SBI General Bharat Griha Raksha

Home Structure Cover
Cover for Owners, Tenants & Landlords
Policy Tenure – 1 to 10 years
Cover for Loss of Rent
Optional coverage for valuables
Optional Personal Accident Cover for Insured and Spouse

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Key Features

Policy available from 1 year to 10 years
Coverage for building (structure) and/or contents
Home contents are automatically covered at 20% of Sum Insured amount for the building (subject to maximum of Rs 10 lacs)
Flexible options for coverage of home contents
Optional covers available for valuable contents
Optional cover for personal accident of Rs 5 lakh each for self and spouse (arising out of fire and allied perils)
Inbuilt cover for fee payable to architect/surveyor/consulting engineer (5% of claim amount)
Inbuilt cover for removal of debris (2% of claim amount)
Inbuilt cover for loss of rent/ rent for alternative accommodation
Auto-escalation of sum insured by 10% for annual policies and for long term policies
Building (structure) and contents insured on reinstatement/ replacement value basis
Valuable contents insured on agreed value basis
Underinsurance is not applicable
No deductible applicable

Product UIN

IRDAN144RP0032V01202021

DISCLAIMER:

The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the sales brochure carefully before concluding a sale.
Tax Benefits are subject to change in Tax Laws
*T&C Apply