Hyundai's lineup includes everything from everyday hatchbacks to premium SUVs and electric cars. The table below highlights some of its popular models and the type of driving they're best suited for.

Hyundai owners can choose from different car insurance plans based on the level of coverage they need. Here are the three main options:

Third-Party Car Insurance

Third-party insurance is the minimum insurance cover required by law. It covers legal liability for injury or death of a third party, or damage to third-party property.

Comprehensive Car Insurance

A comprehensive policy covers third-party liabilities as well as damage to your own Hyundai car caused by accidents, theft, fire, and certain natural or man-made events, subject to the policy terms. You can also opt for add-ons* at an additional premium.

Standalone Own Damage Car Insurance

This policy covers damage to your Hyundai car but does not include third-party liability. It is suitable if you already have a valid third-party car insurance policy and want additional protection for your vehicle.

The coverage under Hyundai insurance depends on the selected policy and applicable policy wording. Typically, comprehensive policies may provide coverage for:

• Damage to Your Vehicle – Standalone and comprehensive insurance plans helps cover repair costs if your car is damaged due to an accident. This provision is subject to the policy terms and of the specific motor insurance the vehicle is covered under.
• Personal Accident Cover – Offers financial protection in the event of accidental death or permanent disability. Coverage may also be extended to passengers, depending on the policy terms and conditions of the motor insurance the car is covered by.
• Third-Party Liability – Covers your legal liability if your vehicle causes injury, death, or property damage to a third party. As per motor law, third-party motor insurance is mandatory for every vehicle in India but every policy type might not cover third-part liability, please check the policy wording before proceeding.
• Natural Calamities – Provides coverage for damage caused by events such as floods, cyclones, earthquakes, storms, and other natural disasters.
• Man-Made Incidents – Helps cover losses arising from incidents such as riots, vandalism, strikes, or malicious acts, as specified in the policy.
• Theft or Total Loss – Helps protect you financially if your insured vehicle is stolen or suffers a total loss, as per the policy terms.

Note: Mentioned above is a non-exhaustive list. Not all points are applicable to every motor insurance policy. Please read the policy wordings carefully to know exact coverage offered by the motor insurance plan.

Hyundai car insurance is subject to certain exclusions. Some common exclusions include:

• Damage Caused by an Unauthorised Driver – Claims may not be accepted if the vehicle was being driven by someone not authorised under the policy.
• Driving Without a Valid Driving Licence – Losses occurring while the vehicle is driven by someone without a valid driving licence are generally not covered.
• Driving Under the Influence of Alcohol or Drugs – Claims arising from accidents caused while driving under the influence are typically excluded.
• Normal Wear and Tear – Regular wear and tear, depreciation, and mechanical or electrical breakdowns are not covered under a standard motor insurance policy.
• Use Outside the Policy Terms – Claims may not be covered if the vehicle is used for purposes not permitted under the policy, such as using a private car for commercial purposes.

Note: The exact exclusions vary depending on the policy and should be verified in the applicable policy wording. Reviewing exclusions before purchasing insurance for Hyundai car is important.

You can customise your Hyundai car insurance policy with optional add-ons* based on your requirements.

• Depreciation Reimbursement: Covers depreciation on replaced parts during repairs.
• Protection of NCB: Helps retain ‘No Claim Bonus’ after an eligible claim.
• Return to Invoice: Covers the financial gap between the claim amount and the original invoice value in case of theft or total loss of the vehicle.
• Key Replacement: Covers the cost of replacing lost or damaged car keys.
• Inconvenience Allowance: Offers a daily cash benefit while your car is under repair.
• Loss of Personal Belongings: Covers personal belongings lost or damaged inside the car.
• Basic Roadside Assistance: Includes towing, battery jump-start, flat tyre assistance, and minor repairs.
• Additional Roadside Assistance: Provides extended roadside support and emergency assistance.
• Engine Guard: Covers engine damage caused by water ingress or oil leakage.
• Cover for Consumables: Covers the cost of consumables used during claim-related repairs.
• EMI Protector: Pays your car loan EMIs for a specified period if your vehicle is under repair after an insured accident.
• Enhanced Personal Accident Cover: Offers higher accident cover for the owner-driver, passengers, and paid driver.

Note: Mentioned above is a non-exhaustive list for add-ons*. Not all points are applicable to every motor insurance policy. Please read the policy wordings carefully to know exact coverage offered by the motor insurance plan.

The premium payable for Hyundai car insurance in India depends on several factors that influence the insurer's assessment of risk.

Impact of Vehicle Model, Age, Location, and IDV on Premium

The Hyundai model, vehicle age, registration location, and Insured Declared Value (IDV) play an important role in premium calculation. The premium may therefore vary between Hyundai vehicles based on these factors and the coverage selected.

No Claim Bonus (NCB) and Add-ons*

A No Claim Bonus (NCB) is a discount on the own-damage premium that may be available at renewal for claim-free policy periods, subject to applicable terms. On the other hand, selecting additional covers such as ‘zero depreciation’ or ‘engine protection' may increase the premium while enhancing the overall scope of protection.

Purchasing Hyundai car insurance online via SBI General Insurance is a simple and convenient process. Here are the steps:

1. Enter Your Details: Visit the SBI General Insurance website or mobile app and provide your vehicle and personal details to get a quote.
2. Choose Your Coverage: Select the type of motor insurance plan and add any optional add-ons* based on your requirements.
3. Review and Pay: Verify the policy details, complete the online payment, and receive your policy document digitally.

Timely Hyundai car insurance renewal helps maintain continuity of coverage. The process for Hyundai car policy renewal typically involves:

1. Log In: Open the SBI General Insurance mobile app or website and sign in using your registered mobile number.
2. Select Your Policy: Go to the renewal section and choose the policy you wish to renew.
3. Review Your Details: Update your contact information or vehicle details, if required, and review your coverage.
4. Make the Payment: Complete the payment online and receive your renewed policy instantly via email.

The claim process under Hyundai insurance generally includes:

1. Register the Claim: Intimate the insurer through their website, mobile app, or customer support.
2. Provide the Required Details: Share your policy number and details of the incident.
3. Submit Documents: Upload or submit the required documents for claim assessment.
4. Vehicle Inspection: If applicable, the vehicle will be inspected by the surveyor.
5. Repair and Settlement: Once the claim is approved, repairs can be carried out. For cashless claims, the settlement is made directly with the network garage, subject to the policy terms and conditions.

SBI General Insurance offers Hyundai car insurance with flexible coverage options designed to suit different driving needs. Along with a convenient online purchase and renewal process, you also get access to a smooth claims process, 24x7 customer support and 8,700+ network garages across India.

Whether you're buying a new Hyundai insurance policy, renewing an existing one, or opting for add-ons* to enhance your coverage, SBI General Insurance makes it easy to manage your policy while helping keep your Hyundai protected.

A suitable Hyundai car insurance policy can provide financial protection against covered risks while helping you meet mandatory third-party insurance requirements. Before choosing a policy, review the coverage, exclusions, applicable add-ons* and premium. Timely renewal also helps maintain continuity of coverage.