We Protect You
  • No Medical Check-up upto 55 Years

    No Medical Check-up upto 55 Years

  • AYUSH  Cover

    AYUSH Cover

  • Cumulative  Bonus

    Cumulative Bonus

  • Tax Exemption  Sec 80D

    Tax Exemption Sec 80D

  • Pre and Post Hospitalisation Expenses

    Pre and Post Hospitalisation Expenses

  • Domiciliary  Hospitalisation

    Domiciliary Hospitalisation

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Key Feature
  • No pre-policy medical test up to the age of 55 years for people with no medical history.
  • 141 Day Care expenses covered.
  • AYUSH Cover
  • Cumulative Bonus: 10% of SI for each claim-free year, up to 50%
  • Coverage from Rs 10,00,000 to Rs 30,00,000.
  • Tax Deduction: Under Sec 80D
  • Reimbursement of health check up to Rs 5000 in case of no claim for 4 years
Coverage

This Health Insurance policy covers the following subject to the terms and conditions:

  • Our Health Insurance policy covers:
    • Your hospital room rent, boarding expenses and doctor fees
    • Operation Theatre and Intensive Care charges
    • Nursing expenses
    • Medicines that you consume during the hospital stay
  • Pre and Post hospitalisation expenses up to 60 and 90 days respectively
  • Alternative treatment taken in accredited or recognised hospitals
  • Domiciliary hospitalisation
  • Maternity Expenses.
  • Organ Donor Expenses.
Exclusion

We will not pay expenses in the following cases

  • Pre existing diseases from inception of the policy up to 4 years of this Policy being in force continuously.
  • Treatment of illnesses such as Ulcers, Tonsillectomy, Hernia, Cataract, Sinusitis, Gall Bladder Stones, Chronic Renal Failure during the first year of operation of the policy.
  • Treatment taken outside India
  • Outpatient treatment
  • Stay in a hospital without undertaking any active regular treatment by the medical practitioner
  • Experimental and unproven treatment.

Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

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