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Covid-19 cover
Lump sum benefit equal to 100% of the Sum Insured, shall be payable on positive diagnosis of COVID, requiring hospitalization for a minimum continuous period of 72 hours.- Need Help
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Corona Rakshak
- No Medical Check-Up
- Covid-19 Cover
- Tax Exemption: Sec 80D
Be Well-Prepared Against
Covid-19 with Corona Rakshak
Policy
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No Medical Check-Up
Individuals do not need to undergo any medical tests to avail the Corona Rakshak Policy.
Tax Exemption Sec 80D
Premium paid towards Corona Rakshak Policy can be claimed as a deduction under Section 80D.
Minimum Waiting Period
Premium paid towards Corona Rakshak Policy can be claimed as a deduction under Section 80D.
Why Corona Rakshak Policy?
Helping India Win Against COVID-19
In the recent years, lives of many people have been affected by the novel coronavirus (COVID-19). With Corona Rakshak Policy, you can safeguard yourself and your family against COVID-19. SBI General's Corona Rakshak Policy is a customized health insurance plan that offers coverage for expenses related to treatment required due to a positive diagnosis of COVID-19.
Who Can Buy This Policy?
Corona Rakshak Policy can be bought by any individual between the age
of 18 years to 65 years on Individual and Family individual basis.
Key Feature
- No medical check-up across all age bands
- Lumpsum benefit equal to 100% of the Sum Insured payable on positive diagnosis of COVID-19
- Only 15 days waiting period from the policy commencement date
- Tax Deduction: Under Sec 80D
Coverage
- Lumpsum benefit equal to 100% of the Sum Insured payable on positive diagnosis of COVID-19
This policy covers the following subject to the terms and conditions:
Exclusion
- Investigation & Evaluation -
- Expenses related to any admission primarily for diagnostics and evaluation purposes
- Expenses related to any admission primarily for diagnostics and evaluation purposes. Any diagnostic expenses which are not related or not incidental to the current diagnosis and treatment
- Any diagnosis which is not related and not incidental to COVID-19 is not covered in this policy
- Testing done at a diagnostic centre which is not authorized by the Government shall not be recognized under this policy
- Any claim with respect to COVID-19 manifested prior to commencement date of this policy or during the waiting preriod
- Cover under this policy shall cease if the Insured Person travels to any country placed under travel restriction by the Government of India
Important Note: The above list of inclusions and exclusions are illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.
- Investigation & Evaluation -
Key Feature
Coverage
Exclusion
Key Feature
- No medical check-up across all age bands
- Lumpsum benefit equal to 100% of the Sum Insured payable on positive diagnosis of COVID-19
- Only 15 days waiting period from the policy commencement date
- Tax Deduction: Under Sec 80D
Coverage
- Lumpsum benefit equal to 100% of the Sum Insured payable on positive diagnosis of COVID-19
This policy covers the following subject to the terms and conditions:
Exclusion
- Investigation & Evaluation -
- Expenses related to any admission primarily for diagnostics and evaluation purposes
- Expenses related to any admission primarily for diagnostics and evaluation purposes. Any diagnostic expenses which are not related or not incidental to the current diagnosis and treatment
- Any diagnosis which is not related and not incidental to COVID-19 is not covered in this policy
- Testing done at a diagnostic centre which is not authorized by the Government shall not be recognized under this policy
- Any claim with respect to COVID-19 manifested prior to commencement date of this policy or during the waiting preriod
- Cover under this policy shall cease if the Insured Person travels to any country placed under travel restriction by the Government of India
Important Note: The above list of inclusions and exclusions are illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.
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With our quick and seamless process, you can buy this policy effortlessly from the comfort of your home.
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Customers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.
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FAQs about Corona Rakshak Policy
Here are the commonly asked questions about Corona Rakshak Policy
Product UIN
SBIHLIP21090V012021
Disclaimer:For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
Tax Benefits are subject to change in Tax Laws
*T&C Apply
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