Motor Act Only Private Car Insurance (3 Years)

Motor Act Only Private Car Insurance (3 Years)

Motor Insurance Policy
We Protect You
  • Third Party Liability for 3 Years

    Third Party Liability for 3 Years

  • Personal Accident to Individual Owner

    Personal Accident to Individual Owner

  • No Annual Renewal

    No Annual Renewal

  • Bi-Fuel Kit

    Bi-Fuel Kit

  • Legal Liability to Paid Driver

    Legal Liability to Paid Driver

  • PA Cover to Passenger

    PA Cover to Passenger

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Key Features
  • Covers Third-Party Liability
  • Long term: 3 years
Coverage

Our motor car insurance offers Third Party cover against any legal liability if your car has caused accidental injury to a third party or damaged a third party’s property.

  • Additional Benefits include:
    • Personal accident cover of Rs. 15 lakhs for two-wheelers and private cars for individual owner/s*. The cover is available at Rs 1 lakh per person for two-wheelers and Rs 2 lakhs for other vehicles
    • Additional Legal liabilities:
      • Driver or other staff employed to operate or clean the vehicle
      • employees travelling in or driving the car (apart from the driver).
    • Legal liabilities for using a CNG/LPG bifuel kit.
Major Exclusion
  • We do not offer coverage for damage, theft or loss due to incidents related to the war, invasion, foreign enemy acts, mutiny, rebellion, etc. Any claims made must be proved to be an act not related to any of these conditions.
  • Driving without a valid licence
  • Driving under the influence of drugs and alcohol

Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

  • Product UIN - IRDAN144RP0002V02201819
  • Disclaimer: The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.
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