We Protect You
  • Accidental Damage to Vehicle

    Accidental Damage to Vehicle

  • Third Party Liability

    Third Party Liability

  • Personal Accident to Owner Driver

    Personal Accident to Owner Driver

  • No Claim Bonus

    No Claim Bonus

  • Add on: Return to Invoice

    Add on: Return to Invoice

  • Add on: Depreciation Reimbursement

    Add on: Depreciation Reimbursement

  • Add on: Engine Guard

    Add on: Engine Guard

  • Add on: Road Side Assistance

    Add on: Road Side Assistance

  • Add on: Cover for Consumables

    Add on: Cover for Consumables

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Key Features
  • Compulsory Third Party Liability with personal accident
  • Multiple covers with additional premiums:
    • NCB
    • Key Replacement
    • Bi-fuel Kit
    • Loss of Belongings
  • Legal liability for paid driver and employees
  • Nil Depreciation
  • Return to Invoice
Coverage

We offer motor insurance cover for private cars in the following cases:

  • Compulsory Third Party Liability in case of injury/death of the person, or any damage caused to the property of the third party
  • Loss or damage to your car due to:
    • Fire
    • Self-ignition
    • Accidental damage
    • Explosion
  • Your car is covered against natural disasters like lightning, earthquake, hurricanes, cyclones, landslides, etc.
  • Personal accident cover up to Rs 15 lakh for individual owners while driving. Passengers can also get coverage up to Rs 2 lakh per person.

    Coverage for CNG/LPG bi-fuel kit.

Major Exclusion
  • We do not offer coverage for damage, theft or loss due to incidents related to the war, invasion, foreign enemy acts, mutiny, rebellion, etc. Any claims made must be proved to be an act not related to any of these conditions.
  • Driving without a valid licence.
  • Driving under the influence of drugs and alcohol

Important Note: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.

  • Private Car Insurance Policy - Package (UIN: IRDAN144RP0005V03201112)
  • Bundled Private Car Insurance Policy (UIN: IRDAN144RP0006V02201819)
  • Disclaimer: The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.
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