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Group Health Insurance Policy

  • Wide Coverage
  • Nursing Expenses
  • No Medical Check-Up up to 65 years
  • Tax Exemption: Sec 80D

Benefits of Group Health
Insurance

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No Medical Check-Up

No Medical Check-Up

No pre-policy medical test is required up to the age of 65 years for people with no medical history.
Multiple Coverage Options

Multiple Coverage Options

You can choose between Individual and Family Floater Plan as per your needs and requirements.
Tax Exemptions

Tax Exemptions

Premium exempt under section 80D of the Income Tax Act.
Wide Coverage

Wide Coverage

The coverage of this policy ranges from Rs. 1,00,000 to Rs. 5,00,000. Individuals can opt for a sum insured as per their preference.
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Why Sbi General Insurance
Why Group Health Insurance?

A Secured Family is a Happy Family!

As a part of SBI General's Group Health Insurance Policy (for individuals & family), you can pay for medical expenses, thereby ensuring that you can afford best quality of healthcare for yourself & your family.

Who Can Buy This Policy?
SBI General’s Group Health Insurance Policy can be bought by any permanent Indian resident aged between 18 years and 65 years & having a bank account with SBI.

What is Covered & Not Covered Under Group Health Insurance?

Take a look at the various features and benefits of the Group Health Insurance offered by SBI General Insurance

      • No medical check-up if you don’t have any medical history: Up to 65 years
      • Multiple coverages: Individual, Family Floater
      • Tax exemption: Under Sec 80D .
      • Wide coverage: Rs. 1,00,000 to Rs. 5,00,000
      • Room, board & nursing charges
      • Medical practitioner and specialists fees
      • Day care expenses
      • Domiciliary hospitalisation
      • Pre-and-post hospitalisation expenses for 30 and 60 days respectively
      • Treatment of illnesses such as ulcers, tonsillectomy, hernia, cataract, sinusitis, adenoidectomy, chronic renal failure during the first year of operation of the policy
      • Treatment taken outside India
      • Outpatient treatment
      • Stay in a hospital without undertaking any active regular treatment by the medical practitioner t
      • Hazardous or adventure sports
      • Rest cure, rehabilitation and respite care

      Important Note: The above information is indicative in nature, for more details on complete coverage, exclusions, and terms & conditions, please refer to the policy wordings.

       

Highlights

Key Feature

    • No medical check-up if you don’t have any medical history: Up to 65 years
    • Multiple coverages: Individual, Family Floater
    • Tax exemption: Under Sec 80D .
    • Wide coverage: Rs. 1,00,000 to Rs. 5,00,000

What's Covered

    • Room, board & nursing charges
    • Medical practitioner and specialists fees
    • Day care expenses
    • Domiciliary hospitalisation
    • Pre-and-post hospitalisation expenses for 30 and 60 days respectively

What's not Covered

    • Treatment of illnesses such as ulcers, tonsillectomy, hernia, cataract, sinusitis, adenoidectomy, chronic renal failure during the first year of operation of the policy
    • Treatment taken outside India
    • Outpatient treatment
    • Stay in a hospital without undertaking any active regular treatment by the medical practitioner t
    • Hazardous or adventure sports
    • Rest cure, rehabilitation and respite care

    Important Note: The above information is indicative in nature, for more details on complete coverage, exclusions, and terms & conditions, please refer to the policy wordings.

     

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FAQs about Group Health Insurance

Here are the commonly asked questions about Group Health Insurance Policy

Savings bank account holder and individual current account holder of SBI, who is a resident of India can buy this policy.

Policy covers medical expenses related to hospitalization such as Room, Boarding & Nursing Expenses, Medical Practitioners fees, Expenses on Drugs and Medicines consumed during hospitalization period, Ambulance charges, Day care charges and Pre and Post Hospitalization Medical Expenses.

Sum Insured options available under the policy range from Rs. 1,00,000 to Rs. 5,00,000 in multiples of 1,00,00.

Period of insurance is 12 months from the date of debit of the premium amount from the account by the bank.

Yes, any SBI account holder having SBI Group Health Policy can also take SBI General Retail Health policy and vice versa.

Product UIN

SBIHLGP21330V022021

DISCLAIMER:

The above information is indicative in nature, for more details on complete coverage and terms & conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
Number of network hospitals would differ based on the TPA servicing your policy.
*T&C Apply.

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