on comfort and convenience as it does on efficiency and might become one of the best hybrid cars hitting in 2024.

  3. Toyota Fortuner Hybrid

    The mighty Toyota Fortuner is getting an electric hybrid car upgrade that is expected to launch in late 2024. This implies that you may overcome any obstacle while being environmentally conscious. Although the official pricing is unknown, we know it will cost a little more than a typical Fortuner. The good news is that you'll benefit from an impressive 5% increase in fuel efficiency, which means you'll get more miles out of each tank! Power is another area where the Fortuner Hybrid won't cut corners. It will provide you with all the power you need to tackle any off-road obstacle with its 6-speed gearbox for seamless gear changes and 48V battery to support the engine. A 360-degree camera has also been added, making moving around in confined spaces easier. Prepare to feel the thrill of adventure and a hint of environmental awareness when driving the Toyota Fortuner Hybrid.

  4. Nissan X-Trail

    The Nissan X-Trail is making a grand comeback to the Indian market in 2024; this time, it's bringing a hybrid twist! Expected to launch sometime this year and priced around Rs. 40 lakh, the X-Trail Hybrid offers a compelling option for families seeking a spacious, comfortable, eco-friendly SUV. Under the hood lies a combination of a 1.5-liter naturally aspirated petrol engine and an electric motor, working together to deliver an impressive 204 bhp of power and 330 Nm of torque. This results in a responsive and seamless driving experience ideal for cruising on highways or negotiating city streets. For those long drives, the X-Trail offers traffic sign recognition, reducing the stress of deciphering road signs. Plus, heated front seats and dual-zone climate control ensure a pleasant journey for everyone in the car.

  5. Renault Duster Hybrid The popular Renault Duster is getting an electric hybrid car makeover in 2024, making it a more attractive option for budget-minded drivers seeking an eco-friendly ride. Although the precise release date is still pending, we anticipate seeing it in stores later this year. Renault has two hybrid alternatives: a mild-hybrid model with a smaller 1.2-liter petrol engine linked with a 48V electric motor and a full hybrid with a 1.6-liter petrol engine combined with an electric motor. While the mild hybrid strikes a balance between performance and cost, the full hybrid offers a more noticeable increase in fuel efficiency. Although specifics remain unknown, we may anticipate a sleek and contemporary design matching the car's capabilities.

Conclusion

With these exciting new hybrid cars on the horizon, 2024 is shaping up to be a significant year for the Indian car market. Electric hybrid cars offer a practical solution for those seeking to reduce their environmental impact without compromising on performance or practicality. As technology advances and infrastructure improves, we can expect the best hybrid vehicles to join the Indian market in the coming years. Along with these advancements, it's essential to consider the importance of car insurance, including third-party car insurance, to protect your investment. So, buckle up, India – the future of mobility is arriving, and it's looking remarkably green.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.