Secure Your Road Trip
With A Comprehensive
Car Insurance Policy

What is Covered in Comprehensive Car Insurance Policy?

SBI General’s Private Car Insurance Policy - Package offers coverage in the following scenarios:

• Damage induced because of man-made calamities such as fire, theft, burglary, terrorist activity, or any malicious act. Damage caused to the car because of natural calamities such as flood, earthquake, fire, cyclone, landslide, hailstorm, rockslide, etc.
• Damage to the car because of internal elements like fire, self-ignition.
• Damage prompted at some stage in transit through rail, road, airways, waterways, elevators, or lift.
• Coverage in case of loss or any harm to the third-party. It covers the loss of belongings, any physical damage, or loss of life of the third-party.
• The Comprehensive Car Insurance gives personal accident cover of Rs. 15 lakh for the owner of the car while driving, subject to that the owner has a legitimate valid license.

What is Not Covered in the Comprehensive Car Insurance?

Some of the common exclusions of the Private Car Insurance Policy - Package by SBI General are mentioned below:

• Normal wear and tear of the car because of ageing.
• Consequential loss or depreciation Loss or harm to car accessories.
• Electrical or mechanical breakdown.
• Use of vehicle aside from the desired purpose.
• Driving the insured car without a valid driving license.
• Loss or harm because of nuclear assault or war.
• Damage or loss at the same time as using the car under the effect of alcohol and drugs.