Honda Bike Insurance

A Honda bike represents unmatched performance, style, and reliability, but ensuring it’s fully protected is just as essential. From accidental damage to theft and natural disasters, Honda bike insurance covers a range of risks, providing peace of mind. With the convenience of buying and renewing insurance online, staying covered is easier than ever, allowing you to focus on enjoying the ri Read More...

Honda Bike Insurance

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Customers Served:
14Cr+
Network Garages:
8,700+
Locations:
140+

Popular Models of Honda Two-Wheelers & Their Prices

Honda has been producing some of the most trending, yet affordable bikes in the Indian market. A few of its leading models are listed below:

Model	Price Range (INR)	Type
Honda Shine 100	₹64,900	Commuter
Honda Activa 6G	₹76,684 - ₹82,734	Scooter
Honda SP 125	₹86,474 - ₹90,467	Commuter
Honda Unicorn 160	₹1.06 - ₹1.1 Lakh	Commuter
Honda Hornet 2.0	₹1.39 Lakh	Sports
Honda CB350	₹2 - ₹2.18 Lakh	Cruiser
Honda Hness CB350	₹2.10 - ₹2.16 Lakh	Cruiser
Honda Gold Wing	₹39.16 Lakh	Tourer
Honda CRF1100L Africa Twin	₹15.96 - ₹17.56 Lakh	Adventure
Honda XL750 Transalp	₹11 Lakh	Adventure

Key Highlights:

The most affordable model is the Honda Shine 100, priced at ₹64,900, making it accessible for budget-conscious buyers.
The most expensive model is the Honda Gold Wing, with a price tag of ₹39.16 Lakh, known for its luxury features and performance.
Popular commuter bikes include the Honda SP 125 and Honda Unicorn, both offering a balance of performance and efficiency.

These prices are indicative and may vary based on location and dealer offers. In common with all the other bikes, these models also require Honda's two-wheeler insurance to keep you safe financially from unforeseen damages and liabilities.

Inclusions of Honda Bike Insurance

Your Honda bike insurance policy offers comprehensive coverage to see you and your vehicle through some of the most varying situations. Here is what it includes in the policy:

Accidental Damage: Covers any damages to your bike due to accidents, collision, or external impact.
Theft: In case of theft, which results in loss of your Honda bike, the insurance compensates for your loss.
Fire: Covers any loss or damage caused by fire, explosions, or self-ignition.
Natural Calamities: Covers damage caused by floods, earthquakes, cyclones, or storms.
Third-Party Liability: Covers any legal liability in case of an accident causing injury or damage to property belonging to a third party.
Personal Accident Cover: This covers the rider against accidental death or disability.

Having these inclusions indicates comprehensive protection with your two wheeler insurance for your Honda bike and will cover it in most unfortunate situations.

Exclusions of Honda Bike Insurance

Although Honda bike insurance offers a wide scope of coverage, there are certain exclusions it does not cover. Some of those are:

Wear and Tear: Normal wear and tear or depreciation of the bike is not covered.
Mechanical or Electrical Failure: Breakdowns due to internal malfunctions are not covered.
Riding Without a License: Damages or claims are not covered if the rider does not have a valid driving license.
Use While Under Intoxication: The cover does not apply when riding under the influence of drugs or alcohol causes loss or damage.
Non-Accidental Loss: Negligent actions, such as leaving the bike unlocked, are not covered.

Disclaimer: The above list of inclusions & exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to the policy wordings.

Honda Bike Insurance: Add-On Covers

You can extend your Honda bike insurance with the following add-ons for extra protection:

Zero Depreciation Cover: Covers the full claim amount without deductions for depreciation on parts.
Roadside Assistance: Provides services such as towing, fuel delivery, and repair assistance if stranded roadside.
Engine Protect Cover: Covers damage to the bike's engine caused by oil leakage or water ingress.
Consumables Cover: Reimburses the cost of consumable items like nuts, bolts, and lubricants.
Invoice Return: Pays the value of the invoice in case of total loss or theft.

