Arogya Premier Health Insurance

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We Protect You

No Medical Check-up upto 55 Years
AYUSH Cover
Cumulative Bonus
Tax Exemption Sec 80D
Pre and Post Hospitalisation Expenses
Domiciliary Hospitalisation

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Key Feature

Coverage

Exclusion

Key Feature

No pre-policy medical test up to the age of 55 years for people with no medical history.
141 Day Care expenses covered.
AYUSH Cover
Cumulative Bonus: 10% of SI for each claim-free year, up to 50%
Coverage from Rs 10,00,000 to Rs 30,00,000.
Tax Deduction: Under Sec 80D
Reimbursement of health check up to Rs 5000 in case of no claim for 4 years

Coverage

This Health Insurance policy covers the following subject to the terms and conditions:

Our Health Insurance policy covers:
- Your hospital room rent, boarding expenses and doctor fees
- Operation Theatre and Intensive Care charges
- Nursing expenses
- Medicines that you consume during the hospital stay
Pre and Post hospitalisation expenses up to 60 and 90 days respectively
Alternative treatment taken in accredited or recognised hospitals
Domiciliary hospitalisation
Maternity Expenses.
Organ Donor Expenses.

Exclusion

We will not pay expenses in the following cases

Pre existing diseases from inception of the policy up to 4 years of this Policy being in force continuously.
Treatment of illnesses such as Ulcers, Tonsillectomy, Hernia, Cataract, Sinusitis, Gall Bladder Stones, Chronic Renal Failure during the first year of operation of the policy.
Treatment taken outside India
Outpatient treatment
Stay in a hospital without undertaking any active regular treatment by the medical practitioner
Experimental and unproven treatment.

Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.