Popular Hyundai Car Models

Types of Car Insurance Plans for Hyundai Car

Third-Party Car Insurance

Comprehensive Car Insurance

Standalone Own Damage Car Insurance

What's Covered in Hyundai Car Insurance? (Inclusions)

• Damage to Your Vehicle – Standalone and comprehensive insurance plans helps cover repair costs if your car is damaged due to an accident. This provision is subject to the policy terms and of the specific motor insurance the vehicle is covered under.
• Personal Accident Cover – Offers financial protection in the event of accidental death or permanent disability. Coverage may also be extended to passengers, depending on the policy terms and conditions of the motor insurance the car is covered by.
• Third-Party Liability – Covers your legal liability if your vehicle causes injury, death, or property damage to a third party. As per motor law, third-party motor insurance is mandatory for every vehicle in India but every policy type might not cover third-part liability, please check the policy wording before proceeding.
• Natural Calamities – Provides coverage for damage caused by events such as floods, cyclones, earthquakes, storms, and other natural disasters.
• Man-Made Incidents – Helps cover losses arising from incidents such as riots, vandalism, strikes, or malicious acts, as specified in the policy.
• Theft or Total Loss – Helps protect you financially if your insured vehicle is stolen or suffers a total loss, as per the policy terms.

What's Not Covered in Hyundai Car Insurance? (Exclusions)

• Damage Caused by an Unauthorised Driver – Claims may not be accepted if the vehicle was being driven by someone not authorised under the policy.
• Driving Without a Valid Driving Licence – Losses occurring while the vehicle is driven by someone without a valid driving licence are generally not covered.
• Driving Under the Influence of Alcohol or Drugs – Claims arising from accidents caused while driving under the influence are typically excluded.
• Normal Wear and Tear – Regular wear and tear, depreciation, and mechanical or electrical breakdowns are not covered under a standard motor insurance policy.
• Use Outside the Policy Terms – Claims may not be covered if the vehicle is used for purposes not permitted under the policy, such as using a private car for commercial purposes.

Add-ons* for Hyundai Car Insurance

• Depreciation Reimbursement: Covers depreciation on replaced parts during repairs.
• Protection of NCB: Helps retain ‘No Claim Bonus’ after an eligible claim.
• Return to Invoice: Covers the financial gap between the claim amount and the original invoice value in case of theft or total loss of the vehicle.
• Key Replacement: Covers the cost of replacing lost or damaged car keys.
• Inconvenience Allowance: Offers a daily cash benefit while your car is under repair.
• Loss of Personal Belongings: Covers personal belongings lost or damaged inside the car.
• Basic Roadside Assistance: Includes towing, battery jump-start, flat tyre assistance, and minor repairs.
• Additional Roadside Assistance: Provides extended roadside support and emergency assistance.
• Engine Guard: Covers engine damage caused by water ingress or oil leakage.
• Cover for Consumables: Covers the cost of consumables used during claim-related repairs.
• EMI Protector: Pays your car loan EMIs for a specified period if your vehicle is under repair after an insured accident.
• Enhanced Personal Accident Cover: Offers higher accident cover for the owner-driver, passengers, and paid driver.

Factors Affecting Hyundai Car Insurance Price

Impact of Vehicle Model, Age, Location, and IDV on Premium

No Claim Bonus (NCB) and Add-ons*

How to Buy Hyundai Car Insurance Online Through SBI General Insurance?

1. Enter Your Details: Visit the SBI General Insurance website or mobile app and provide your vehicle and personal details to get a quote.
2. Choose Your Coverage: Select the type of motor insurance plan and add any optional add-ons* based on your requirements.
3. Review and Pay: Verify the policy details, complete the online payment, and receive your policy document digitally.

How to Renew Hyundai Car Insurance Online?

1. Log In: Open the SBI General Insurance mobile app or website and sign in using your registered mobile number.
2. Select Your Policy: Go to the renewal section and choose the policy you wish to renew.
3. Review Your Details: Update your contact information or vehicle details, if required, and review your coverage.
4. Make the Payment: Complete the payment online and receive your renewed policy instantly via email.

Claim Procedure for Hyundai Car Insurance

1. Register the Claim: Intimate the insurer through their website, mobile app, or customer support.
2. Provide the Required Details: Share your policy number and details of the incident.
3. Submit Documents: Upload or submit the required documents for claim assessment.
4. Vehicle Inspection: If applicable, the vehicle will be inspected by the surveyor.
5. Repair and Settlement: Once the claim is approved, repairs can be carried out. For cashless claims, the settlement is made directly with the network garage, subject to the policy terms and conditions.

Why Choose SBI General Insurance for Your Hyundai Car?

Conclusion