These add-ons offer additional layers of protection to keep you financially secure in almost any situation.

Reasons to Buy Honda Bike Insurance

Not insuring your Honda motorbike can lead to financial losses, legal issues, and safety risks. Here are key reasons to seek Honda bike insurance:

Third-Party Two-Wheeler Insurance: It is compulsory under the Motor Vehicles Act, and a fine will be levied if one fails to comply.
Financial Security: It covers overwhelming costs in case of accidents, natural calamities, or theft.
Peace of Mind: With appropriate insurance, you can ride without worries, knowing your bike is covered.
Convenience: Buying or renewing Honda's two-wheeler insurance online is hassle-free, saving you time.

How to Buy Honda Bike Insurance Online?

Buying Honda bike insurance online is quick and easy:

Provide Details: Visit the SBI General Insurance official website and search for two-wheeler insurance. Provide your Honda bike's registration number, model, and make.
Coverage Selection: Choose either comprehensive or third-party insurance as needed. A policy quote will be generated based on the details you provide.
Pay and Download the Policy: Pay the premium online through net banking, credit card, or UPI. The policy document will be sent directly to your email as soon as the payment is processed.

How to Renew Honda Bike Insurance?

Renewing your Honda bike insurance is a straightforward process. Just follow these steps:

Download the Mobile App: Install the SBI General Insurance app from the Play Store or App Store and log in using your mobile number.
Select the Renewal Option: Find your Honda bike policy under the service tab, and review the coverage and available add-ons.
Update Your Information: Make any necessary changes, such as your address or modifications to your bike.
Review and Make Payment: Check the renewal premium, apply any eligible discounts, and complete your payment to receive your updated policy via email.

How to Raise a Honda Bike Insurance Claim Online?

SBI General Insurance makes it easy and hassle-free to file an insurance claim for your Honda bike. Follow these steps to submit your claim:

Download the SBI General App or visit the official website.
Register Your Claim: Provide all the required details to notify us about the incident.
Submit Required Documents: Upload the necessary paperwork for the survey and inspection process.
Approval for Repairs: We will evaluate and approve the necessary repairs.
Vehicle Delivery: Once repairs are completed, we will settle the repair costs directly with your Honda bike's network garage.

Why Choose SBI Honda Bike Insurance?

SBI General Insurance is a dependable choice for Honda bike owners. Here’s why:

Comprehensive Coverage: SBI General Insurance offers overall protection for Honda bikes, covering risks such as accidents, theft, and natural disasters, so you can ride with confidence.
Smooth Claims Process: With a hassle-free and quick claims process, SBI General Insurance ensures minimal downtime, allowing you to get back on the road without delay.
Affordable Premium Options: SBI General Insurance provides competitive premium rates, making insurance more budget-friendly for Honda bike owners.
Tailored Add-Ons: Customizable options like roadside assistance, personal accident cover, and zero depreciation allow you to personalize your policy as per your needs.

Key Features of Honda Bikes

➔Dual Clutch Transmission (DCT): Available in models like the Gold Wing, DCT provides seamless gear shifting for added riding comfort.

➔Anti-lock Braking System (ABS): ABS is standard on most models, enhancing safety by preventing wheel lock-up.

➔Adjustable Comfort Features: Rider-focused design with customizable seats and handlebars for long-distance comfort.

➔Digital Instrumentation: Comprehensive digital displays provide real-time data, such as speed, fuel levels, and navigation.

➔Smartphone Connectivity: Bluetooth connectivity on models enables access to navigation, music, and communication through a phone app.

Frequently Asked Questions

Yes, third-party two-wheeler insurance is mandatory in India by law. Comprehensive insurance provides greater security against theft, damage, and accidents.

It takes just a few minutes. Enter your bike details, select coverage, pay the premium, and download your policy instantly.

Yes, you can renew two-wheeler insurance online through the insurer's web portal with your existing policy details.

Simply visit the SBI General Insurance website, fill in the bike and policy details, select coverage, and settle the premium amount online.

Disclaimer: The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.

SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.

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