i. Loss of yield to standing crop due to below perils:-

(a) Natural Fire and Lightning

(b) Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado etc.

(c) Flood, Inundation and Landslide

(d) Drought, Dry spells

(e) Pests/ Diseases etc.

ii. Loss due to prevention from sowing/planting due to deficit rainfall or adverse seasonal conditions,

iii. Loss of crops, which are allowed to dry in the field after harvesting against specified perils of cyclone in coastal areas, resulting in damage to harvested crop up to a maximum period of two weeks from harvesting.